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Find Long-Term Care Insurance Agents in Riverhead, NY
Compare long-term care insurance agents in Riverhead. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Riverhead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 17 long-term care insurance agents in Riverhead, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Daniel Valet - State Farm Insurance Agent
177 Old Country Rd Ste 2, Riverhead, NY 11901
(631) 378-5370
insurewithvalet.com
Elizabeth Hanlon: Allstate Insurance
1236 Roanoke Ave, Riverhead, NY 11901
(631) 727-1700
agents.allstate.com
Ed Graves - State Farm Insurance Agent
1149 Old Country Rd B5, Riverhead, NY 11901
(631) 727-1122
edgraves.net
Budget Brokerage Insurance
1186A E Main St, Riverhead, NY 11901
(631) 369-1000
budgetbrokerage.com
The RUOK Insurance Agency, Inc.
1549 Main Rd, Riverhead, NY 11901
(631) 876-1231
ruokins.com
Lighthouse Insurance - Riverhead
221 W Main St, Riverhead, NY 11901
(631) 369-9600
lighthouseinsurance.com
Giacalone Insurance | Insurance Agency Riverhead
59 E Main St, Riverhead, NY 11901
(631) 208-9090
giacaloneinsurance.com
Farm Family Casualty Insurance
18 1st St, Riverhead, NY 11901
(631) 727-7767
farmfamily.com
The Washwick Agency, Inc.
860 E Main St, Riverhead, NY 11901
(631) 369-0888
washwick.com
Acrisure Riverhead, NY (Atlantic Agency)
619 Roanoke Ave, Riverhead, NY 11901
(631) 244-7784 ext. 3
acrisure.com
Family Insurance Co
PROFESSIONAL BUILDING, 940 Roanoke Ave, Riverhead, NY 11901
(631) 729-9714
Motosport Brokerage Inc
1407 Pulaski St, Riverhead, NY 11901
(631) 369-6915
motosportbrokerageinc.com
Medicare Insurance Policy
869 Old Country Rd, Riverhead, NY 11901
(631) 565-7772
Gadzinski Insurance
525 Pulaski St, Riverhead, NY 11901
(631) 727-4484
progressiveagent.com
Fidelity National Title
24 Commerce Dr, Riverhead, NY 11901
(631) 727-0600
fntic.com
Allstate Personal Financial Representative: Colin Tooker
1236 Roanoke Ave, Riverhead, NY 11901
(631) 727-3727
agents.allstate.com
WILLIAM FIELDS: Allstate Insurance
1375 Old Country Rd Ste 1, Riverhead, NY 11901
(631) 727-0556
agents.allstate.com
Long-term care insurance agents in Riverhead, New York help residents plan for future care costs, such as nursing home stays or home health aides. New York State offers a Partnership for Long-Term Care program that allows policyholders to protect a portion of their assets while qualifying for Medicaid. These agents can explain how local regulations and benefit triggers work to tailor a policy to your situation.
What Does a Long-Term Care Insurance Agent in Riverhead Cost?
In New York, annual premiums for long-term care insurance vary widely based on age, health, and coverage level. For a 55-year-old, a policy with a $150 daily benefit and 3-year term might cost between $1,500 and $3,000 per year. For a 65-year-old, the same coverage could range from $2,500 to $5,000 annually. Costs also depend on inflation protection and elimination period choices. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Riverhead do?
An agent helps you compare policies from different insurers to cover services like assisted living or in-home care. They explain New York-specific rules, such as the 90-day elimination period often required before benefits start. They also guide you on how a policy interacts with Medicaid under state law.
How does New York Partnership for Long-Term Care affect my policy?
The Partnership program allows you to buy a qualified policy that lets you keep assets equal to the benefits paid out if you later need Medicaid. For example, if your policy pays $100,000 in benefits, you can keep $100,000 in assets and still qualify for Medicaid. An agent can help you find a Partnership-certified policy in Riverhead.
What are the age and health requirements for buying a policy in New York?
Most insurers require you to be between 18 and 84 years old, with underwriting based on your health history. New York law guarantees that policies are renewable as long as you pay premiums, even if your health changes. An agent can review your medical records to find a policy you qualify for.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.