The top-rated long-term care insurance agent in Ithaca, New York is Nick Romo - State Farm Insurance Agent, rated 4.8 stars across 471 reviews. Other highly rated options include Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance, Freeway Insurance. This directory lists 20 long-term care insurance agents serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 2 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 3 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 4 | Freeway Insurance | 722 S Meadow St | (607) 319-7016 |
| 5 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 6 | Moscato & Associates Inc | 950 Danby Rd | (607) 216-1450 |
| 7 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 8 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
| 9 | Security Mutual Insurance Co | 2417 N Triphammer Rd | (607) 257-5000 |
| 10 | P W Wood & Son Inc | 2333 N Triphammer Rd Suite 501 | (607) 266-3303 |
Nick Romo - State Farm Insurance Agent serves the Ithaca, New York area, offering long-term care insurance solutions to residents planning for future personal and financial security. The agency helps clients understand how these policies can cover home care, assisted living, or nursing facility expenses. They guide individuals through selecting appropriate coverage levels and benefit periods to suit their anticipated needs. This agency also assists with navigating policy options that protect assets and reduce the burden on family members during extended care situations.
Adam Megivern - State Farm Insurance Agent in Ithaca, NY, provides long-term care insurance coverage designed to help individuals plan for future care needs. The agency offers policy consultations to explain coverage options and assists with ongoing policy maintenance and claims support throughout the life of the plan. It serves single-family homes, apartments, retail businesses, and restaurants needing to protect their financial security against long-term care expenses.
Bailey Place Insurance serves local homeowners, families, and individuals who are planning for future health care needs. As a long-term care insurance agent, the company helps clients understand policy options for covering extended care services. This includes guidance on selecting plans that may protect assets and provide access to necessary home or facility-based care. The agency focuses on clear explanations and straightforward advice tailored to each client’s financial and personal situation. It also extends its services to clients in nearby communities within Tompkins County, including Dryden.
Freeway Insurance offers financial guidance for individuals seeking to safeguard assets against the high costs of prolonged care. As a specialized Long-Term Care Insurance Agent, the company helps clients in Ithaca integrate protection plans into their broader retirement strategies. It serves local private households, professional offices, industrial warehouses, and food service operations, ensuring these sector employees gain access to customized coverage solutions.
True Insurance serves the Ithaca, New York area and its surrounding communities, handling long-term care insurance policies. It helps clients locate coverage that addresses needs like in-home care or assisted living. The company guides individuals through complex policy options, comparing benefits and carriers on their behalf. To manage a typical case, the agent first reviews a client’s financial situation and health history, then presents tailored plan choices for informed decision-making.
Clients in Ithaca, New York, choose between one-time consultations addressing immediate needs and recurring service options for ongoing protection adjustments when working with Moscato & Associates Inc. As a long-term care insurance agent, the company helps individuals plan for future care costs through private coverage, assessing eligibility and policy details. Service operates on an as-needed basis, with scheduled reviews available for those with active policies seeking benefit adjustments or premium updates.
Andrews Agency Insurance specializes in helping clients plan for long-term care needs, offering guidance on policies that cover home care, assisted living, and nursing facility expenses. It serves families and individuals in Ithaca by explaining coverage options and comparing insurers to match clients with suitable plans. This work is especially important for seniors facing retirement budget decisions or adult children concerned about a parent’s potential need for future daily assistance.
As winter weather arrives in Ithaca, many families begin planning for potential long-term care needs that can arise with seasonal challenges. Warren Insurance Agency in Ithaca offers tailored guidance on long-term care insurance policies designed for local residents. They review individual coverage options to help address future medical and daily living expenses. An initial assessment step involves scheduling a personal consultation to discuss current health factors and long-term care preferences in your area.
Security Mutual Insurance Co in Ithaca, NY assists individuals in planning for the financial challenges of extended care needs. As a long-term care insurance agent, the company focuses on policies that help cover in-home assistance, assisted living, and nursing facility expenses. These services are designed to protect savings during later years when daily living support may be required. Its solutions are relevant for a range of commercial settings, including offices, warehouses, and food service operations.
What Does a a Long-Term Care Insurance Agent in Ithaca Cost?
Long-term care insurance agent services in New York typically involve no direct fee to you, as agents earn commissions from the insurance company. Policy premiums vary widely based on age and health, ranging from about 1,500 to 4,000 dollars per year for a 55-year-old. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Ithaca
Long-term care insurance agents in Ithaca help residents plan for future care needs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how these state-specific policies work and guide you through the application process.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
It is a state program that lets you keep a portion of your assets equal to the benefits paid by your policy when you later apply for Medicaid. Agents in Ithaca can help you choose a qualifying policy.
How do I find a licensed long-term care insurance agent in Ithaca?
You can search the New York State Department of Financial Services website for licensed agents in Tompkins County. Many local agents also specialize in long-term care planning for seniors.
Does New York require a specific waiting period for long-term care claims?
New York does not set a mandatory waiting period, but most policies have an elimination period of 30 to 90 days before benefits begin. Your agent can explain how this affects your coverage.
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