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Looking for a long-term care insurance agent in Toms River? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 16 long-term care insurance agents in Toms River, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NJ Life and Health Insurance Group, LLC
10 Allen St STE 4A, Toms River, NJ 08753
(848) 226-6897
njlifeandhealth.com
Dolly Wasielewski: Allstate Insurance
229 Washington St, Toms River, NJ 08753
(732) 557-6200
agents.allstate.com
Arctic Risk Specialists Inc.
1415 Hooper Ave #203, Toms River, NJ 08753
(732) 372-4348
arsne.us
Arocho Insurance Agency
730 Jamaica Blvd, Toms River, NJ 08757
(732) 877-7680
arochoinsurance.com
BHI Insurance
240 Main St, Toms River, NJ 08753
(732) 349-2300
bhi-insurance.net
Best insurance Toms River
231 Main St, Toms River, NJ 08753
(732) 201-8633
Bankers Life
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430
branches.bankerslife.com
Secure Senior Benefits
1400 Hooper Ave Suite 228, Toms River, NJ 08753
(848) 288-5968
secureseniorbenefits.com
PNA Insurance Services Inc
104 Mt Ln, Toms River, NJ 08753
(908) 502-7585
Nexus Insurance NJ
1413 Hooper Ave, Toms River, NJ 08753
(848) 200-0791
Infinity Insurance NJ
31 Thomas St, Toms River, NJ 08753
(732) 338-8318
Mesanko Insurance Agency
1163 Washington St, Toms River, NJ 08753
(732) 505-0057
Priority Insurance Agency, LLC
17 NJ-37, Toms River, NJ 08753
(732) 244-4077
priorityinsure.com
Senior
3 Plaza Dr, Toms River, NJ 08757
(856) 280-9266
Capacity Insurance Toms River
820 N Main St, Toms River, NJ 08753
(732) 201-5048
Great Insurance Agency Toms River
805 Cottonwood Dr, Toms River, NJ 08753
(315) 227-9787
Long-term care insurance agents in Toms River help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents guide clients through policy choices that comply with state regulations and meet individual budgets.
What Does a Long-Term Care Insurance Agent in Toms River Cost?
In New Jersey, long-term care insurance premiums vary based on age, health, and coverage level. For a 55-year-old, a policy with a 150 dollar daily benefit and a three-year term may cost between 1,500 and 3,000 dollars per year. For a 65-year-old, the same coverage could range from 2,500 to 5,000 dollars annually. Costs also depend on inflation protection and elimination periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Toms River do?
An agent helps you compare policies from multiple insurers to find coverage for home care, assisted living, or nursing home costs. They explain New Jersey-specific options like the Partnership program and assist with application paperwork. Their goal is to match your health needs and financial situation with a suitable plan.
How does New Jersey Partnership for Long-Term Care affect my policy?
This state program lets you buy a qualified policy that provides dollar-for-dollar asset protection if you later need Medicaid. For example, if your policy pays out 100,000 dollars in benefits, you can keep that same amount in assets and still qualify for Medicaid. An agent can explain how this works with your specific coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.