The top-rated long-term care insurance agent in Stratford, Connecticut is Omar Juarbe - State Farm Insurance Agent, rated 4.9 stars across 513 reviews. Other highly rated options include Portsmouth Atlantic Insurance, Rick LoCicero - State Farm Insurance Agent, Scott Insurance. This directory lists 18 long-term care insurance agents serving Stratford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Juarbe - State Farm Insurance Agent | 3231 Main St | (203) 377-5167 |
| 2 | Portsmouth Atlantic Insurance | 160 1st Ave | (603) 431-4020 |
| 3 | Rick LoCicero - State Farm Insurance Agent | 1516 Barnum Ave | (203) 610-6939 |
| 4 | Scott Insurance | 3151 Main St | (203) 375-5847 |
| 5 | Kevin Lavelle: Allstate Insurance | 3651 Main St Unit 1 | (203) 371-1131 |
| 6 | Dougherty Insurance Agency, Inc. | 2420 Main St | (203) 377-4394 |
| 7 | State Farm Insurance | 3231 Main St | (203) 377-5167 |
| 8 | Lambros Insurance Services | 1980 Main St | (203) 377-2300 |
| 9 | Choice Services LLC | 3657 Main St | (855) 257-5440 |
| 10 | Stegner Associates | 3446 Main St | (203) 877-1037 |
Omar Juarbe - State Farm Insurance Agent serves the Stratford, Connecticut area and surrounding communities, specializing as a long-term care insurance agent. This agency helps clients plan for potential future needs that traditional medical coverage does not cover. They provide guidance on policies designed to protect savings and assets from the high costs of extended care. Working with State Farm, the agency develops personalized plans to help families prepare for potential aging-related needs. Their specific offerings include policies for in-home care and assisted living facility coverage.
Portsmouth Atlantic Insurance provides long-term care insurance services to help Stratford residents plan for future care needs. The agency offers policy options covering home care, assisted living, and nursing home expenses, along with annual reviews to adjust coverage as circumstances change. Ongoing client support includes assistance with claims filing, policy modifications, and addressing questions about benefit triggers or elimination periods. The firm serves individual homeowners, renters in apartment complexes, retailers, and local restaurant operators seeking financial protection against extended care costs.
Rick LoCicero - State Farm Insurance Agent serves homeowners, families, and individuals in Stratford, Connecticut, who are planning for future healthcare needs. This agency provides long-term care insurance policies designed to help cover the costs of nursing homes, assisted living, or in-home care as people age. Clients work with the agent to review policy options that protect savings and provide financial stability. The office also assists those looking for straightforward information on how these plans coordinate with Medicare and other coverage. Services extend to neighboring towns in the Bridgeport metropolitan area, including Trumbull.
Scott Insurance serves Stratford, Connecticut, and the surrounding communities in Fairfield County, helping clients plan for the financial challenges of extended care needs. The agency handles long-term care insurance policies that cover services like in-home assistance and nursing facility stays. These plans are designed to protect savings from the high costs of custodial care during retirement. Each client’s situation is evaluated individually, with the agent comparing coverage options and carrier requirements to build a plan that addresses personal health factors and budget constraints.
Kevin Lavelle: Allstate Insurance in Stratford, CT, helps clients distinguish between a one-time policy purchase for immediate coverage needs and a recurring premium structure that provides ongoing protection. The agency focuses on long-term care insurance plans, which cover expenses related to assisted living, nursing home stays, and in-home support. This financial product is designed to safeguard personal assets against the high cost of extended care. Services are available to clients on an as-needed basis for inquiries, policy adjustments, and plan reviews.
Dougherty Insurance Agency, Inc. specializes in helping Stratford residents secure long-term care insurance policies, offering guidance on coverage options that protect assets and independence. The agency also assists clients with policy comparisons and enrollment. With a focus on planning for future health needs, it provides support for understanding benefit triggers and elimination periods. Many people seek its help when preparing for potential retirement costs or addressing a recent family health event that highlights the value of having nursing home and home care protection in place.
As Stratford residents face the financial uncertainties of aging, many seek coverage for extended care needs. State Farm Insurance in Stratford, CT offers long-term care insurance agent services to help local families protect assets and plan for future care. The agents guide clients through policy options that cover home care, assisted living, or nursing facility stays. An initial assessment of your current health and financial situation begins the process of identifying suitable long-term care solutions.
Lambros Insurance Services works with clients to understand their long-term care coverage requirements and available policy options in Stratford. This firm specializes in assisting individuals with navigating the complex applications for benefits that protect assets and provide care. They can help design plans that address the unique financial realities of covering extended assisted living, nursing home, or home health care needs. Serving commercial sectors, the company also works with offices, warehouses, and food service establishments.
Choice Services LLC in Stratford, CT helps residents arrange long-term care insurance coverage to protect assets against future care costs. For commercial clients, the agency advises businesses on group long-term care benefit options for employees and partners. The company provides these insurance planning services throughout the Stratford area and surrounding Connecticut communities. Policyholders can schedule periodic consultations with the agent to review existing coverage and adjust plans as personal circumstances or regulations change between regular visits.
Stegner Associates, based in Stratford, CT, is a long-term care insurance agency known for helping clients plan for future care needs. The company assists individuals and families in navigating policies that cover home care, assisted living, and nursing facility expenses. Typical services include policy comparisons, application guidance, and claims support for local residents. The agency also offers a specialty service: advising on hybrid life and long-term care insurance policies.
What Does a a Long-Term Care Insurance Agent in Stratford Cost?
Long-term care insurance premiums in Connecticut vary by age, health, and policy features. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Costs are lower for younger buyers and higher for older applicants. This is general information, not insurance advice.
About long-term care insurance agents in Stratford
A long-term care insurance agent in Stratford Connecticut can help you compare policies and understand state-specific rules. Connecticut offers the Partnership for Long-Term Care program which allows policyholders to protect some assets. Working with a local agent ensures you get coverage that meets your needs and budget.
Frequently Asked Questions
What does a long-term care insurance agent in Stratford do?
A long-term care insurance agent helps you find and compare policies from different carriers. They explain coverage options, premiums, and benefits. They also guide you through Connecticut specific rules like the Partnership program.
Is long-term care insurance required in Connecticut?
No, long-term care insurance is not required in Connecticut. However, it can help protect your savings if you need care. Connecticut does offer tax incentives for certain long-term care policies under state law.
What is the Connecticut Partnership for Long-Term Care?
The Connecticut Partnership for Long-Term Care is a program that lets you keep some assets if you later need Medicaid. Policies must meet state standards to qualify. An agent can tell you if a Partnership policy is right for you.
Long-Term Care Insurance Agents in Other Connecticut Cities
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