The top-rated long-term care insurance agent in Fairport, New York is Ryan Bush - State Farm Insurance Agent, rated 5.0 stars across 536 reviews. Other highly rated options include Alliance Group Insurance, Empire One Insurance Consultants, Fujimura Insurance Agency. This directory lists 14 long-term care insurance agents serving Fairport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Bush - State Farm Insurance Agent | 6605 Pittsford Palmyra Rd # E1 | (585) 485-0079 |
| 2 | Alliance Group Insurance | 1341 Fairport Rd | (585) 388-8001 |
| 3 | Empire One Insurance Consultants | 6605 Pittsford Palmyra Rd W1 | (585) 433-0000 |
| 4 | Fujimura Insurance Agency | 255 Fairport Village Landing | (585) 690-6983 |
| 5 | John Bartlett - State Farm Insurance Agent | 30 Jefferson Ave | (585) 377-1270 |
| 6 | Samuel Arazoza: Allstate Insurance | 305 Packetts Landing | (585) 203-9360 |
| 7 | Amica Mutual Insurance Company | 370 Woodcliff Dr Suite 100 | (800) 852-6422 |
| 8 | AG / Gaesser Agency, Inc. | 1220 Fairport Rd | (585) 381-0394 |
| 9 | JAC Insurance Agency LLC Formerly Gleichauf Agency/Nationwide Ins | 7700 Pittsford Palmyra Rd | (585) 465-1726 |
| 10 | Fidelis Care - Rochester Regional Office | 100 Willowbrook Office Park #100 | (585) 383-8104 |
Ryan Bush - State Farm Insurance Agent serves the Fairport, New York area and the surrounding Monroe County communities as a long-term care insurance agent. This office helps individuals and families plan for potential future needs related to extended medical or personal care. Their work involves explaining policy options that can help cover costs associated with assisted living, nursing home stays, or in-home support services. They handle consultations on policy benefits and the application process for long-term care coverage.
Alliance Group Insurance in Fairport, NY provides a full range of long-term care insurance services, including policy procurement and benefit education to help families plan for future care needs. Its ongoing service includes annual policy reviews to keep coverage aligned with changing health conditions and financial goals. The agency serves single-family homes, apartments, retail establishments, and local restaurants seeking to protect assets from the high cost of extended care.
Empire One Insurance Consultants serves individuals and families seeking financial protection against the high costs of extended care. The agency helps clients navigate long-term care insurance options, focusing on policies that cover in-home care, assisted living, and nursing facility expenses. Based in Fairport, New York, the company guides local residents through plan comparisons and application processes to secure suitable coverage for future needs. Its service area also extends to neighboring communities throughout Monroe County and the greater Rochester metropolitan region.
For a one-time policy purchase, the agent provides a detailed comparison of policies and support through underwriting, while a recurring service relationship involves annual policy reviews and adjustments for inflation or health changes. Coverage is for nursing home, assisted living, and home-based care costs in the Fairport area. Long-term care insurance agents help clients structure benefits to last for a specified period or a lifetime. Service runs on an as-needed basis for new policies and policy changes.
Serving Fairport, NY, and the surrounding Monroe County communities, John Bartlett - State Farm Insurance Agent handles long-term care insurance policies for local clients. The agency focuses on plans that help cover the costs of extended nursing home care, assisted living, and home-based personal assistance. These policies are designed to protect personal savings from the high expenses often associated with aging. To determine the most suitable policy, the agency begins by thoroughly evaluating a client's current finances, health history, and family caregiving situation.
Samuel Arazoza: Allstate Insurance offers long-term care insurance planning in Fairport, NY, focusing on policies that cover extended nursing, home health, and assisted living expenses. The agency also provides general insurance services to local clients, helping them evaluate their coverage needs for future care. This work is especially valuable for individuals approaching retirement who worry about depleting savings from a sudden illness or injury requiring prolonged, costly support.
Amica Mutual Insurance Company serves the Fairport, New York area as a Long-Term Care Insurance Agent. It helps clients plan for future care needs by providing policies that cover in-home assistance, adult daycare, and nursing facility stays. The agent guides individuals through benefit options and policy structures designed to protect assets from high care costs. Specific services handled include offering personalized coverage evaluations and assisting with claims filing for long-term care benefits.
With the arrival of a new season, many Fairport families begin considering how to protect their savings from the high costs of extended care. AG / Gaesser Agency, Inc. serves as a long-term care insurance agent, helping local individuals assess their future needs for home health, assisted living, or nursing home coverage. The agency explains available policy options and guides clients through the selection process. Before any plan is presented, a thorough assessment of the client's health history and financial goals is completed.
JAC Insurance Agency LLC, formerly Gleichauf Agency/Nationwide Ins, provides professional guidance on long-term care insurance for individuals and families in the Fairport, NY area. This agency specializes in helping clients understand and select policies that can cover assisted living, home health aides, and nursing home costs. When planning for potential future care needs, the company works to match coverage with personal financial goals. Its services are available to commercial sectors such as offices, warehouses, and food service establishments seeking employee benefit options.
Fidelis Care - Rochester Regional Office provides residential long-term care insurance planning from its Fairport location, also assisting clients with commercial coverage needs throughout Monroe County and the greater Rochester area. The agency helps individuals and business owners understand policy options to protect assets against future care costs. Serving existing customers between regular annual reviews remains a standard part of their ongoing client service.
What Does a a Long-Term Care Insurance Agent in Fairport Cost?
Long-term care insurance premiums in New York vary by age, health, benefit amount, and policy features. A healthy 55-year-old might pay between 1,500 and 3,000 dollars per year for a basic policy. Costs increase with age and for policies with inflation protection or longer benefit periods. This is general information, not insurance advice.
About long-term care insurance agents in Fairport
Fairport residents seeking long-term care insurance can work with licensed agents who explain policy options and New York-specific rules. New York has a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents in Fairport help clients compare plans from different insurers to find suitable coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Fairport do?
An agent helps you understand policy features, compare premiums, and apply for coverage. They explain how New York Partnership policies work and how they interact with Medicaid. Agents do not provide legal advice but can guide you on benefit options.
Does New York require special training for long-term care insurance agents?
Yes, New York requires agents to complete a one-time training course on long-term care insurance before selling policies. This training covers policy types, consumer protections, and the New York Partnership program. Agents must also follow state rules about suitability and disclosure.
How does the New York Partnership for Long-Term Care affect my policy?
Partnership policies allow you to protect a dollar amount of assets equal to the benefits your policy pays. For example, if your policy pays 100,000 dollars in benefits, you can keep that amount of assets and still qualify for Medicaid. This program is only available through certified agents.
Long-Term Care Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cicero · Clarence · Clifton Park · Commack · Deer Park · East Meadow