The top-rated long-term care insurance agent in Bloomfield, Connecticut is Marclion McMikle - State Farm Insurance Agent, rated 4.9 stars across 365 reviews. Other highly rated options include Curt Smith - State Farm Insurance Agent, Spectrum Insurance LLC, MetLife. This directory lists 12 long-term care insurance agents serving Bloomfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marclion McMikle - State Farm Insurance Agent | 116 Cottage Grove Rd Ste 106 | (860) 920-0008 |
| 2 | Curt Smith - State Farm Insurance Agent | 37 Wintonbury Mall | (860) 243-3202 |
| 3 | Spectrum Insurance LLC | 800 Cottage Grove Rd Building 4 | (860) 785-4854 |
| 4 | MetLife | 1300 Hall Blvd | — |
| 5 | The Cigna Group | 900 Cottage Grove Rd | (800) 244-6224 |
| 6 | The Roberts Agency, Inc. | 31 Tunxis Ave | (860) 242-7726 |
| 7 | Harris, Adelberg and Strauss | 701 Cottage Grove Rd # F120 | (860) 521-8870 |
| 8 | Wellstone Insurance | 800 Cottage Grove Rd | (860) 656-6936 |
| 9 | Himmelstein Financial | 17 Mountain Ave | (860) 761-1216 |
| 10 | Relation Insurance - Dunn Insurance Group | 50 Wintonbury Mall Ste A | (860) 242-3609 |
Marclion McMikle - State Farm Insurance Agent serves the Bloomfield, Connecticut area and provides long-term care insurance services. As a local agent focusing on this coverage, the agency assists residents in planning for future care needs. The agent can explain how long-term care policies help protect assets and manage costs related to extended nursing or home-based care. This agency also handles personalized plan comparisons for individuals seeking protection against future medical expenses associated with aging or chronic conditions.
Curt Smith - State Farm Insurance Agent in Bloomfield, Connecticut provides residential long-term care insurance guidance for local homeowners seeking coverage for future care needs. The agency also assists Bloomfield businesses with commercial insurance policies applicable to their operations. Service extends throughout the broader Bloomfield area, ensuring clients have access to tailored insurance planning. The office encourages follow-up or repeat service between regular visits to adjust policies as family situations or health requirements evolve over time.
Residents and families seeking financial protection against the high cost of extended care in Bloomfield turn to Spectrum Insurance LLC, which guides clients through long-term care insurance policy options. The agency assists with comparing benefit periods and inflation protection features to help safeguard savings from potential nursing home, assisted living, or home care expenses. Common services include evaluating individual coverage needs and explaining how policies interact with Medicare and Medicaid. Also serving the greater Hartford metropolitan area, the office helps families plan for care scenarios throughout surrounding towns.
The Cigna Group in Bloomfield, CT, assists local clients with evaluating and selecting long-term care insurance policies. Its services include advising on coverage options that help protect assets and fund future care needs. The agency also provides ongoing policy reviews and assistance with filing claims when care becomes necessary. These maintenance plans ensure clients understand their benefits and any changes in their personal circumstances. The company supports individuals planning for care in settings such as single-family homes, apartments, and retail businesses, as well as restaurants.
In long-term care insurance, one-time consultations focus on immediate policy selection, while recurring service options include periodic policy reviews and claims assistance. The Roberts Agency, Inc., based in Bloomfield, CT, offers guidance on coverage options to help clients manage potential future care costs. Services address the specific needs of individuals planning for long-term care in the local area. Assistance may be arranged on a one-time basis for purchasing a policy, or scheduled as a recurring service for ongoing policy management and care coordination.
Harris, Adelberg and Strauss of Bloomfield, CT specializes in long-term care insurance planning, offering policy evaluations and coverage selection for individuals. It generally serves clients by protecting retirement assets against future custodial or home health care costs. Many residents seek such professional guidance when a family member suddenly requires care, needing to adjust existing policies to address evolving personal needs.
As families in Bloomfield prepare for the winter holidays, long-term care planning becomes a pressing concern. Wellstone Insurance addresses this seasonal need by helping local residents protect their assets and independence through comprehensive policy selection. Agents assess current health and financial situations, ensuring coverage aligns with future care preferences, including home-based or facility services. An initial review of existing policies or new applications typically begins with a no-obligation consultation to identify specific care goals and budget parameters.
Himmelstein Financial provides guidance on long-term care insurance, helping clients plan for future personal care needs. Based in Bloomfield, CT, the firm specifically focuses on policies that cover in-home assistance and skilled nursing facility costs. As a long-term care insurance agent, it assists individuals and families in evaluating coverage options to protect savings. The company can serve a range of commercial sectors, including professional offices, industrial warehouses, and local food service establishments.
Relation Insurance - Dunn Insurance Group serves residents in the Bloomfield, Connecticut area with long-term care insurance solutions. The agency helps individuals plan for future care needs, including nursing home and home health expenses. For local businesses in the region, the firm also provides commercial coverage options to protect their operations. Their service area extends throughout the greater Bloomfield community and surrounding towns. Clients can follow up with the agency between regular visits to review policy adjustments or discuss changes in their personal care planning needs.
What Does a a Long-Term Care Insurance Agent in Bloomfield Cost?
Long-term care insurance premiums in Connecticut vary by age health and benefit amount. For a 55 year old a policy with a 150 dollar daily benefit and 3 year term may cost between 1,500 and 3,000 dollars per year. Costs are higher for older applicants and for policies with longer benefit periods. This is general information not insurance advice.
About long-term care insurance agents in Bloomfield
Long-term care insurance agents in Bloomfield Connecticut help residents plan for future care needs. Connecticut offers a partnership program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how these policies interact with Medicaid and state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Bloomfield do?
An agent helps you compare policies from different carriers and understand coverage options. They explain Connecticut specific rules like the 90 day elimination period and inflation protection requirements. The agent does not provide legal advice but can guide you through plan choices.
Does Connecticut have a long-term care partnership program?
Yes Connecticut has a partnership program that lets you keep assets equal to the amount your policy pays. This program requires the policy to include inflation protection. An agent can verify if a policy meets partnership standards.
How do Connecticut tax credits apply to long-term care insurance?
Connecticut offers a state income tax deduction for long-term care insurance premiums. The deduction applies to qualified policies that meet state standards. An agent can explain the deduction limits and help you select a qualifying plan.
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