The top-rated long-term care insurance agent in Wallingford, Connecticut is Tatia Winecoff - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Jon D. Racow - Wallingford State Farm Insurance Agency, Acrisure Wallingford, CT (HD Segur), Keith W Taylor. This directory lists 19 long-term care insurance agents serving Wallingford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tatia Winecoff - State Farm Insurance Agent | 857 N Main Street Ext | (203) 269-9330 |
| 2 | Jon D. Racow - Wallingford State Farm Insurance Agency | 253 Center St | (203) 265-0426 |
| 3 | Acrisure Wallingford, CT (HD Segur) | 10 Research Pkwy Ste. 400 | (203) 699-4500 |
| 4 | Keith W Taylor | 29 Broadmeadow Rd | (800) 748-4382 |
| 5 | J J Fishbein Inc Insurance | 21 N Main St | (203) 265-9474 |
| 6 | Petruzelo Insurance Inc | 4 Research Pkwy | (203) 269-3551 |
| 7 | Dave Luft Insurance Agency | 1145 N Colony Rd Ste 3 | (475) 235-9079 |
| 8 | Michalowski Agency LLC | 821 E Center St | (203) 265-6763 |
| 9 | Tranquist Insurance Group LLC | 420 Center St fl 1 | (203) 518-4918 |
| 10 | Hang Chen: Allstate Insurance | 329 Main St STE 201 | (203) 793-7940 |
Tatia Winecoff - State Farm Insurance Agent serves the Wallingford, Connecticut area as a long-term care insurance agent. The company offers policies designed to help individuals plan for potential future needs related to chronic illness or extended personal care. These plans can assist with covering costs associated with home health aides, assisted living facilities, or nursing home stays. Working within the local region, Tatia Winecoff - State Farm Insurance Agent handles the sale of individual long-term care policies and provides guidance on coordinating coverage with existing retirement savings.
Jon D. Racow - Wallingford State Farm Insurance Agency provides guidance on long-term care insurance options for clients in the Wallingford, Connecticut area. As a local agent, Jon D. Racow helps individuals and families explore coverage for future care needs, including assistance with understanding policy terms and coordinating benefit plans. The agency also offers support for reviewing existing long-term care policies to ensure they align with changing circumstances over time. Typical clients include homeowners with single-family residences, as well as residents of apartment communities and those operating local retail shops or small restaurants.
Homeowners, business owners, and individuals planning for future care needs turn to Acrisure Wallingford, CT (HD Segur) for long-term care insurance guidance. This agency addresses the financial risks of extended care by offering policy analysis and plan comparisons. It helps clients navigate the complexities of coverage for nursing home, assisted living, and home-based care services in Wallingford. The agency also serves clients in nearby Meriden and the greater New Haven metro area.
In Wallingford, CT, Keith W Taylor offers both one-time consultations for immediate concerns and recurring services for evolving long-term care needs. Coverage guidance focuses on policies that help protect assets and fund care like home health aides or nursing facilities. Assistance includes comparing plan benefits as lifestyles and health costs change. This service operates on an as-needed basis, allowing clients to schedule appointments only when specific questions or policy reviews arise.
As Connecticuters navigate the winter months and consider protecting their retirement savings, J J Fishbein Inc Insurance in Wallingford helps individuals plan for future personal care needs. As a long-term care insurance agent in the area, the firm guides clients through policy options that cover assisted living, home health aides, or nursing home stays. These conversations focus on understanding financial capacity and health history. The process begins with a complimentary initial assessment step, reviewing your current coverage readiness and long-term goals in person.
Petruzelo Insurance Inc provides long-term care insurance services to clients in Wallingford, Connecticut, helping them plan for future care needs while protecting their assets. As a local agent, it assists individuals with policy selection, explains coverage options, and offers guidance on benefit structures and waiting periods. The company also helps clients coordinate plans with existing retirement savings or health coverage. Ahead of winter months, it often addresses concerns about rising home health aide costs and potential shifts in state Medicaid regulations affecting local families.
Serving residents of Wallingford and the surrounding Connecticut area, Dave Luft Insurance Agency offers long-term care insurance options designed to help individuals plan for future care needs. The agency guides clients through the process of selecting policies that can cover in-home assistance, assisted living, and nursing home expenses. By explaining the nuances of this specialized coverage, they aim to provide a clearer path forward for local families. Current policyholders often call the agency for periodic policy check-ins and to discuss any changes after routine annual financial reviews.
Michalowski Agency LLC is known for specializing in long-term care insurance strategies for clients throughout Wallingford, CT. The agency assists individuals with navigating policies that help cover extended care costs, whether at home or in a facility. Its service range includes evaluating coverage needs and comparing plans from multiple insurers. Clients receive guidance on how these policies protect retirement assets and family savings. The company can add on consultation regarding hybrid life insurance policies that bundle long-term care benefits with a death benefit.
Hang Chen: Allstate Insurance offers personalized guidance for individuals planning their long-term financial security in Wallingford, Connecticut. The agency specializes in long-term care insurance coverage, helping clients prepare for potential future needs related to extended medical or personal care services. This focus allows families to address the financial aspects of aging with dedicated support. The agency serves local commercial sectors, including offices, warehouses, and food service establishments, ensuring their employees have access to suitable planning options.
What Does a a Long-Term Care Insurance Agent in Wallingford Cost?
Long-term care insurance premiums in Connecticut vary by age, health, and policy features. For a 55-year-old, a policy with a 3-year benefit period and 5 percent inflation protection may cost between 1,500 and 3,000 dollars per year. Costs increase with age and added benefits. This is general information, not insurance advice.
About long-term care insurance agents in Wallingford
Long-term care insurance agents in Wallingford, Connecticut help residents plan for future care needs. Connecticut offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how these state-specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Wallingford do?
An agent helps you compare policies from multiple carriers, explains coverage options, and guides you through Connecticut Partnership program requirements. They do not provide legal advice but can clarify policy features.
Does Connecticut have special rules for long-term care insurance?
Yes, Connecticut has a Partnership for Long-Term Care program. Policies that meet partnership standards allow you to keep a portion of your assets if you later need Medicaid. Agents can help you find partnership-qualified plans.
How do I choose a long-term care insurance agent in Wallingford?
Look for an agent licensed in Connecticut with experience in long-term care policies. Ask about their familiarity with Connecticut Partnership rules and whether they represent multiple insurance companies.
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