The top-rated long-term care insurance agent in Concord, New Hampshire is Thompson Insurance Agency – Allstate Agent: Crystal-Lee Thompson, rated 5.0 stars across 498 reviews. Other highly rated options include Comparion Insurance Agency, Sean Kelly at Comparion Insurance Agency, Davis & Towle Insurance Group. This directory lists 19 long-term care insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thompson Insurance Agency – Allstate Agent: Crystal-Lee Thompson | 63 S Main St | (603) 226-3300 |
| 2 | Comparion Insurance Agency | 70 Commercial St Suite 301 | (603) 225-3524 |
| 3 | Sean Kelly at Comparion Insurance Agency | 70 Commercial St Suite 301 | (603) 369-5226 |
| 4 | Davis & Towle Insurance Group | 115 Airport Rd | (603) 225-6611 |
| 5 | Eames Insurance & Real Estate | 78 Airport Rd | (603) 225-7653 |
| 6 | Chris Bober Agency, Farmers Insurance (formerly Metlife Auto and Home) | 90 Airport Rd Suite 20 | (603) 464-6381 |
| 7 | Woodpecker Insurance | 30 S Main St | (603) 499-4399 |
| 8 | Quintal Insurance Services | 58 Branch Turnpike | (978) 376-1485 |
| 9 | Blossom Insurance | 58 South St | (603) 224-3000 |
| 10 | The Michael N Bertolone Agency | 295 Sheep Davis Rd | (603) 223-6686 |
Thompson Insurance Agency – Allstate Agent: Crystal-Lee Thompson serves the Concord, New Hampshire metropolitan area as a long-term care insurance agent. The agency helps clients plan for future care needs by reviewing policy options that cover nursing home stays, assisted living facilities, and home-based care services. It also assists with comparing coverage types and benefit periods to align with individual budgets and long-term health goals. Common services include initial consultations on policy features and support with claims guidance for active long-term care insurance policyholders in the region.
Comparion Insurance Agency, based in Concord, NH, offers a range of long-term care insurance solutions designed to help individuals plan for future care needs. Its service approach includes helping clients evaluate policy options for nursing home, assisted living, and in-home care coverage to protect assets and maintain financial independence. Maintenance plans involve periodic policy reviews to adjust coverage as needs evolve, ensuring continued alignment with changing health and financial circumstances. The agency serves single-family homeowners, apartment dwellers, and owners of retail and restaurant properties.
Homeowners and individuals planning for future healthcare needs turn to Sean Kelly at Comparion Insurance Agency in Concord, New Hampshire for guidance on long-term care insurance. The agency helps clients evaluate coverage options that protect assets and provide access to care services. This local agent partners with multiple carriers to present suitable plans for aging residents. Supporting individuals in assessing their personal risk for requiring extended assistance, the agency ensures policies align with financial goals. The team also serves clients throughout the surrounding Merrimack Valley area.
Serving Concord and the surrounding New Hampshire communities, Davis & Towle Insurance Group handles all aspects of long-term care insurance planning. The firm addresses protection for home care, assisted living, and nursing facility expenses. These agents focus on individual needs, explaining coverage options and policy types such as traditional and hybrid plans. To handle a typical job, they assess a client’s current health and financial situation before recommending a policy that fits specific long-term care goals.
Eames Insurance & Real Estate in Concord, NH helps clients distinguish between the one-time purchase of a stand-alone long-term care policy and the recurring service of reviewing and updating an existing plan. Their coverage options typically address the financial risk of needing extended assistance with daily living activities, such as bathing or meal preparation. Service for policy reviews and adjustments runs on an as-needed basis, while initial policy procurement is generally a single-instance transaction.
Serving area clients as a Farmers Insurance agent specializing in long-term care planning, Chris Bober Agency also handles general insurance inquiries from its location in Concord, New Hampshire. The firm works with individuals and families to prepare for the costs of extended medical or personal care needs that typical health plans do not cover. Policies are designed to protect savings while offering flexible choices for home-based or facility-based support later in life. As the autumn season approaches, the agency helps local residents review policy options before annual enrollment windows close.
As the Granite State's winters make planning for later-life care essential, Woodpecker Insurance in Concord helps families address the financial strain of extended nursing or home-based assistance. Their work as a long-term care insurance agent involves comparing policies that cover daily living support, not covered by standard health plans. For local residents, this means structuring a benefit that protects savings from unpredictable care costs. The process begins with a no-obligation assessment of individual health needs and preferred care settings, starting with a personalized inspection of policy options.
Quintel Insurance Services provides guidance on long-term care insurance options for individuals in Concord, New Hampshire, helping clients plan for future personal care needs. It specializes in policies that cover support for daily living activities, such as bathing and dressing, typically not covered by standard health insurance. These long-term care insurance plans can help safeguard personal assets while ensuring access to required services. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
Blossom Insurance assists Concord residents with securing long-term care coverage tailored for at-home or facility-based needs. The agency also helps local businesses offer long-term care benefits as part of employee insurance packages, serving clients throughout the Concord region and surrounding areas. Agents guide individuals and families in comparing policies and understanding benefits to protect assets and future care costs. After an initial policy is set, the agency maintains contact to review any changes in health or needs, offering follow-up adjustments between regular visits.
What Does a a Long-Term Care Insurance Agent in Concord Cost?
Long-term care insurance premiums in New Hampshire vary by age, health, and benefit amount. A typical policy for a 55-year-old may cost between 1500 and 3000 dollars per year. For a 65-year-old, annual premiums often range from 2500 to 5000 dollars. Costs also depend on inflation protection and benefit period. This is general information, not insurance advice.
About long-term care insurance agents in Concord
Long-term care insurance agents in Concord, New Hampshire help residents plan for future care needs. New Hampshire offers a Long-Term Care Partnership program that allows policyholders to protect assets while qualifying for Medicaid. These agents can explain how state-specific rules affect coverage and costs.
Frequently Asked Questions
What does a long-term care insurance agent in Concord do?
An agent helps you compare policies from different insurers and explains coverage options. They can also advise on New Hampshire Partnership policies which provide asset protection. Their goal is to match a policy to your financial situation and health needs.
How does New Hampshire Long-Term Care Partnership work?
The Partnership program lets you keep assets equal to the benefits your policy pays out. If you use 100000 dollars in benefits, you can protect 100000 dollars in assets from Medicaid recovery. This program is only available through licensed agents who sell Partnership-certified policies.
Are there tax incentives for long-term care insurance in New Hampshire?
New Hampshire does not have a state income tax so no state deduction exists for premiums. However, federal tax deductions may apply if your total medical expenses exceed 7.5 percent of your adjusted gross income. An agent can help you understand how federal rules apply to your case.