The top-rated long-term care insurance agent in Princeton, New Jersey is Bindu Verma - State Farm Insurance Agent, rated 4.9 stars across 224 reviews. Other highly rated options include Ellen Nita - State Farm Insurance Agent, Defy Insurance Agency, CJ Duran - State Farm Insurance Agent. This directory lists 17 long-term care insurance agents serving Princeton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bindu Verma - State Farm Insurance Agent | 29 Emmons Dr Ste A-30 | (609) 454-6100 |
| 2 | Ellen Nita - State Farm Insurance Agent | 33 State Rd Suite 1A | (609) 924-0080 |
| 3 | Defy Insurance Agency | 116 Village Blvd #200 | (877) 780-4626 |
| 4 | CJ Duran - State Farm Insurance Agent | 234 Nassau St | (609) 921-7059 |
| 5 | Halberstadt Insurance Services, LLC | 50 N Tulane St | (609) 921-2996 |
| 6 | Easy Insurance Solution Princeton | 702 Alexander Rd | (609) 630-4972 |
| 7 | Guardian Life Princeton | 302 Carnegie Center Blvd | (609) 246-0842 |
| 8 | Northwestern Mutual | 202 Carnegie Center Dr ste 201 | (609) 951-8700 |
| 9 | Princeton Insurance Agency, Inc | 271 Wall St | (732) 426-3499 |
| 10 | Insurance Vital Care | 116 Village Blvd suite 311 | (609) 554-5757 |
Bindu Verma - State Farm Insurance Agent serves the Princeton, New Jersey area as a long-term care insurance agent. This agency helps clients navigate plans that cover assistance with daily living activities, such as bathing and dressing, which typical health insurance does not pay for. They also work with families to design policies that preserve assets and reduce the financial burden of extended care. Among the services handled here are individual long-term care policies tailored for local residents.
Ellen Nita - State Farm Insurance Agent in Princeton, NJ provides comprehensive long-term care insurance services, including policy consultations and customized coverage planning. The agency assists clients in selecting plans that protect assets and manage future care costs, with ongoing support for policy maintenance and claims guidance. Its service plans typically include annual reviews to adjust coverage as needs evolve and assistance with filing long-term care claims. The agency services senior homeowners in single-family homes, residents of apartments, and individuals living in assisted living facilities and nursing homes.
Defy Insurance Agency in Princeton, New Jersey, primarily serves older adults and their families who are planning for future healthcare needs and asset protection. The agency guides clients through the complexities of long-term care insurance policies, helping them understand coverage options for home care, assisted living, and nursing facility expenses. Their services include policy comparison, plan enrollment assistance, and annual coverage reviews. The agency also serves residents seeking coverage throughout the greater Mercer County area, including the neighboring community of Lawrenceville.
Serving Princeton, New Jersey, and the surrounding communities, CJ Duran - State Farm Insurance Agent handles long-term care insurance policies designed to help clients plan for future care needs. It assists individuals in understanding coverage options that can help protect assets while providing access to necessary support services. The agency typically approaches each case by reviewing the client’s financial situation and personal goals, then tailoring plan suggestions accordingly.
Halberstadt Insurance Services, LLC in Princeton, New Jersey, helps clients distinguish between one-time policy consultations and recurring service options for long-term care coverage, which plans a financial strategy for future custodial or home-based assistance needs. An agent customizes these plans to local care costs. Service availability runs on a one-time, scheduled, or as-needed basis depending upon the policyholder’s current stage of life and evolving health requirements.
Easy Insurance Solution Princeton specializes in helping clients understand and secure long-term care insurance policies. It provides comprehensive guidance through plan options, policy comparisons, and application processes tailored to individual needs. The agency assists clients in Princeton, New Jersey, with navigating coverage that protects assets and ensures future care. As care costs rise locally, the firm particularly helps families plan for aging parents who may need immediate support or future nursing home or home health care due to sudden health changes.
As winter approaches and many local families in Princeton begin reviewing financial plans for the coming year, the need for long-term care coverage becomes especially apparent. Guardian Life Princeton helps residents navigate these important decisions. This agency works directly with clients to identify appropriate policy options that can address potential future care costs. Through personal consultations, they explain available coverage features and the specific advantages of planning ahead in this region. To begin, they schedule an initial assessment to review current health status, financial objectives, and any existing care concerns.
Northwestern Mutual provides financial guidance to individuals and businesses in Princeton, focusing on protection strategies for the future. As a long-term care insurance agent, the firm specializes in policies designed to help cover the costs of extended care services. These plans address potential needs arising from chronic illness or aging, offering options for home-based, assisted living, and nursing facility support. This enables clients to preserve their savings and estate. The company serves various commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Long-Term Care Insurance Agent in Princeton Cost?
Long-term care insurance agent services in New Jersey typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age health and coverage level. For example a 55-year-old might pay between 1500 and 3000 per year for a good policy. This is general information not insurance advice.
About long-term care insurance agents in Princeton
Long-term care insurance agents in Princeton New Jersey help residents plan for future care costs. New Jersey offers a Partnership for Long-Term Care program which allows policyholders to protect assets while qualifying for Medicaid. An agent can explain how these state-specific options work for your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Princeton do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and inflation protection. They also help you understand how New Jersey Partnership policies can coordinate with Medicaid.
How do I choose a long-term care insurance agent in New Jersey?
Look for an agent licensed in New Jersey with experience in long-term care products. Ask if they have knowledge of the New Jersey Partnership for Long-Term Care program. Check their credentials and client reviews before working with them.
What is the New Jersey Partnership for Long-Term Care?
This is a state program that lets you protect assets equal to the benefits paid by your policy. If you use your policy benefits and then need Medicaid, you can keep assets up to that amount. An agent can explain how this works for Princeton residents.
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