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Compare Long-Term Care Insurance Agents in West Caldwell, NJ

Looking for a long-term care insurance agent in West Caldwell? Review the directory below to compare your options.

12 agents listed
Updated May 2026
West Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 12 long-term care insurance agents in West Caldwell, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schumacher Insurance Agency
551 Passaic Ave, West Caldwell, NJ 07006
(973) 237-1000 schins.net
Jesse M. Branson: Allstate Insurance
603 Bloomfield Ave, West Caldwell, NJ 07006
(973) 228-3100 agents.allstate.com
Fallivene Agency, Inc. Real Estate
1011 Bloomfield Ave #1A, West Caldwell, NJ 07006
(973) 882-1117 falliveneagencyinc.com
Nicole Nickerson - State Farm Insurance Agent
1010 Bloomfield Ave, West Caldwell, NJ 07006
(973) 521-7150 nicolenickerson.com
John Urchak - State Farm Insurance Agent
616 Bloomfield Ave APT 2A, West Caldwell, NJ 07006
(973) 226-0666 jcuinsurance.com
Goosehead Insurance - Jesse Branson Jr.
603 Bloomfield Ave Suite 2, West Caldwell, NJ 07006
(973) 435-2509 goosehead.com
Fallivene Agency Inc., Insurance Division
1025 Bloomfield Ave STE 1B, West Caldwell, NJ 07006
(973) 882-5577 falliveneagencyinc.com
Home & Hospital Medical Personnel
1120 Bloomfield Ave Suite 102, West Caldwell, NJ 07006
(973) 857-9200 hhmpnj.com
Raymond G. McCarthy & Company
185 Fairfield Ave Suite 1-C, West Caldwell, NJ 07006
(973) 228-4141 raymondmccarthy.com
Benefits Providers LLC
195 Fairfield Ave STE 3C, West Caldwell, NJ 07006
(973) 797-0993 benefitprovidersdirect.com
Medicare Planning Services
185 Fairfield Ave, West Caldwell, NJ 07006
(973) 261-9555
Infinitive Benefits LLC
185 Fairfield Ave Suite 1-C, West Caldwell, NJ 07006
(863) 588-1615

Long-term care insurance agents in West Caldwell New Jersey help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. A local agent can explain how these state-specific rules affect your coverage choices.

What Does a Long-Term Care Insurance Agent in West Caldwell Cost?

Typical annual premiums for a 55-year-old in New Jersey range from 1,500 to 3,000 dollars for a policy with 150,000 dollars in benefits and 3 percent compound inflation protection. Costs increase with age and health conditions. Premiums can vary significantly by carrier and benefit design. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in West Caldwell do?
An agent helps you compare policies from different carriers and explains coverage for home care, assisted living, and nursing home care. They also guide you through New Jersey specific rules like the Partnership program and inflation protection options.
How does the New Jersey Partnership for Long-Term Care work?
This program lets you buy a qualified policy that provides dollar-for-dollar asset protection if you later need Medicaid. An agent can show you how this reduces the amount of assets you must spend down before qualifying for NJ Medicaid.