The top-rated long-term care insurance agent in North Bergen, New Jersey is Gonzalez & Company Insurance Agency, rated 4.9 stars across 354 reviews. Other highly rated options include Winston Solutions Group, Plaza Travel & Insurance, Velocity Insurance Multi Services. This directory lists 13 long-term care insurance agents serving North Bergen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gonzalez & Company Insurance Agency | 5833 John F. Kennedy Blvd Floor 3 | (201) 869-6409 |
| 2 | Winston Solutions Group | 9060 Palisade Ave Suite C-002 | (646) 894-3753 |
| 3 | Plaza Travel & Insurance | 7117 John F. Kennedy Blvd | (201) 854-3656 |
| 4 | Velocity Insurance Multi Services | 4514 Bergen Turnpike | (201) 866-8807 |
| 5 | Jared Bush - State Farm Insurance Agent | 725 John F. Kennedy Blvd W | (201) 325-8880 |
| 6 | M & F Insurance | 8305a Bergenline Ave | — |
| 7 | Juny Professional Services LLC | 8400 John F. Kennedy Blvd | (201) 624-8010 |
| 8 | Jesse Henriques: Allstate Insurance | 2531 John F. Kennedy Blvd | (201) 472-6068 |
| 9 | CoreSafe Insurance Agency NJ | 7016 Newkirk Ave | (551) 223-1613 |
| 10 | Harmony Trust Insurance Agency | 8305c Bergenline Ave | (732) 305-2797 |
Gonzalez & Company Insurance Agency serves North Bergen, New Jersey, and the surrounding Hudson County area as a specialist in long-term care insurance. The agency helps individuals and families plan for future health needs by explaining policy options that cover home care, assisted living, and nursing facility expenses. Tailoring coverage to a client’s financial situation and health profile is a core part of their work. The firm specifically handles policy comparisons and application assistance for long-term care coverage.
Winston Solutions Group in North Bergen, NJ provides a range of services as a long-term care insurance agent, including policy analysis, application assistance, and plan comparisons to help clients navigate coverage options. The company also offers ongoing service and maintenance plans, which involve periodic policy reviews and claims guidance to ensure clients' needs are met over time. Its services cover a variety of properties residential and commercial, including single-family homes, apartments, retail spaces, and restaurants.
Serving North Bergen, New Jersey, and the surrounding communities, Plaza Travel & Insurance functions as a long-term care insurance agent, helping clients protect assets against future care costs. It handles plan comparisons and policy applications to secure coverage for home, community, or facility-based services. The general approach it uses to handle a typical job begins with a consultation to assess a client's financial situation and health needs before matching them with a suitable policy option.
Velocity Insurance Multi Services caters to homeowners, renters, and families in the North Bergen area who need guidance on long-term care insurance. The agency assists clients in understanding policy options that can help cover future care costs, including nursing home stays and home health services. Its agents explain how these plans integrate with other personal coverage. Serving both individual and small business customers, this firm also extends its advising work across Hudson County and into nearby communities such as Union City.
Jared Bush - State Farm Insurance Agent in North Bergen, NJ assists clients navigating long-term care options, distinguishing between one-time policy purchases and recurring premium-based plans. Coverage typically addresses needs like in-home assistance, assisted living, or nursing facility expenses. The agent helps individuals understand how such protection safeguards assets and provides care choices later in life. Service arrangements for consultations, plan comparisons, and policy management operate on an as-needed basis, allowing clients to request support when specific long-term care planning questions or life changes arise.
Juny Professional Services LLC operates in North Bergen, New Jersey, assisting clients with long-term care insurance needs and related planning options. The firm helps individuals and businesses navigate coverage that protects assets while addressing future care requirements. Its services include policy comparisons and guidance for family or group situations. Beyond residential clients, long-term care insurance support is available for commercial sectors such as offices, warehouses, and food service operations.
Specializing in long-term care insurance, Jesse Henriques’ Allstate Insurance in North Bergen, NJ helps clients plan for future needs like in-home assistance or nursing facility stays. As a local agent, Jesse Henriques provides personalized policy guidance, evaluation of coverage options, and assistance with enrollment procedures for individuals and families. This service is especially valuable during open enrollment periods or when a family member’s health changes, ensuring residents have financial protection prepared for potential extended care requirements.
CoreSafe Insurance Agency NJ serves long-term care insurance clients throughout the North Bergen area. Working primarily with residential customers, the agency also addresses commercial coverage needs for local businesses. This local focus allows agents to design policies that protect assets against future care costs. Clients can expect clear guidance on plan benefits during initial meetings. The agency maintains consistent follow-up contact between regular policy reviews to adjust coverage as personal circumstances evolve.
Harmony Trust Insurance Agency in North Bergen, NJ, provides guidance on long-term care insurance policies that help cover personal and custodial care costs. The agency serves local residents by answering questions about coverage details, policy structures, and premium considerations through an initial consultation. It also reviews how a client’s existing assets and health profile interact with potential insurance options. As a specialty add-on, the agency can arrange for riders that include inflation protection to maintain the value of benefits over time.
What Does a a Long-Term Care Insurance Agent in North Bergen Cost?
In New Jersey, long-term care insurance premiums depend on your age, health, and chosen benefits. For a healthy 55 year old, annual premiums often range from 1,500 to 3,000 dollars. For a 65 year old, costs may be 2,500 to 5,000 dollars per year. These are estimates and actual costs vary by insurer and policy features. This is general information and not insurance advice.
About long-term care insurance agents in North Bergen
Long-term care insurance agents in North Bergen help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how these policies work with local care facilities and state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in North Bergen do?
An agent helps you compare policies from different insurers, explains coverage options like home care and nursing facility care, and guides you through the application process. They also advise on New Jersey specific rules such as the Partnership program.
How does the New Jersey Partnership for Long-Term Care work?
This program lets you keep assets equal to the amount your policy pays out if you later need Medicaid. For example, if your policy pays 100,000 dollars in benefits, you can protect that much in assets. An agent can explain eligibility and benefits.
What is the cost of long-term care insurance in New Jersey?
Premiums vary based on age, health, and coverage level. A typical policy for a 55 year old may cost between 1,500 and 3,000 dollars per year. Costs can be higher for older applicants or those with health issues. An agent can provide quotes tailored to you.
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