The top-rated long-term care insurance agent in Hackensack, New Jersey is Kyle Rourke - State Farm Insurance Agent, rated 4.9 stars across 298 reviews. Other highly rated options include HomeWell Care Services, JN Insurance Agency, Cosmo Insurance Agency. This directory lists 17 long-term care insurance agents serving Hackensack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Rourke - State Farm Insurance Agent | 150 Main St | (201) 644-8880 |
| 2 | HomeWell Care Services | 15 Dyatt Pl | (201) 487-9220 |
| 3 | JN Insurance Agency | 131 Main St Suite 160 | (201) 877-9333 |
| 4 | Cosmo Insurance Agency | 2 University Plaza Dr Suit 100 | (201) 817-1388 |
| 5 | Kusel Associates Insurance | 190 Moore St | (201) 489-6366 |
| 6 | GRAHAM FAMILY AGENCY | 3 Elm Ave | (201) 355-3252 |
| 7 | Alfredo Caba | 235 Moore St Suite 101 | (201) 279-1231 |
| 8 | Farmers Insurance - Alex Vivien | 433 Essex St Ste 2 | (201) 336-0006 |
| 9 | A-1 Health Care Services, Inc. | 291 Main St | (201) 343-0033 |
| 10 | Angelly Insurance Multiservice Agency | 104 Johnson Ave | (201) 291-3888 |
Kyle Rourke - State Farm Insurance Agent serves clients in and around Bergen County from its Hackensack, New Jersey location. The company focuses on helping individuals plan for potential future medical needs through long-term care insurance policies. An agent assists clients in evaluating their assets and health history to determine appropriate coverage levels. Policies typically cover nursing home stays, assisted living, and in-home care services. Services are designed to protect savings from the high costs of extended care. The agency specifically handles policy comparisons and customized coverage recommendations for long-term care plans.
HomeWell Care Services provides comprehensive long-term care insurance guidance for clients in Hackensack, New Jersey. Its service approach includes policy review, coverage options analysis, and help navigating claims. Ongoing support is available through regular policy check-ins and personalized planning adjustments as needs change. The company also assists with understanding benefit triggers and coordinating care pathways. It serves clients residing in single-family homes, apartments, and assisted living communities, as well as small retail businesses and restaurant owners seeking group coverage.
Homeowners and family caregivers in Hackensack, NJ, seeking financial protection against the high costs of extended care turn to JN Insurance Agency for long-term care insurance solutions. The agency helps clients understand policy options that cover in-home care, assisted living, and nursing facility stays. Services include plan comparisons and guidance through enrollment processes. JN Insurance Agency also serves clients throughout the greater Bergen County area, including neighboring Paramus.
Cosmo Insurance Agency provides a comprehensive range of long-term care insurance solutions, from initial policy consultations to ongoing coverage management. The agency assists clients in Hackensack and the surrounding area with navigating plans that protect assets and cover future care needs, including at-home nursing or assisted living facility expenses. Their service approach includes regular policy reviews to ensure coverage adapts to changing health requirements. Services are available to individuals residing in single-family homes, apartments, residential communities, and neighboring assisted living properties.
Kusel Associates Insurance serves clients throughout Hackensack and nearby Bergen County communities. As a long-term care insurance agent, the company handles policies designed to cover expenses associated with extended home health care, assisted living, or nursing facility stays. It helps individuals navigate plan selection by considering their specific health concerns and financial objectives. To manage each case, the agent typically reviews the client’s current assets, discusses potential future care scenarios, and compares available coverage options from different carriers before recommending a suitable plan.
Graham Family Agency in Hackensack, NJ helps clients understand the difference between a single, one-time policy purchase and ongoing service options like annual policy reviews. It specializes in long-term care insurance, covering costs for home care, assisted living, and nursing facility stays to protect assets during extended illness or aging. Consultations and claim assistance are provided to local families on an as-needed basis.
Alfredo Caba provides long-term care insurance services and counsel, focusing specifically on policies that cover assisted living, nursing home, and home-based care needs. Serving clients in Hackensack and the surrounding communities of Bergen County, the practice helps individuals understand their options for protecting assets against the high costs of extended personal care. The agent reviews existing coverage and guides customers through the selection of private plans that align with future health requirements. As the winter season approaches, this agent assists seniors in arranging policies that safeguard against influenza-related complications requiring prolonged care.
Farmers Insurance - Alex Vivien provides insurance guidance to individuals and families in the Hackensack, NJ area. The agency specializes in helping clients plan for future care needs through long-term care insurance policies. These policies can help cover costs associated with extended nursing or home-based care. The agent works closely with each client to explain coverage options and tailor a plan suited to their long-term financial goals. The agency can assist professionals in office settings, managers of local warehouses, and owners of food service businesses.
As families in Hackensack and throughout Bergen County begin planning for retirement, the financial risk of needing extended care becomes a pressing concern. A-1 Health Care Services, Inc. provides professional guidance on Long-Term Care Insurance policies, helping local residents protect their savings while securing coverage for future care needs at home or in a facility. Their team explains policy types, benefit triggers, and inflation riders as options are weighed against personal budgets. An initial consultation is typically scheduled to assess each client’s financial goals and health status comprehensively.
Angelly Insurance Multiservice Agency serves residents of Hackensack, New Jersey, with professional guidance on long-term care insurance policies. The agency also assists local businesses by offering commercial coverage solutions to meet diverse operational needs. Serving the greater Hackensack area, the company helps clients plan for future care expenses through traditional policy options. This initial consultation often leads to adjustment recommendations on existing plans, with follow-up service provided between regular visits to ensure coverage remains aligned with changing personal circumstances.
What Does a a Long-Term Care Insurance Agent in Hackensack Cost?
Typical costs for long-term care insurance in New Jersey vary widely based on age health and benefit amounts. A policy for a 55 year old might range from 100 to 300 dollars per month while a 65 year old could pay 200 to 500 dollars per month. New Jersey Partnership policies may have different pricing structures. These figures are general estimates and actual costs depend on individual factors. This is general information and not insurance advice.
About long-term care insurance agents in Hackensack
Long-term care insurance agents in Hackensack New Jersey help residents plan for future care costs while protecting assets. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to keep more assets when qualifying for Medicaid. Agents guide clients through policy options that comply with state regulations and meet individual needs.
Frequently Asked Questions
What does a long-term care insurance agent in Hackensack do?
An agent helps you compare policies from multiple carriers and explains coverage details such as daily benefit amounts and elimination periods. They also advise on how New Jersey Partnership policies work to protect your assets. The agent does not sell one specific product but offers options from different insurers.
Are there New Jersey laws that affect long-term care insurance?
Yes New Jersey requires insurers to offer inflation protection options and to provide a free look period of 30 days after purchase. The state also regulates rate increases and requires clear disclosure of policy terms. Agents must follow these rules when presenting policies to clients.
How do I choose a long-term care insurance agent in Hackensack?
Look for an agent licensed in New Jersey with experience in long-term care products. Ask about their familiarity with the New Jersey Partnership program and check their standing with the state insurance department. A good agent will explain costs and policy details without pressure.
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