The top-rated long-term care insurance agent in Hampton, New Hampshire is Bean Insurance Agency LLC, rated 4.9 stars across 66 reviews. Other highly rated options include Tobey & Merrill Insurance, Granite State Insurance and Risk Management, LLC, Camden Mitchell: Allstate Insurance. This directory lists 11 long-term care insurance agents serving Hampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bean Insurance Agency LLC | 151 Winnacunnet Rd | (603) 926-3830 |
| 2 | Tobey & Merrill Insurance | 20 High St | (603) 926-7655 |
| 3 | Granite State Insurance and Risk Management, LLC | 1 Park Ave | (603) 580-4706 |
| 4 | Camden Mitchell: Allstate Insurance | 387 Lafayette Rd STE 203 | (603) 929-3600 |
| 5 | Trim-Co/WG Insurance | 540 Lafayette Rd #4 | (603) 926-6600 |
| 6 | Brownell Insurance Center Inc | 860 Lafayette Rd # 2 | (603) 437-1992 |
| 7 | Baystate Financial - Hampton Bay Insurance- Jim Dearden | 1 Park Ave #1A-2 | (603) 502-2027 |
| 8 | Hampton Bay Insurance | 1 Park Ave #1A-2 | (603) 368-9067 |
| 9 | SAN Group | 234 Lafayette Rd | (800) 790-1395 |
| 10 | M F and T North America LLC | 16 Robin Ln | (781) 443-2081 |
Bean Insurance Agency LLC serves the Hampton, New Hampshire, area, specializing in long-term care insurance coverage. The agency works with individuals and families to plan for future health and living expenses associated with extended illness or disability. Assistance is provided in understanding policy options that address in-home care or facility-based services. The company also guides clients through the process of evaluating facilities for coverage and managing benefit eligibility. This includes advising on nursing home care and assisted living arrangements.
Tobey & Merrill Insurance provides long-term care insurance planning and policy management services for clients in the Hampton, New Hampshire area. The agency assists individuals in evaluating their future care needs and selecting suitable coverage options. Ongoing support is available for policyholders, including help with claims filing and benefit coordination. Services are extended to single-family homes, apartments, retail establishments, and restaurants that require coverage solutions for their owners, employees, or patrons.
Granite State Insurance and Risk Management, LLC in Hampton, NH serves homeowners, businesses, and property managers seeking financial protection through long-term care insurance. The agency helps clients evaluate policy options to cover future needs for nursing homes, assisted living, or in-home care, planning for expenses that standard health insurance or Medicare do not cover. Its advisors explain how these plans can safeguard personal savings from the high costs of extended care. The firm also serves residents in surrounding towns such as North Hampton and the greater Seacoast area.
Camden Mitchell: Allstate Insurance serves Hampton, New Hampshire, and the surrounding Seacoast communities, handling long-term care insurance policies for local residents. They work with clients to understand the specific coverage needs associated with aging and chronic illness, focusing on plans that protect personal savings. The agency generally reviews each client’s financial situation, discusses policy riders and benefit periods, and then presents available plan options for them to choose from.
Trim-Co/WG Insurance specializes in long-term care insurance planning and offers individual policy assessment for residents of Hampton, New Hampshire. The agency evaluates future care needs and develops strategies to protect assets from rising long-term costs. General services include comparing coverage options and explaining policy features to clients planning for retirement. During open enrollment periods or after a sudden health change, the agency helps local families navigate benefit eligibility and care transitions without financial strain.
Brownell Insurance Center Inc in Hampton, NH helps clients navigate the difference between a single long-term care policy purchase and ongoing policyholder services. The agency provides guidance on coverage options that address the cost of nursing homes, assisted living, and home-based care. Claim assistance and policy reviews are offered to ensure plans remain suitable over time. Service in this local area is provided on both a one-time consultation and an as-needed basis.
Residents of the Seacoast region looking ahead to winter months often consider how to protect savings from potential long-term care costs, and Baystate Financial - Hampton Bay Insurance- Jim Dearden in Hampton directly addresses that concern. This agency works with individuals to review policies that help manage the financial risk of extended care at home or in a facility. They explain the relationship between premiums, benefits, and inflation protection. The initial step for those interested is a policy review and consultation to assess current coverage or explore new plan options.
Hampton Bay Insurance focuses on helping individuals plan for future personal care needs. It specializes exclusively in long-term care insurance, offering policies designed to cover extended assistance outside standard medical coverage. Serving residents in Hampton, New Hampshire, the agency addresses the financial risks associated with aging or chronic illness. It provides select policy options and guidance regarding potential costs and coverage limits. Through its work, it supports a range of commercial sectors, including local offices, warehouses, and food service operations, where employers seek benefit planning for their teams.
SAN Group serves clients in Hampton, New Hampshire, who are seeking long-term care insurance for residential needs such as nursing home or assisted living coverage. The company also handles commercial policies for businesses that want to protect employees from the costs of extended care. Covering clients throughout the Hampton area, SAN Group helps individuals and organizations secure financial protection against future care expenses. After an initial policy is placed, the company follows up with clients to make adjustments as needs change between regular visits.
M F and T North America LLC, based in Hampton, NH, is a long-term care insurance agency known for helping local families plan for future care needs. Its service range includes guiding clients through policy options that cover nursing home, assisted living, and home-based care expenses. The agency works with individuals to find coverage suited to their stage of life. As a specialty service, it can also assist with comparing hybrid policies that combine life insurance with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Hampton Cost?
Long-term care insurance premiums in New Hampshire vary based on age, health, and coverage level. For a 55-year-old, a typical policy might cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay higher rates. This is general information, not insurance advice.
About long-term care insurance agents in Hampton
Long-term care insurance agents in Hampton, New Hampshire help residents plan for future care needs. New Hampshire offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent can help you understand how these state-specific rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Hampton do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also guide you through New Hampshire Partnership Program requirements.
Are there New Hampshire laws that affect long-term care insurance?
Yes, New Hampshire requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also include a free-look period of at least 30 days. The state regulates rate increases and requires agents to be licensed.
How do I choose a long-term care insurance agent in Hampton?
Look for an agent who is licensed in New Hampshire and has experience with long-term care policies. Ask about their familiarity with the Partnership Program and local care costs. Check their credentials with the New Hampshire Insurance Department.