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HomeLong-Term Care Insurance AgentsNew York › Saratoga Springs

Find Long-Term Care Insurance Agents Near You in Saratoga Springs, NY

Browse long-term care insurance agents serving Saratoga Springs, New York. Updated 2026-07-14.

The top-rated long-term care insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 26 long-term care insurance agents serving Saratoga Springs.

Showing 26 long-term care insurance agents in Saratoga Springs, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kyle Magne - State Farm Insurance Agent120 West Ave Apartment 102(518) 633-1010
2Bob Fitch - State Farm Insurance Agent440 Maple Ave(518) 409-8685
3Dione Ramsdill - State Farm Insurance Agent4286 NY-50(518) 581-7010
4Jenks Family Insurance Agency, LLC11 Ballston Ave(518) 581-1111
5Lubica Mills - State Farm Insurance Agent8 Circular St Suite 3(518) 587-6483
6Todd Harvey Farmers Insurance2 Smith Bridge Rd(518) 693-6893
7Armor Group Insurance Agency340 Broadway Ste 301(518) 952-4296
8Steve Cook - State Farm Insurance Agent6 Franklin Square Ste E(518) 581-8240
9AAA Saratoga26 West Ave(518) 587-8529
10Cote Insurance Agency68 Weibel Ave(518) 587-3303
KM
120 West Ave Apartment 102
Kyle Magne - State Farm Insurance Agent
Long-Term Care Insurance Agent · Saratoga Springs, NY

Kyle Magne - State Farm Insurance Agent serves Saratoga Springs, New York, and the surrounding Saratoga County area by providing insurance solutions for local residents. As a long-term care insurance agent, the agency helps individuals plan for potential future needs related to aging or chronic illness. This involves guiding clients through policy options that cover home care, assisted living, and nursing home expenses. The agency specifically handles assessments for long-term care coverage and assists with policy selection to protect personal assets.

BF
440 Maple Ave
Bob Fitch - State Farm Insurance Agent
Long-Term Care Insurance Agent · Saratoga Springs, NY

Bob Fitch - State Farm Insurance Agent in Saratoga Springs, NY provides long-term care insurance to help individuals plan for future health needs and protect their assets. The agency offers guidance on policy options and can assist with routine service needs or adjustments as circumstances change. Clients are supported through simplifying claims processes and answering ongoing questions about coverage. The agency services a client base that includes owners of single-family homes, apartments, retail spaces, and restaurants throughout the local area.

DR
4286 NY-50
Dione Ramsdill - State Farm Insurance Agent
Long-Term Care Insurance Agent · Saratoga Springs, NY

Dione Ramsdill - State Farm Insurance Agent serves homeowners, businesses, and property managers in Saratoga Springs, New York, with a focus on long-term care insurance. This agency helps individuals plan for future needs when chronic illness or disability requires ongoing assistance. Policies can cover in-home care, assisted living, or nursing facility expenses, protecting personal savings and family finances. The agent works closely with clients to explain policy options and coverage specifics. Dione Ramsdill also provides services to residents of nearby Wilton in Saratoga County.

JF
11 Ballston Ave
Jenks Family Insurance Agency, LLC
Long-Term Care Insurance Agent · Saratoga Springs, NY

Jenks Family Insurance Agency, LLC serves Saratoga Springs and the surrounding communities in New York's Capital Region with long-term care insurance solutions. The agency handles policy options designed to help cover costs of nursing homes, assisted living, or home-based care that regular health insurance typically does not cover. The agency begins each case by reviewing a client's financial situation and personal preferences to match coverage with potential future needs.

LM
8 Circular St Suite 3
Lubica Mills - State Farm Insurance Agent
Long-Term Care Insurance Agent · Saratoga Springs, NY

Lubica Mills - State Farm Insurance Agent in Saratoga Springs, NY, helps clients understand long-term care insurance, which generally involves both one-time policy purchases and recurring premium payments to maintain coverage. Policies typically cover services like home care or facility stays that are not included under standard health insurance. As a local agent, the office guides individuals through plan options tailored to future care needs. Service runs on an as-needed basis, with clients scheduling appointments when they wish to discuss coverage or adjust existing policies.

TH
2 Smith Bridge Rd
Todd Harvey Farmers Insurance
Long-Term Care Insurance Agent · Saratoga Springs, NY

Serving clients in Saratoga Springs, Todd Harvey Farmers Insurance offers long-term care insurance to help individuals prepare for the future costs of assisted living or in-home care. The agency works with residents to explain policy options and assess personal coverage needs for protecting assets. As New York winters bring increased risks of slips and falls, the agent helps clients understand how a policy can address potential recovery expenses from such seasonal accidents.

AG
340 Broadway Ste 301
Armor Group Insurance Agency
Long-Term Care Insurance Agent · Saratoga Springs, NY

As winter approaches in Saratoga Springs, many families begin to consider how they might protect savings from the rising costs of extended care. Armor Group Insurance Agency helps individuals and couples evaluate long-term care insurance policies that are tailored to their needs and budget. The agency takes time to explain benefit structures and coverage options, ensuring clients understand policy details before making any commitment. Each consultation begins with a thorough assessment of the client’s age, health, and financial situation to determine appropriate policy choices.

SC
6 Franklin Square Ste E
Steve Cook - State Farm Insurance Agent
Long-Term Care Insurance Agent · Saratoga Springs, NY

Serving residents in Saratoga Springs, New York, Steve Cook - State Farm Insurance Agent offers long-term care insurance coverage designed for individuals and families. The agency also provides commercial policies to local businesses in the greater Saratoga Springs area. Long-term care insurance helps clients plan for potential future care needs while protecting their assets. This agency assists clients in understanding policy details and coverage options during initial consultations. Regular, ongoing communication and policy reviews are encouraged between annual or semi-annual visits to ensure coverage remains aligned with changing needs.

AS
26 West Ave
AAA Saratoga
Long-Term Care Insurance Agent · Saratoga Springs, NY

AAA Saratoga provides guidance for individuals planning for future care needs and financial security. As a local insurance agent in Saratoga Springs, New York, the company specializes in long-term care insurance policies designed to help cover costs associated with extended health services. They also offer supplemental options that can be tailored to personal circumstances and budgets. Businesses seeking to protect their assets can utilize these plans as part of employee benefit packages or owner protection strategies for offices, warehouses, and food service operations.

CI
68 Weibel Ave
Cote Insurance Agency
Long-Term Care Insurance Agent · Saratoga Springs, NY

Cote Insurance Agency, based in Saratoga Springs, NY, is known for guiding clients through the complexities of long-term care insurance. The agency assists individuals and families in this region by explaining policy options and coverage needs for future care. Its service range includes assessing personal financial situations to tailor insurance plans that help protect assets from the high costs of extended care. A specialty service it can add on is offering policy comparisons to find suitable benefit periods and daily coverage amounts.

RJ
538 Maple Ave Suite C
Robert J. Hoy Agency, Inc.
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 583-2025
hoyagency.com
ND
3257 US-9 Ste 4
Nicole DellaPorta - State Farm Insurance Agent
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 587-0136
nicoledellaporta.com
TM
468 Maple Ave
Thomas McCurry: Allstate Insurance
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 306-5315
agents.allstate.com/thomas-mccurry-saratoga-springs-ny.html
MH
120 West Ave Apartment 302
Maureen Hallaran, Licensed Medicare Agent
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 581-1642
mosaicwsg.com
SM
125 High Rock Ave suite 215
Saratoga Medicare Group
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 528-1550
saratogamedicare.com
NI
195 Washington St
Nationwide Insurance: Michael O. Murphy
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 584-1715
AS
229 Washington St
ADAMS STATION INSURANCE AGENCY INC
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 512-5247
adamsstationinsurance.com
VI
513 Broadway
Vitality Insurance Agency NY
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 620-8429
VI
35 Henry St
Vivid Insurance Service
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 594-6731
FI
3257 US-9 Suite 3
Fragomeni Insurance
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 584-4200
fragomeni-insurance.com
BC
47 Regatta View Dr
Blue Chip Financial Group
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 584-8057
1bluechip.com
PI
18 Bradford Dr
Pietrosanto Insurance Agency
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 581-3282
pietrosanto.com
KI
12 Lake Ave
Karbocus Insurance Agency
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 583-3333
karbocusinsurance.com
AM
31 Woodlawn Ave
Amsure
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 584-5300
amsureins.com
SL
125 High Rock Ave
Saratoga Life & Health Plans
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 760-0113
saratogahealthplans.com
MA
125 High Rock Ave suite 215
Mitchell Agency
Long-Term Care Insurance Agent · Saratoga Springs, NY
(518) 866-4873
mitchellagencyinsurance.com

What Does a a Long-Term Care Insurance Agent in Saratoga Springs Cost?

Long-term care insurance premiums in New York vary by age, health, and coverage level. For a 55-year-old, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay more. This is general information, not insurance advice.

About long-term care insurance agents in Saratoga Springs

Long-term care insurance agents in Saratoga Springs help residents plan for future care needs. New York state requires agents to be licensed and follow specific rules under the New York Insurance Law. These agents can explain policies that cover home care, assisted living, and nursing home costs.

Frequently Asked Questions

What does a long-term care insurance agent do in Saratoga Springs?

A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, costs, and how New York state laws affect your policy. They do not provide legal advice but can guide you through the application process.

Does New York have a special long-term care partnership program?

Yes, New York has a Long-Term Care Partnership Program that allows you to protect assets equal to the benefits paid by your policy. This program is available through licensed agents in Saratoga Springs. It helps residents qualify for Medicaid without spending down all assets.

What is the New York state waiting period for long-term care insurance claims?

New York state does not set a specific waiting period for all policies. The waiting period, also called an elimination period, is chosen by the policyholder when buying the plan. Common waiting periods are 30, 60, or 90 days before benefits begin.

Long-Term Care Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.