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Find Long-Term Care Insurance Agents Near You in Rochester, NH

Browse long-term care insurance agents serving Rochester, New Hampshire. Updated 2026-07-14.

The top-rated long-term care insurance agent in Rochester, New Hampshire is Bernier Insurance Agency, rated 4.9 stars across 122 reviews. Other highly rated options include Keslar Insurance Agency - Rochester Office, Kevin Ryan - State Farm Insurance Agent, Fleury and Associates LLC. This directory lists 16 long-term care insurance agents serving Rochester.

Showing 16 long-term care insurance agents in Rochester, NHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bernier Insurance Agency32 Wakefield St(603) 335-2345
2Keslar Insurance Agency - Rochester Office16 N Main St(603) 602-1112
3Kevin Ryan - State Farm Insurance Agent197 Columbus Ave Ste 106(603) 332-5200
4Fleury and Associates LLC1 Windhaven Dr(603) 973-9561
5Michael Testa - State Farm Insurance Agent73 Pickering Rd Ste 202-F(603) 332-4444
6Hi Rise Insurance12 Charles St(603) 332-1983
7Creteau Hackett La Chapelle73 Wakefield St(603) 332-6518
8Bernier Insurance Inc: Bowley Pauline32 Wakefield St # 1268(603) 335-2345
9Peggy Lynch - State Farm Insurance Agent147 Wakefield St(603) 332-1191
10Jenness & Jenness Agency663 Pickering Rd(603) 332-3030
BI
32 Wakefield St
Bernier Insurance Agency
Long-Term Care Insurance Agent · Rochester, NH

Bernier Insurance Agency serves Rochester and the broader Strafford County area of New Hampshire, offering long-term care insurance agent services. They assist individuals and families in evaluating policies that cover expenses associated with extended care needs, such as home health aides and assisted living facilities. Proper long-term care planning helps protect savings from the high costs of ongoing support. Their work involves comparing various benefit periods and daily coverage amounts suited to different financial situations. The agency specifically handles policy implementation for nursing home care and coordinated in-home care services.

KI
16 N Main St
Keslar Insurance Agency - Rochester Office
Long-Term Care Insurance Agent · Rochester, NH

Keslar Insurance Agency – Rochester Office serves local homeowners and individuals planning for future care needs, offering long-term care insurance policies designed to help protect savings from the high cost of extended medical or personal assistance. Their team guides clients in understanding coverage options and policy features, assisting with plan selection. The agency helps residents safeguard financial assets against potential long-term care expenses. In addition to serving Rochester, this location also covers nearby communities including Dover, New Hampshire.

KR
197 Columbus Ave Ste 106
Kevin Ryan - State Farm Insurance Agent
Long-Term Care Insurance Agent · Rochester, NH

Kevin Ryan - State Farm Insurance Agent in Rochester, NH, provides long-term care insurance consultation and policy services. The agency helps individuals evaluate coverage options that address future care needs, including in-home support and facility-based assistance. Ongoing policy reviews are offered to help clients adjust their plans as circumstances change. Services focus on creating a strategy that protects assets while ensuring access to necessary care. The agency assists single-family homeowners, apartment renters, retail business operators, and restaurant owners in safeguarding their financial stability against long-term care expenses.

FA
1 Windhaven Dr
Fleury and Associates LLC
Long-Term Care Insurance Agent · Rochester, NH

Serving Rochester, New Hampshire, and surrounding communities, Fleury and Associates LLC handles long-term care insurance planning for individuals. This type of insurance helps cover costs associated with extended care needs, such as in-home assistance or facility care. The company works to explain the specific policy options and coverage features available to clients. Its general approach involves assessing a client’s personal circumstances and goals to recommend an appropriate plan from available carriers.

MT
73 Pickering Rd Ste 202-F
Michael Testa - State Farm Insurance Agent
Long-Term Care Insurance Agent · Rochester, NH

Michael Testa - State Farm Insurance Agent in Rochester, NH understands the key difference between one-time policies that cover a single care event and recurring service options that provide ongoing coverage for chronic conditions. Their clients seek protection for future long-term care needs, including help with daily activities. Plans typically extend to nursing home and home-based care. The agency offers these services on an as-needed basis, allowing individuals to purchase coverage when they are ready to secure their financial future.

HR
12 Charles St
Hi Rise Insurance
Long-Term Care Insurance Agent · Rochester, NH

Hi Rise Insurance offers affordable long-term care insurance agency services to families in the Rochester, NH, area. The agency guides clients through coverage options designed to help protect assets and maintain independence during extended illness or aging. It assists with policy comparisons, benefit planning, and filing claims, serving individuals, couples, and their caregivers. As local tax filing season begins, the agency helps residents evaluate how long-term care premiums and health savings accounts may affect their annual financial planning and deduction strategies.

CH
73 Wakefield St
Creteau Hackett La Chapelle
Long-Term Care Insurance Agent · Rochester, NH

Creteau Hackett La Chapelle helps individuals plan for future care needs through long-term care insurance policies. The agency specializes in adding coverage options that protect savings from the high costs of extended medical or personal care. Serving the Rochester, New Hampshire, area, advisers guide clients through policy features such as inflation protection and elimination period choices. The company can assist professionals working in local offices, commercial warehouses, and food service establishments with tailored insurance solutions.

BI
32 Wakefield St # 1268
Bernier Insurance Inc: Bowley Pauline
Long-Term Care Insurance Agent · Rochester, NH

Bernier Insurance Inc: Bowley Pauline provides long-term care insurance services to residents in and around Rochester, NH. This agency also handles commercial coverage needs for local businesses, serving clients throughout the surrounding area. The agent works closely with individuals and families to plan for future care costs. Clients often follow up for policy adjustments and repeat service during regular visits to review coverage changes.

PL
147 Wakefield St
Peggy Lynch - State Farm Insurance Agent
Long-Term Care Insurance Agent · Rochester, NH

As families in Rochester, NH, consider how to manage the potential costs of extended care during the winter months, Peggy Lynch, as a local State Farm agent, provides access to long-term care insurance policies that can help cover home health aides or nursing facility stays. This insurance often protects retirement savings from being consumed by these significant care expenses. An initial consultation is typically scheduled to review personal assets and the waiting periods available for coverage, which is an essential first step toward understanding one’s options.

JJ
663 Pickering Rd
Jenness & Jenness Agency
Long-Term Care Insurance Agent · Rochester, NH

Jenness & Jenness Agency in Rochester, NH is known for helping individuals and families plan for future long-term care needs. The firm covers a full range of long-term care insurance options, including policies for nursing home, assisted living, and home-based care services. It assists clients in evaluating their personal financial situations to determine appropriate coverage levels. A specialty service the agency can add on is policy reviews that help adjust benefits as a client’s health and circumstances change.

GI
95 S Main St
Great Insurance New Hampshire
Long-Term Care Insurance Agent · Rochester, NH
(603) 605-8087
UI
120 Washington St #201
United Insurance
Long-Term Care Insurance Agent · Rochester, NH
(603) 332-3700
unitedinsurance.net/locations/rochester/55/location
BI
12 Milton Rd
Branyen Insurance Agency
Long-Term Care Insurance Agent · Rochester, NH
(603) 994-8383
branyeninsurance.com
LH
12 Charles St
Lachapelle & Higgins Insurance Inc: Higgins Timothy
Long-Term Care Insurance Agent · Rochester, NH
(603) 332-1983
landhinsurance.com
GI
60 Wakefield St
Great Insurance Agency NH
Long-Term Care Insurance Agent · Rochester, NH
SF
60 Rochester Hill Rd STE 1
Straight Forward Life & Annuity
Long-Term Care Insurance Agent · Rochester, NH
(603) 948-2800
sflifeandannuity.com

What Does a a Long-Term Care Insurance Agent in Rochester Cost?

Long-term care insurance premiums in New Hampshire vary by age, health, and coverage level. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 annually. These are general estimates and your actual cost depends on your specific situation. This is general information and not insurance advice.

About long-term care insurance agents in Rochester

Long-term care insurance agents in Rochester, New Hampshire help residents plan for future care costs. New Hampshire offers a partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific rules affect your coverage choices and financial planning.

Frequently Asked Questions

What does a long-term care insurance agent in Rochester do?

An agent helps you compare policies from multiple insurers and explains coverage options for nursing home, assisted living, and home care. They also advise on New Hampshire partnership policies that can help you preserve assets.

How does New Hampshire law affect long-term care insurance?

New Hampshire requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period where you can cancel a policy for a full refund.

What is the New Hampshire long-term care partnership program?

This program lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. A Rochester agent can explain how this asset protection works under state rules.

Long-Term Care Insurance Agents in Other New Hampshire Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.