The top-rated long-term care insurance agent in Mt Laurel Township, New Jersey is Kash Bulsara - State Farm Insurance Agent, rated 5.0 stars across 167 reviews. Other highly rated options include Al Hess: Allstate Insurance, Bankers Life, Christian Friberg: Allstate Insurance. This directory lists 20 long-term care insurance agents serving Mt Laurel Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kash Bulsara - State Farm Insurance Agent | 4514 Church Rd | (856) 983-8011 |
| 2 | Al Hess: Allstate Insurance | 1200 S Church St Ste 105 | (856) 439-6038 |
| 3 | Bankers Life | 1000 Atrium Way Ste 100 | (856) 780-9001 |
| 4 | Christian Friberg: Allstate Insurance | 3223 NJ-38 Ste 201 | (856) 727-4300 |
| 5 | Carey Stephan-Massi Inc | 247 Masonville Rd | (856) 727-0400 |
| 6 | Carolyne Vinson, Bankers Life Agent | 1000 Atrium Way Ste 100 | (856) 780-9001 |
| 7 | Transamerica Agency Network | 3000 Atrium Way STE 100 | (856) 439-6940 |
| 8 | Amanda Dubois, Bankers Life Agent | 1000 Atrium Way Ste 100 | (856) 780-9001 |
| 9 | Lorraine Danaher, Bankers Life Agent | 1000 Atrium Way Ste 100 | (856) 780-9001 |
| 10 | Sherry Dubois, Bankers Life Agent | 1000 Atrium Way Ste 100 | (856) 780-9001 |
Kash Bulsara - State Farm Insurance Agent serves Mt Laurel Township, New Jersey, and the surrounding Burlington County area as a long-term care insurance agent. This agency helps individuals and families prepare for future health and personal care needs that Medicare does not fully cover. Long-term care insurance policies can fund assistance with daily activities such as bathing, dressing, and eating, either at home or in a facility. The agent guides clients through comparing plan options to find appropriate coverage. Specific services handled here include nursing home and in-home care insurance policies.
Al Hess: Allstate Insurance in Mt Laurel Township, New Jersey provides guidance on long-term care insurance, helping clients evaluate coverage options that address future personal and health-related needs. The agency assists with policy selection, explaining benefit periods and inflation protection features. Its service plans include periodic policy reviews to help adjust coverage as client circumstances change over time. The agency serves homeowners, apartment dwellers, retail operators, and restaurants within the local area, offering tailored insurance solutions for diverse residential and commercial properties.
Bankers Life serves clients in Mt Laurel Township, New Jersey, and the surrounding communities. It handles long-term care insurance coverage for individuals planning for future medical and personal care needs. The agency works with clients to examine their current health and financial circumstances. It typically begins with a thorough needs assessment to identify appropriate policy options. This approach ensures that each client receives a tailored plan designed to address their specific situation and long-term objectives.
Christian Friberg: Allstate Insurance serves homeowners, businesses, and property managers in Mt Laurel Township, New Jersey, who need long-term care insurance. This agency helps individuals plan for future care needs, protecting assets and providing financial security in the event of extended illness or disability. Comprehensive coverage options are explained to clients, ensuring they understand how to safeguard their savings and maintain quality of life during care. The agency also covers southeastern New Jersey near Cherry Hill.
Carey Stephan-Massi Inc in Mt Laurel Township, NJ helps clients distinguish between one-time policy consultations and recurring service plans for long-term care coverage. Comprehensive policies are designed to protect savings against the high costs of extended care, including nursing homes or in-home assistance. The agency works to guide residents through the planning process, assessing individual needs and available benefit structures. This service operates on a one-time basis unless the client requests further scheduled reviews of their existing policy.
Carolyne Vinson, Bankers Life Agent in Mt Laurel Township, NJ, specializes in helping clients plan for long-term care needs through tailored insurance coverage. The agency assists individuals in understanding policy options and navigating the financial aspects of care services. When health changes occur or families face the prospect of nursing home or home health care expenses, this agent can provide guidance for a suitable approach. The work of this agency proves particularly important during flu season when increased health vigilance raises awareness about contingency planning.
As summer arrives in Mt Laurel Township, many families begin planning for future care needs, and Transamerica Agency Network addresses these concerns with focused guidance. This local long-term care insurance agent helps clients understand policy options that can protect savings from rising care costs in the region. They explain coverage for home health aides, assisted living, and nursing facility services tailored to individual budgets. Every consultation ends with a careful review of existing coverage followed by scheduling an initial needs-assessment appointment to identify specific protection gaps.
Amanda Dubois, Bankers Life Agent provides financial protection services for individuals in Mt Laurel Township, New Jersey, specializing in long-term care insurance solutions that help residents manage potential future healthcare costs. The practice assists clients with navigating the complexities of policy selection and coverage options tailored to their personal circumstances. Commercial sectors that can benefit from these consultation services include local offices, warehouses, and food service establishments.
Serving clients in Mt Laurel Township and the surrounding area, Lorraine Danaher of Bankers Life assists individuals with their long-term care insurance needs. This includes helping to plan for residential care services that protect assets and maintain financial security. The agency provides guidance on policy options designed for local families. These regular meetings allow for thorough reviews of existing coverage and any necessary adjustments. A follow-up contact is typically arranged to ensure the plan continues to meet changing health or financial circumstances between standard annual visits.
Sherry Dubois, Bankers Life Agent in Mt Laurel Township, NJ, is known for guiding individuals and families through the complexities of long-term care insurance. The company specializes in helping clients assess their future needs, exploring policy options that protect assets and provide coverage for extended care services. Serving the surrounding area, the agency assists each person in understanding how plans integrate with retirement income and existing benefits. In addition to these core services, the agent also offers free initial consultations to review current policies and identify potential gaps in coverage.
What Does a a Long-Term Care Insurance Agent in Mt Laurel Township Cost?
The cost of long-term care insurance in New Jersey varies by age, health, and coverage amount. For a 55-year-old, a typical policy with a 3-year benefit period and 3% inflation protection can cost between $1,500 and $3,000 per year. Premiums increase with age and health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Mt Laurel Township
Long-term care insurance agents in Mt Laurel Township help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how this program works and help you compare policies from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent do in Mt Laurel Township?
An agent helps you understand policy options, compare coverage levels, and apply for a plan that fits your budget. They also explain how New Jersey law affects your policy, including the state Partnership program and tax deduction rules.
Is long-term care insurance required in New Jersey?
No, long-term care insurance is not required by law in New Jersey. However, the state encourages planning through its Partnership program. This program lets you keep assets equal to the benefits your policy pays if you later need Medicaid.
How do I choose a long-term care insurance agent in Mt Laurel?
Look for an agent licensed in New Jersey with experience in long-term care policies. Ask about their familiarity with the New Jersey Partnership program and whether they represent multiple insurance companies. Check their credentials with the New Jersey Department of Banking and Insurance.
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