The top-rated long-term care insurance agent in Cherry Hill Township, New Jersey is MediPlans NJ, rated 5.0 stars across 125 reviews. Other highly rated options include Gaspar Insurance Services, Medicare & Money Inc, Trident Insurance Agency. This directory lists 24 long-term care insurance agents serving Cherry Hill Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MediPlans NJ | 16 Hilltop Dr | (856) 291-0015 |
| 2 | Gaspar Insurance Services | 1892 Greentree Rd #200 | (856) 361-2470 |
| 3 | Medicare & Money Inc | 4 Haddonfield Rd Suite 120 | (856) 441-3536 |
| 4 | Trident Insurance Agency | 535 NJ-38 #400 | (800) 333-3690 |
| 5 | Bill Rawlings - State Farm Insurance Agent | 295 NJ-70 Ste B | (856) 300-7020 |
| 6 | PRUDENT INSURANCE AGENCY | 535 NJ-70 | (856) 428-1199 |
| 7 | ABCO Insurance Agency | 403 NJ-70 Suite 100 | (856) 488-5333 |
| 8 | Del Duke Insurance Group | 1190 Marlkress Rd | (856) 424-7960 |
| 9 | Real Deal Insurance | 1201 NJ-70 | (856) 229-7035 |
| 10 | Stanton Insurance Group | 60 Haddonfield-Berlin Rd | (856) 795-7500 |
MediPlans NJ works to assist individuals in planning for potential future long-term care needs, offering guidance on insurance options that can help protect assets and manage care costs. Operating in Cherry Hill Township, New Jersey, this agent specializes in the complexities of long-term care insurance policies, including their various coverage features and benefit triggers. It may serve commercial sectors such as offices needing to advise employees, warehouses considering voluntary benefit programs, and food service establishments looking to provide comprehensive financial planning resources.
Gaspar Insurance Services in Cherry Hill Township, New Jersey, is known for guiding clients through the complexities of long-term care planning. Their services include helping individuals evaluate policies that cover nursing homes, assisted living, and home-based care. They also advise on strategies to protect retirement savings from rising healthcare costs. A specialty service this agency can add on is coordination with elder law attorneys to structure policies that align with estate planning goals.
Medicare & Money Inc serves the Cherry Hill Township, New Jersey area as a Long-Term Care Insurance Agent. It assists clients in planning for future care needs through personalized coverage evaluations. The agency specializes in explaining the complexities of long-term care policies and their integration with other financial plans. It helps individuals compare policy options to protect assets while addressing health-related expenses. Among its specific services, Medicare & Money Inc handles policy consultations and benefit analysis for long-term care insurance solutions tailored to local residents.
Trident Insurance Agency serves residents of Cherry Hill Township, New Jersey, with a focus on securing their financial future through comprehensive long-term care coverage. This commercial service helps individuals plan for potential extended care needs associated with aging or chronic illness. The agency's valued service area covers the greater Cherry Hill region and surrounding communities. Clients are encouraged to schedule a detailed consultation to review their personal care strategies. Trident Insurance Agency typically follows up with a check-in call between regular annual appointments.
Bill Rawlings - State Farm Insurance Agent provides long-term care insurance planning to individuals and families near Cherry Hill Township, New Jersey. Its service includes helping clients evaluate policies that cover extended nursing home stays, in-home assistance, and adult day care expenses. The agent offers ongoing policy maintenance and annual plan reviews to adjust coverage as health needs or financial situations change. This local agency services both single-family homes and apartment residents, along with retail and restaurant business owners seeking personal coverage.
Prudent Insurance Agency serves homeowners, business owners, and families in Cherry Hill Township, New Jersey, who are planning for future care needs. As a Long-Term Care Insurance Agent, it helps clients understand policy options that protect savings against the high costs of assisted living, nursing home care, and home health aides. The agency offers guidance on evaluating coverage terms and premium structures to meet individual budgets and health circumstances. Its service area also extends to clients living in the neighboring communities of Camden County and the greater Philadelphia metro region.
As a Long-Term Care Insurance Agent, ABCO Insurance Agency in Cherry Hill Township, New Jersey specializes in helping clients plan for future care needs. It works closely with individuals to design policies that can cover home health aides, assisted living, or nursing home expenses. The agency also guides families through the complexities of policy benefits and eligibility. During open enrollment periods or when a family faces an unexpected health change, it becomes a vital resource for quickly adjusting coverage to protect assets.
Del Duke Insurance Group serves Cherry Hill Township and the surrounding communities of southern New Jersey, handling long-term care insurance policies for local residents. The agency assists clients in evaluating coverage options designed to protect assets and manage future care needs. These policies typically cover expenses from nursing homes, assisted living facilities, and home health aides. For each client, it begins by reviewing current health considerations and financial goals, then coordinating plan comparisons to identify a suitable policy that aligns with individual circumstances.
Real Deal Insurance in Cherry Hill Township, New Jersey distinguishes between one-time policy evaluations and recurring service for annual plan reviews. They provide long-term care insurance coverage designed for future personal or home-based care needs. Their agents help clients examine policy provisions and potential inflation adjustments for financial protection. Service runs on a one-time basis for initial policy purchase and then on a scheduled annual check-in.
Stanton Insurance Group in Cherry Hill Township, New Jersey specializes in helping clients select long-term care insurance policies. It works with individuals to navigate plan options that cover assisted living, nursing home care, and home health services. The agency provides guidance on policy features and cost considerations. It understands the financial challenges of care planning in the region, assisting families with the seasonal concern of adjusting coverage during open enrollment periods as health needs change.
What Does a a Long-Term Care Insurance Agent in Cherry Hill Township Cost?
Long-term care insurance costs in New Jersey vary by age, health, and policy features. A typical annual premium for a 55-year-old might range from 1,500 to 3,000 dollars. For a 65-year-old, premiums often range from 2,500 to 5,000 dollars per year. Costs are higher for policies with larger benefit pools and inflation riders. This is general information and not insurance advice.
About long-term care insurance agents in Cherry Hill Township
Long-term care insurance agents in Cherry Hill Township help residents plan for future care needs. These agents can explain how New Jersey law allows for partnership policies that protect assets. Working with a local agent ensures you understand coverage options for nursing homes and home health aides in Camden County.
Frequently Asked Questions
What does a long-term care insurance agent do in Cherry Hill Township?
An agent helps you compare policies from different insurance companies. They explain benefit amounts, elimination periods, and inflation protection. They also guide you on how New Jersey partnership policies work to shield assets from Medicaid spend-down requirements.
How do New Jersey long-term care partnership policies work?
New Jersey offers partnership policies that let you keep a dollar of assets for every dollar your policy pays out. This means if your policy pays 100,000 dollars in benefits, you can protect 100,000 dollars in assets when applying for Medicaid. An agent can explain how this applies to Cherry Hill residents.
What is the best age to buy long-term care insurance in New Jersey?
Most experts recommend buying a policy in your mid-50s to early 60s. Premiums are lower when you are younger and healthier. In New Jersey, you cannot be denied coverage based on age alone but pre-existing conditions may affect eligibility.
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