The top-rated long-term care insurance agent in Galloway, New Jersey is Medi-Solutions Insurance Agency, LLC, rated 5.0 stars across 522 reviews. Other highly rated options include Calvin Chan - GEICO Insurance Agent, Denise Irvin - State Farm Insurance Agent, Richard Marshall Insurance Services, Inc.. This directory lists 12 long-term care insurance agents serving Galloway.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medi-Solutions Insurance Agency, LLC | 407 S Pitney Rd # C | (800) 435-4765 |
| 2 | Calvin Chan - GEICO Insurance Agent | 45 S New York Rd Suite 218 | (609) 415-6800 |
| 3 | Denise Irvin - State Farm Insurance Agent | 319 E Jimmie Leeds Rd Unit 103 | (609) 748-7888 |
| 4 | Richard Marshall Insurance Services, Inc. | 1 N New York Rd Ste 42 | (609) 748-2121 |
| 5 | NJ INSURANCE | 299 E White Horse Pike | (551) 365-1850 |
| 6 | Harold Turner: Allstate Insurance | 319 E Jimmie Leeds Rd | (609) 385-0126 |
| 7 | Community Insurance Solutions | 200 S New York Rd | (609) 404-0581 |
| 8 | Maria Nunez - Aflac Insurance Agent | 428 Orange Tree Ave | (609) 665-0504 |
| 9 | Claims Resolution Corporation | 701 E Somerstown Ln | (973) 731-5700 |
| 10 | Senior advisor services | 713 E Great Creek Rd | (732) 455-9087 |
As Galloway residents consider the financial implications of long-term health needs, securing appropriate coverage becomes a priority. Medi-Solutions Insurance Agency, LLC helps local individuals navigate the process of selecting a policy that fits their personal circumstances. The agency focuses on clarifying the often-complex benefits and limitations of different plans. A typical engagement starts with an initial assessment of the client's current health status and long-term care goals.
Calvin Chan - GEICO Insurance Agent serves the Galloway, New Jersey area, specializing in long-term care insurance services. The agency helps clients plan for future medical and personal care needs, offering policies that cover extended nursing home stays and in-home support. It assists individuals in evaluating coverage options that protect assets while ensuring access to quality care. The company also provides guidance on Medicare supplemental plans and other related insurance products designed for long-term health needs.
Denise Irvin - State Farm Insurance Agent in Galloway, NJ, provides a range of long-term care insurance services, helping clients plan for future needs related to extended medical or personal care. Service offerings include policy selection guidance and ongoing maintenance plans to adjust coverage as circumstances change. Long-term care insurance agents in this area assist individuals in evaluating options for protecting savings while ensuring access to necessary care. The company services single-family homes, apartments, retail businesses, and restaurants.
Richard Marshall Insurance Services, Inc., serves individuals and families in Galloway, New Jersey seeking help planning for future care needs. The agency focuses exclusively on long-term care insurance, helping clients understand policy options that can protect assets and cover services like home health aides or nursing facility stays. Their guidance simplifies the often complex process of evaluating coverage for aging or chronic conditions. They also extend their services to the nearby communities of Absecon and the greater Atlantic City metro area.
NJ INSURANCE serves Galloway, New Jersey, and the surrounding communities in Atlantic County with dedicated long-term care insurance guidance. The agency focuses on policies designed to help clients prepare for future home health, assisted living, or nursing care expenses. It offers consultations that assess individual needs and clarify plan features. For each engagement, the agency methodically reviews financial situations and coverage options to build a personalized benefit strategy.
Harold Turner: Allstate Insurance in Galloway, NJ distinguishes between one-time policy reviews and recurring service plans to help clients plan for future custodial needs. Coverage is tailored to protect assets from the high costs of extended home or facility care later in life. This long-term care insurance agent works to explain benefit periods and daily indemnity amounts so residents understand their financial options. Service runs on a scheduled or as-needed basis, with policyholders contacting the office to set appointments or update existing coverage.
Community Insurance Solutions specializes in connecting clients with long-term care insurance policies designed to address future care needs. In Galloway, NJ, the agency provides local guidance on planning for nursing home, assisted living, or in-home care expenses. It helps individuals review coverage options that protect assets while preserving independence. The agent works with families to navigate policy choices and adjust plans as life circumstances change. This expert assistance is especially valuable during Open Enrollment season when many need to reevaluate their coverage deadlines.
Maria Nunez, as an Aflac insurance agent based in Galloway, New Jersey, assists clients in securing financial protection through specialized long-term care insurance policies. These plans help cover expenses related to extended custodial or medical support needs as individuals age or face chronic conditions. The agency educates policyholders on benefit options and claims processes. Its offerings are designed for various commercial sectors, including local professional offices, warehouses, and food service establishments requiring tailored coverage for their employees.
As spring approaches in Atlantic County, many families begin planning for their aging parents’ future care needs. Claims Resolution Corporation, based in Galloway, helps individuals navigate long-term care insurance policies and claims. The agency works with clients to understand coverage options and file necessary documentation for services like home health aides or assisted living stays. Their role centers on clarifying policy details and managing communication between providers and insurers. An initial consultation typically begins with a review of the policy and a discussion of the client’s current or anticipated care situation.
Serving seniors in the Galloway area, Senior advisor services helps individuals navigate long-term care insurance options for their residential needs. The agency also assists local business owners with commercial coverage policies, extending its service throughout Atlantic County and nearby communities. Agents explain how policies can protect assets and fund home care or facility stays. Between regular annual reviews, the company follows up with clients to adjust coverage for life changes, ensuring consistent protection without requiring unscheduled appointments.
What Does a a Long-Term Care Insurance Agent in Galloway Cost?
Long-term care insurance premiums in New Jersey vary by age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Galloway
A long-term care insurance agent in Galloway, New Jersey can help you plan for future care costs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Local agents understand the specific needs of Galloway residents and can guide you through policy options.
Frequently Asked Questions
What does a long-term care insurance agent in Galloway do?
An agent helps you compare policies from different carriers and explains coverage options. They can show how a policy works with New Jersey state programs like Medicaid. The agent does not provide legal advice but can clarify policy details.
Does New Jersey require a special license for long-term care insurance agents?
Yes, New Jersey requires agents to complete a one-time training course on long-term care insurance before selling policies. Agents must also follow state rules about suitability and disclosure. This ensures they provide accurate information to Galloway residents.
How does the New Jersey Partnership for Long-Term Care affect my policy?
This program lets you keep more assets if you later need Medicaid. A qualified agent can explain how a Partnership policy works in New Jersey. Policies must meet state standards to qualify for this asset protection.
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