The top-rated long-term care insurance agent in Hicksville, New York is Christie Simmons - State Farm Insurance Agent, rated 5.0 stars across 537 reviews. Other highly rated options include Nationwide/Progressive/Travelers, Anil Goyal, DCAP Insurance. This directory lists 20 long-term care insurance agents serving Hicksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christie Simmons - State Farm Insurance Agent | 101 Bloomingdale Rd | (516) 433-4275 |
| 2 | Nationwide/Progressive/Travelers | 55 Broadway #F | (516) 719-0700 |
| 3 | Anil Goyal | 464 S Broadway | (631) 965-4444 |
| 4 | DCAP Insurance | 956 S Broadway | (516) 822-4848 |
| 5 | Pinkham Agency Inc | 40 Commerce Pl # 100 | (516) 931-1414 |
| 6 | Ranu Insurance Agency Inc. | 67 N Broadway 2nd Floor | — |
| 7 | Libardi Service Agency Inc | 100 Stewart Ave | (516) 333-3611 |
| 8 | SANJEEV KUMAR - Insurance Agent | 77 N Broadway | (516) 515-9618 |
| 9 | Rob Colarusso - State Farm Insurance Agent | 80 N Newbridge Rd | (516) 933-3276 |
| 10 | Universal Insurance Agency NY | 100 S Broadway | (516) 421-6867 |
Christie Simmons - State Farm Insurance Agent serves Hicksville, New York, as a local provider of long-term care insurance solutions. The agency helps individuals plan for future care needs by explaining policy options and coverage levels for home health aide services, assisted living facilities, and nursing home care. Policyholders receive guidance on how these plans can protect personal savings while qualifying for care. The agency also assists clients with reviewing Medicare supplement plans to coordinate with long-term care coverage.
Serving Hicksville, NY, Nationwide/Progressive/Travelers provides long-term care insurance agent services, helping clients assess their personal needs for future care coverage. This includes reviewing policy options that address assistance with daily activities, such as bathing and dressing, along with care coordination support. Service or maintenance plans typically involve annual policy reviews to adjust coverage as health needs or financial situations evolve. The company’s service, protection, repair, and maintenance plans are made available for individual homeowners, single-family homes, apartments, retail locations, and restaurants.
Anil Goyal serves local families and individuals in the Hicksville, NY area who are planning for their future health care needs. This long-term care insurance agent helps clients explore coverage options designed to protect assets while ensuring access to quality care. He provides guidance through the process of comparing policies and understanding benefit features. His work also supports clients in adjacent Nassau County communities, including Levittown, Jericho, and Plainview.
DCAP Insurance serves clients across Hicksville, New York, and the surrounding communities on Long Island. The company functions as a long-term care insurance agent, helping individuals evaluate policies that cover extended medical or personal care needs outside standard health insurance. It handles enrollment applications and explains the specific conditions for policy activation, such as the inability to perform daily living tasks. To handle a typical job, it guides clients through the process of comparing policy coverage levels to identify a suitable plan for future care expenses.
Long-term care insurance can be purchased as a one-time policy or as a scheduled recurring plan, and Pinkham Agency Inc in Hicksville, NY helps clients understand the trade-offs between these options. Coverage typically protects assets against the high cost of extended nursing or home care, which many standard health plans exclude. An agent clarifies policy benefit triggers, elimination periods, and inflation riders to match individual needs. This local agency’s service operates on an as-needed basis, with consultations available when a client is ready to evaluate or update their coverage.
As winter approaches, many Hicksville residents begin reviewing their savings for potential long-term care costs. Libardi Service Agency Inc provides local guidance on long-term care insurance policies, helping families understand coverage options that protect assets during retirement. The company assists in comparing plans from various insurers to address individual health and financial circumstances. This initial consultation generally involves a detailed assessment of each client’s personal situation before any policy recommendations are made.
SANJEEV KUMAR - Insurance Agent provides guidance on long-term care insurance to clients in the Hicksville, NY area. The agency focuses specifically on policies that cover extended personal and medical care needs often not covered by health insurance or Medicare. These plans help protect savings from the high cost of facility based or at home care. The agent assists businesses and organizations, including offices, warehouses, and food service establishments, in securing coverage options that support their employees and operations.
Rob Colarusso - State Farm Insurance Agent in Hicksville, provides residential long-term care insurance to local homeowners and also offers commercial coverage for area businesses. Policies can help clients prepare for the costs of extended personal or medical care in their later years. The agency serves Hicksville and surrounding communities in Nassau County. After an initial policy setup, clients often return for periodic policy reviews or to adjust coverage as their needs and life circumstances change.
What Does a a Long-Term Care Insurance Agent in Hicksville Cost?
Long-term care insurance premiums in New York vary by age, health, and coverage level. For a 55-year-old, a policy with a 3-year benefit period and 5% inflation protection may cost between $2,000 and $4,000 per year. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Hicksville
Long-term care insurance agents in Hicksville, New York help residents plan for future care needs. New York State offers a Partnership for Long-Term Care program that allows policyholders to protect assets. Agents can explain how these policies work with local nursing homes and home care services in Nassau County.
Frequently Asked Questions
What does a long-term care insurance agent in Hicksville do?
An agent helps you compare policies from different insurers and explains coverage options. They can also guide you on New York State Partnership policies which provide asset protection. The agent does not provide legal advice but can help you understand policy terms.
What is the New York State Partnership for Long-Term Care?
This program lets you keep a portion of your assets equal to the benefits paid by your policy. It is designed to reduce the need for Medicaid. An agent can explain how this program works with your financial plan.
How do I choose a long-term care insurance agent in Hicksville?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their knowledge of New York regulations and the Partnership program. You can verify licenses through the New York State Department of Financial Services.
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