The top-rated long-term care insurance agent in Maplewood, New Jersey is Smart Senior Healthcare, rated 5.0 stars across 239 reviews. Other highly rated options include Gil Eli: Allstate Insurance, Michelle Josias - State Farm Insurance Agent, Christine Coster - State Farm Insurance Agent. This directory lists 10 long-term care insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smart Senior Healthcare | Licensed in many states | — |
| 2 | Gil Eli: Allstate Insurance | 1707 Springfield Ave | (973) 577-7759 |
| 3 | Michelle Josias - State Farm Insurance Agent | 1955 Springfield Ave Suite 1 | (973) 821-9435 |
| 4 | Christine Coster - State Farm Insurance Agent | 499 Valley St | (973) 761-4041 |
| 5 | Goosehead Insurance - David Robinson | 1585 Springfield Ave Suite 2 | (908) 679-9377 |
| 6 | East Insurance LLC | 1805 Springfield Ave | (862) 203-6410 |
| 7 | Venture Insurance NJ | 1585 Springfield Ave | (862) 285-2128 |
| 8 | Farmers Insurance - Michael Boahene | 2040 Millburn Ave Ste 206 | (862) 205-6015 |
| 9 | Liability Insurance Agency | 2040 Millburn Ave | (619) 738-0208 |
| 10 | Allstate Life Insurance Specialist: CHRISTIAN GARCIA | 1707 Springfield Ave | (917) 557-6032 |
What Does a a Long-Term Care Insurance Agent in Maplewood Cost?
Long-term care insurance premiums in New Jersey vary by age, health, and policy features. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Maplewood
Long-term care insurance agents in Maplewood, New Jersey help residents plan for future care needs. New Jersey offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. An agent can explain how these plans work with local care costs and state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Maplewood do?
An agent helps you compare policies from different insurers and explains coverage options. They can show how a policy works with New Jersey Partnership rules to protect your assets. They do not provide legal advice but can guide you on plan features.
Does New Jersey have special rules for long-term care insurance?
Yes, New Jersey has the Partnership for Long-Term Care program. This lets policyholders keep assets equal to the amount of benefits paid by the policy. Agents can explain how this affects Medicaid eligibility and asset protection.
How do I choose a long-term care insurance agent in Maplewood?
Look for an agent licensed in New Jersey with experience in long-term care policies. Ask about their knowledge of the Partnership program and local care costs. You can verify a license through the New Jersey Department of Banking and Insurance.
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