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Compare Long-Term Care Insurance Agents in Clifton, NJ

Directory of long-term care insurance agents in Clifton, New Jersey. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Clifton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 20 long-term care insurance agents in Clifton, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bill G Eljouzi - State Farm Insurance Agent
178 Lakeview Ave, Clifton, NJ 07011
(973) 478-9500 billeljouzi.com
NJH Insurance Agency
600 Getty Ave Suite 119, Clifton, NJ 07011
(973) 832-0933 njhinsurance.com
Sadowski Insurance Agency
258 Dayton Ave, Clifton, NJ 07011
(973) 580-3992 anetasadowski.com
A Plus Insurance Agency
414 Clifton Ave LOWER LEVEL, Clifton, NJ 07011
(973) 928-2528 instagram.com
Jaymar Insurance Agency
99 1st St, Clifton, NJ 07011
(973) 894-1333 jaymaragency.com
Angels Care Community Advisors
1038 Main Ave, Clifton, NJ 07011
(973) 928-6171 angelscarecommunityadvisors.com
Timothy K Brown: Allstate Insurance
1051 Bloomfield Ave, Clifton, NJ 07012
(973) 928-1434 agents.allstate.com
Arceri Insurance Agency
284 Lakeview Ave, Clifton, NJ 07011
(973) 753-6828 arceri-ins.com
Thomas Tobin - State Farm Insurance Agent
1033 Clifton Ave STE 208, Clifton, NJ 07013
(973) 779-4248 tomtobinagency.com
RS Insurance Services
429 Clifton Ave, Clifton, NJ 07011
(201) 244-4771
Yini & Associates
1184 Main Ave #100, Clifton, NJ 07011
(973) 510-2600 insuranceassociatesus.com
United Insurance Co of America
1162 County Rd 509, Clifton, NJ 07013
(862) 385-1564
Karabulut and Co Insurance Agency LLC
318 Clifton Ave, Clifton, NJ 07011
(973) 772-3363 kiainsure.com
Premier Insurance Clifton
251 Clifton Ave, Clifton, NJ 07011
(973) 241-3568
Rus Insurance Agency
1166 Broad St, Clifton, NJ 07013
(862) 203-7331 breelucash9619933.wixsite.com
ASB Insurance Ltd.
844 Van Houten Ave, Clifton, NJ 07013
(862) 295-0860 edwinasteffan20941.wixsite.com
Associated Insurance NJ
1121 Main Ave, Clifton, NJ 07011
(973) 218-5293
Cupo Insurance Agency
50 Mt Prospect Ave, Clifton, NJ 07013
(973) 604-0170 cupo.com
A W Warta Insurance
409 Lexington Ave, Clifton, NJ 07011
(973) 772-0904
Yossi United Insurance LLC
1010 Clifton Ave, Clifton, NJ 07013
(973) 773-9200

A long-term care insurance agent in Clifton, New Jersey can help you find a policy that covers home care, assisted living, or nursing home costs. New Jersey offers the Partnership for Long-Term Care program, which allows policyholders to protect a portion of their assets if they need Medicaid. Working with a local agent ensures you understand state rules and coverage options.

What Does a Long-Term Care Insurance Agent in Clifton Cost?

Long-term care insurance premiums in New Jersey vary by age, health, and coverage level. For a 55 year old, a policy with a $165 daily benefit and 3 year term may cost between $1,500 and $3,000 per year. Costs can be higher for older applicants or richer benefits. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Clifton do?
An agent helps you compare policies from different insurers and explains coverage details. They can also tell you about New Jersey specific programs like the Partnership for Long-Term Care. The agent does not provide legal advice but can guide you on policy features.
How does New Jersey Partnership for Long-Term Care work?
This program lets you keep a certain amount of assets if you later need Medicaid. The amount you keep equals the benefits your policy paid out. A Clifton agent can explain if a Partnership policy is right for you.
Are long-term care insurance premiums tax deductible in New Jersey?
New Jersey allows a deduction on your state income tax for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. Ask your agent for details on current tax rules.