The top-rated long-term care insurance agent in East Hartford, Connecticut is Brian Busam - State Farm Insurance Agent, rated 4.8 stars across 122 reviews. Other highly rated options include Sica Insurance & Financial Services, Globe Life American Income Division: Moore Sodan Organization, Amica Mutual Insurance Company. This directory lists 11 long-term care insurance agents serving East Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Busam - State Farm Insurance Agent | 1602 Main St | (860) 289-2227 |
| 2 | Sica Insurance & Financial Services | 107 Burnside Ave Suite 1 | (860) 566-8822 |
| 3 | Globe Life American Income Division: Moore Sodan Organization | 111 Founders Plaza Suite 1701 | (860) 245-8225 |
| 4 | Amica Mutual Insurance Company | 101 E River Dr Fifth Floor | (800) 382-6422 |
| 5 | Nationwide Insurance: Paul J. Fitzgerald | 1009 Main St | (860) 528-8806 |
| 6 | Gary Berube Insurance | 219 Silver Ln | (860) 569-6400 |
| 7 | Ferguson & McGuire Insurance Inc. | 45 Connecticut Blvd | (860) 528-6501 |
| 8 | National Life Group | 333 E River Dr # 401 | (860) 528-0800 |
| 9 | Evans, Pires & Leonard Insurance Agency, Inc | 121 Roberts St | (860) 289-6816 |
| 10 | Connecticut Fair Plan | 77 Hartland St # 308 | (860) 528-9546 |
Brian Busam - State Farm Insurance Agent serves the East Hartford, Connecticut area as a long-term care insurance agent. The agency helps clients plan for future care needs by offering policies that cover services like in-home assistance and nursing home stays. Long-term care insurance can protect personal savings from the high cost of extended medical support. The agent works with individuals to review coverage options and find suitable plans for their specific circumstances. Brian Busam handles policy enrollment and claims assistance for long-term care coverage in the region.
Sica Insurance & Financial Services provides long-term care insurance planning for individuals in East Hartford. The agency offers policy evaluations to help clients understand coverage options for future care needs, along with periodic reviews to adjust plans as circumstances change. Its service approach focuses on developing strategies that align with personal financial goals and potential healthcare requirements. This agency assists with coverage for various residential situations, including single-family homes, apartments, retail locations, and restaurants.
Globe Life American Income Division: Moore Sodan Organization serves clients in East Hartford, Connecticut, and the surrounding communities. It handles long-term care insurance, helping individuals and families plan for future care needs. The agency works to explain policy options and coverage features during consultations. For a typical job, it begins by reviewing the client’s personal situation and current health profile. The general approach it uses includes presenting clear comparisons of available plans and guiding the client through the application process.
Amica Mutual Insurance Company serves homeowners and individuals in East Hartford, Connecticut who require long-term care insurance coverage. The agency assists clients in planning for future care needs through personalized policy consultations and coverage comparisons. Its agents help navigate the complexities of care costs and benefit options for aging family members. Supporting households in securing financial protection for nursing home or home health care, the firm also covers neighboring communities throughout the Hartford metropolitan area.
For a family seeking one-time policy guidance versus ongoing annual reviews, a long-term care insurance agent provides essential financial planning assistance in East Hartford, CT. This work analyzes individual health needs, family medical history, and retirement income goals to select an appropriate coverage plan from available options. Local agents help clients understand benefit triggers, daily benefit amounts, and inflation protection features that protect assets against future care costs. Policy administration typically includes yearly policy check-ins with the agent, though service runs on a scheduled basis.
As a long-term care insurance agent, Gary Berube Insurance specializes in helping clients plan for the costs of extended care, including home health aides and nursing facility stays. It assists individuals and families in East Hartford and the surrounding area with navigating coverage options for these important expenses. The agency also works with customers to address the financial risks of chronic illness. For those facing retirement planning decisions, it helps with the seasonal concern of adjusting coverage before a change in health status.
Ferguson & McGuire Insurance Inc. in East Hartford, CT, provides guidance on financial protection strategies for extended care needs. As a long-term care insurance agent, the company helps individuals and families assess coverage options to manage potential future health expenses. Their work includes explaining policy features, such as benefit periods and daily coverage amounts, that assist with home health aides or nursing facility stays. Serving both personal and commercial clients, Ferguson & McGuire can also address the insurance needs of offices, warehouses, and food service operations.
National Life Group serves residents in East Hartford with personalized long-term care insurance guidance, helping families plan for future health needs while protecting savings. Their agents also assist local businesses seeking coverage options for employee benefit packages throughout the Hartford area. Clients receive clear explanations of policy features and costs during initial meetings. After policies are in place, the agency maintains contact to answer questions and adjust coverage as needs change, providing ongoing support between regular annual reviews to ensure plans remain suitable.
Evans, Pires & Leonard Insurance Agency, Inc in East Hartford, Connecticut, is known for offering long-term care insurance coverage to local residents. The agency guides clients through policies that help cover the costs of extended nursing home care, assisted living, and in-home support services. Its service range includes assessing individual needs and comparing plans from multiple carriers to find suitable benefit structures. As a specialty service, the agency can also consult on hybrid life and long-term care policies that combine death benefits with care funding.
Connecticut Fair Plan provides residential long-term care insurance guidance for clients in East Hartford, ensuring individuals find coverage tailored to their personal needs and future care plans. The agency also assists local businesses with commercial long-term care insurance solutions for employees, serving the broader Connecticut area. They focus on helping families understand policy options and navigate plan details frankly. After an initial consultation or policy setup, the agency remains available for follow-up questions or adjustments needed between regular service visits.
What Does a a Long-Term Care Insurance Agent in East Hartford Cost?
Long-term care insurance premiums in Connecticut vary widely. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month, but rates depend on age, health, and coverage level. Connecticut law allows insurers to adjust premiums with approval from the state Insurance Department. This is general information, not insurance advice.
About long-term care insurance agents in East Hartford
Long-term care insurance agents in East Hartford help residents plan for future care needs. Connecticut offers the Partnership for Long-Term Care program which allows policyholders to protect assets equal to the benefits paid. An agent can explain how these state-specific plans work and compare policies from multiple carriers.
Frequently Asked Questions
What is the Connecticut Partnership for Long-Term Care?
It is a state program that lets you keep assets equal to the amount your policy pays out. You must buy a certified policy from a participating insurer. An agent in East Hartford can help you find these plans.
How do I choose a long-term care insurance agent in East Hartford?
Look for an agent licensed in Connecticut with experience in long-term care policies. Ask about their familiarity with the Connecticut Partnership program and local carriers. They should provide quotes from several companies.
What factors affect long-term care insurance costs in Connecticut?
Costs depend on your age, health, benefit amount, and policy features. Connecticut requires insurers to offer inflation protection options. An agent can show you how different choices change the premium.
Long-Term Care Insurance Agents in Other Connecticut Cities
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