The top-rated long-term care insurance agent in New Rochelle, New York is Bankers Conseco Life Insurance Company, rated 4.9 stars across 150 reviews. Other highly rated options include Marenco Insurance Agency, Charles Brown III - State Farm Insurance Agent, M.L. Bruenn Co., Inc. This directory lists 19 long-term care insurance agents serving New Rochelle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Conseco Life Insurance Company | 271 North Ave #610 | (929) 241-3003 |
| 2 | Marenco Insurance Agency | 2525 Palmer Ave | (914) 235-3144 |
| 3 | Charles Brown III - State Farm Insurance Agent | 304 Huguenot St | (914) 576-2886 |
| 4 | M.L. Bruenn Co., Inc | 271 North Ave Suite 102 | (914) 632-2222 |
| 5 | Douglas Torpie: Allstate Insurance | 556 North Ave | (914) 576-1515 |
| 6 | Tom Broderick - State Farm Insurance | 211 Main St | (914) 632-6000 |
| 7 | OurCare Health | 1 Radisson Plaza Suite 1020 | (914) 576-5051 |
| 8 | Delroy Burrell, Bankers Life Agent | 271 North Ave #610 | (929) 241-3003 |
| 9 | A & A Reliable Insurance Agency LLC | 92 North Ave # 201 | (914) 336-2500 |
| 10 | National Insurance Agency | 542 Main St | (631) 358-5051 |
Bankers Conseco Life Insurance Company provides long-term care insurance services to residents of New Rochelle, New York. The agency also covers commercial clients in the surrounding Westchester County area. Agents work with individuals to plan for future care needs and help businesses offer coverage as part of employee benefits packages. Policies are reviewed and adjusted during scheduled appointments. Follow-up service is available between regular visits to update coverage or address changes in personal circumstances.
Marenco Insurance Agency serves the New Rochelle, New York area as a dedicated long-term care insurance agent. The company helps clients address potential future needs for assisted living or nursing home expenses, focusing on personalized policy selection to protect assets and ensure access to quality care. It regularly works with individuals planning for retirement to incorporate coverage into their broader financial strategy. Specific services include facilitating policy applications for home health care coverage and providing plan comparisons for memory care facility benefits.
Charles Brown III - State Farm Insurance Agent in New Rochelle, NY, offers a range of long-term care insurance services to help individuals plan for future care needs. The agency provides ongoing policy support, including regular reviews and adjustments to coverage as clients' circumstances change. Service plans focus on explaining benefit options, assisting with claims, and ensuring policies remain aligned with financial goals. The agency serves a variety of clients, including those in single-family homes, apartments, retail establishments, and restaurants.
M.L. Bruenn Co., Inc. serves individuals, families, and small business owners who are planning for the financial impact of extended medical care. The New Rochelle-based long-term care insurance agent helps clients evaluate asset protection strategies, choose appropriate policy terms, and navigate coverage options that address future care needs without depleting savings. Each consultation focuses on personal circumstances and local facility costs. Beyond Westchester County, the company works with clients in adjacent communities such as Pelham and Larchmont.
Serving New Rochelle, NY, and surrounding Westchester County communities, Douglas Torpie: Allstate Insurance handles long-term care insurance for local residents through individual policy assessments. The agency works with clients to plan for potential future care costs from nursing homes, assisted living, or home health aides. Each case begins with a detailed review of the client’s financial situation and expected care needs, followed by a comparison of coverage options from available carriers.
Tom Broderick - State Farm Insurance in New Rochelle, NY offers specialized long-term care insurance agent services, helping clients plan for expenses related to extended nursing, assisted living, or in-home care. The company also provides general insurance guidance to local residents navigating their coverage options. This work often involves reviewing policies to protect savings from the high costs of chronic illness or disability. It can be especially helpful when families face sudden care decisions during winter months.
In New Rochelle, New York, OurCare Health offers long-term care insurance agents to help clients understand the difference between a single policy purchase and ongoing plan management. Coverage is designed to pay for extended personal care services, such as home health aides or nursing home stays, when illnesses or disabilities limit independence. The company also helps with annual policy reviews to account for rising care costs or changing family needs. Their service runs on both a one-time consultation and an as-needed scheduled basis for future inquiries.
As the seasons change in New Rochelle, many older residents begin evaluating how to protect their savings from the rising costs of extended care. Delroy Burrell, Bankers Life Agent serves the local community by guiding individuals through the often-complex process of selecting a long-term care insurance policy. The agency focuses on helping clients understand policy benefits, elimination periods, and inflationary coverage options tailored to the area’s demographics. An initial consultation is typically scheduled at the client’s home to review personal health and financial details before any formal application begins.
A & A Reliable Insurance Agency LLC serves clients by providing guidance on financial protection for long-term care needs. Their specialized work focuses on helping individuals plan for future health-related expenses in the New Rochelle area and surrounding communities. They assist with policies that cover care not typically included by standard health insurance or Medicare. The agency works with commercial sectors including offices, warehouses, and food service operations to help protect their owners and key personnel.
What Does a a Long-Term Care Insurance Agent in New Rochelle Cost?
Long-term care insurance premiums in New York vary based on age, health, and coverage level. For a healthy 55-year-old, a policy with 3 percent inflation protection may cost between 1,500 and 3,000 dollars per year. Older applicants or those with health conditions may pay significantly more. Costs also depend on the daily benefit amount and benefit period you choose. This is general information and not insurance advice.
About long-term care insurance agents in New Rochelle
A long-term care insurance agent in New Rochelle can help you plan for future care costs while protecting your savings. New York State offers the Partnership for Long-Term Care program, which allows policyholders to keep more assets if they later need Medicaid. Local agents understand the specific rules and costs in Westchester County and can guide you through available options.
Frequently Asked Questions
What does a long-term care insurance agent in New Rochelle do?
An agent helps you compare policies from different insurers and explains coverage options like home care, assisted living, and nursing home benefits. They also advise on New York-specific programs such as the Partnership for Long-Term Care. Their role is to match your health and financial situation with a suitable plan.
Is long-term care insurance required in New York?
No, long-term care insurance is not required by law in New York. However, it can help protect your assets if you need extended care. New York does have a Medicaid look-back period of 60 months for long-term care transfers, so planning early with an agent may be beneficial.
What is the New York Partnership for Long-Term Care?
This is a state program that lets you keep a portion of your assets equal to the benefits your policy pays out. If your policy covers 200,000 dollars in care, you can protect 200,000 dollars in assets from Medicaid recovery. An agent in New Rochelle can explain if a Partnership policy is right for you.
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