The top-rated long-term care insurance agent in Old Bridge, New Jersey is Seniorstar Insurance Group, rated 5.0 stars across 79 reviews. Other highly rated options include Jerry Weinfeld - State Farm Insurance Agent, Farmers insurance Jonida Lagji Agency, Thom Ianniccari & Allan Twitty Insurance. This directory lists 12 long-term care insurance agents serving Old Bridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seniorstar Insurance Group | 1405 NJ-18 | (732) 658-5100 |
| 2 | Jerry Weinfeld - State Farm Insurance Agent | 2698 County Rd 516 Ste H | (732) 679-7775 |
| 3 | Farmers insurance Jonida Lagji Agency | 5 Marsad Dr | (732) 359-4000 |
| 4 | Thom Ianniccari & Allan Twitty Insurance | 65 Birch St | (914) 715-2991 |
| 5 | Talbot Insurance Agency | 974 Englishtown Rd | (732) 416-0070 |
| 6 | Sun Insurance Agency | 3610 US-9 | (201) 351-1840 |
| 7 | FTP Inc. | 131 White Oak Ln | (732) 679-3700 |
| 8 | AAA Old Bridge - Insurance/Membership Only | 1816 Englishtown Rd #202 | (732) 234-6155 |
| 9 | Bankers Life & Casualty Co | 4 Maple St | (732) 716-3242 |
| 10 | Insurance Solutions | 3663 US-9 #201 | (212) 349-6222 |
Seniorstar Insurance Group serves Middlesex County and the greater Old Bridge, New Jersey area. This agency specializes in helping families plan for the financial costs of extended care. As a long-term care insurance agent, it provides guidance on policies that cover services like nursing home stays, assisted living facilities, and in-home care. The agency assists clients in evaluating policy options to protect their assets while meeting potential care needs. It handles individual plan comparisons and Medicaid spend-down planning, helping local residents secure coverage for assisted living facilities and skilled nursing care.
Jerry Weinfeld - State Farm Insurance Agent in Old Bridge, NJ, offers long-term care insurance plans designed to help clients cover future care needs such as nursing home stays or in-home assistance. The agency provides annual policy reviews to adjust coverage as circumstances change. It assists with claims filing and updates to ensure benefits remain aligned with current health care costs. The agent services single-family homes, apartments, retail store locations, and local restaurants requiring tailored protection for themselves or their employees.
Farmers insurance Jonida Lagji Agency serves homeowners and local residents in Old Bridge, NJ who are planning for future care needs. As a long-term care insurance agent, the agency guides families through policy options that help cover expenses from home health aides or assisted living facilities. It provides personalized consultations to explain coverage details and coordinate with existing financial plans. The agency also extends its services to the surrounding communities of Sayreville and the greater Middlesex County metro area.
Serving clients throughout Old Bridge and the surrounding communities in central New Jersey, Thom Ianniccari & Allan Twitty Insurance handles long-term care insurance needs for individuals and families. The company assists clients in understanding how policies can cover costs of extended care, whether at home or in a facility. Each case begins with a thorough review of the client’s personal situation to identify appropriate coverage options, then works through the selection process step by step to secure a plan that aligns with their resources and preferences.
Talbot Insurance Agency helps individuals in Old Bridge, NJ, understand the difference between traditional long-term care policies, which offer a daily benefit amount for care services, and hybrid life insurance policies that can also cover long-term care needs. Coverage options address care at home, adult day centers, assisted living facilities, or nursing homes. The agency guides clients in selecting plans tailored to their specific future care preferences and financial goals. Service runs on a one-time, scheduled, or as-needed basis.
Sun Insurance Agency specializes in helping individuals secure long-term care insurance coverage to protect assets and maintain independence. Based in Old Bridge, NJ, the agency assists clients throughout the local area with analyzing personal needs and comparing suitable policy options. The agent guides families through the complexities of planning for potential future care requirements, including home care, assisted living, or nursing facility expenses. During open enrollment periods or following a recent health change, many residents in Monmouth County and neighboring communities consult the agency reevaluate their strategies for aging-related costs.
As winter weather often prompts families in Old Bridge to review their financial safeguards, FTP Inc. addresses the growing need for secure future care arrangements. As a long-term care insurance agent, the company guides individuals through coverage options that protect savings from extended health costs. They focus on policies that pay for nursing homes, home health aides, or assisted living when needed. Their process begins with a thorough initial assessment of each client’s current health status and long-term goals, followed by an in-person policy inspection to confirm eligibility.
AAA Old Bridge - Insurance/Membership Only provides long-term care insurance agent services in Old Bridge, New Jersey, helping clients plan for future custodial and skilled nursing needs. The agency specializes solely in long-term care coverage, advising individuals on policies that protect assets during extended care events. Operating as an office-based service, it assists with policy selection, enrollment, and claims guidance. Commercial sectors it can serve include offices, warehouses, and food service establishments seeking employee benefit plans or independent coverage options.
Bankers Life & Casualty Co serves residents in the Old Bridge, New Jersey, area by offering long-term care insurance policies designed to help cover costs of nursing homes, assisted living, or in-home care. The agency also provides commercial coverage options for local businesses seeking to protect employees and operations. Coverage planning and policy management are handled on an ongoing basis, with follow-up consultations and adjustments between regular service visits to address changing client needs.
Insurance Solutions in Old Bridge, New Jersey provides a full selection of long-term care insurance services, including policy assessments and plan selections. It offers service plans that involve annual policy reviews and claims assistance for clients reviewing their coverage needs. The agency maintains detailed records of policy changes to ensure clients receive accurate information. It serves a mix of residential properties such as single-family homes and apartments as well as commercial properties including retail establishments and restaurants.
What Does a a Long-Term Care Insurance Agent in Old Bridge Cost?
The cost of long-term care insurance in New Jersey varies by age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. These are estimates and actual costs depend on your specific case. This is general information, not insurance advice.
About long-term care insurance agents in Old Bridge
Long-term care insurance agents in Old Bridge, New Jersey help residents plan for future care costs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific policies work and compare options from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent do in Old Bridge?
An agent helps you compare policies from different insurance companies. They explain coverage details, benefit periods, and inflation protection options. They also guide you on New Jersey Partnership policies that offer asset protection.
How does the New Jersey Partnership for Long-Term Care work?
This program lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. The policy must be certified by the state. An agent can tell you if a Partnership policy is right for your situation.
When should I buy long-term care insurance in New Jersey?
Most people buy policies in their 50s or early 60s when premiums are lower. New Jersey law requires insurers to offer coverage to applicants up to age 79. Waiting can increase costs or lead to denial due to health issues.
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