The top-rated long-term care insurance agent in Old Lyme, Connecticut is Bankers Life, rated 5.0 stars across 218 reviews. Other highly rated options include Kevin Agan Jr - Field Manager - Financial Advisor, Bankers Life Securities, Inc. & Bankers Life Advisory Services, Inc., Jaclyn Lasaracina, Bankers Life Agent, Michael Domenech, Bankers Life Agent. This directory lists 17 long-term care insurance agents serving Old Lyme.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 2 | Kevin Agan Jr - Field Manager - Financial Advisor, Bankers Life Securities, Inc. & Bankers Life Advisory Services, Inc. | 6 Vista Dr Ste 101 | (860) 389-6371 |
| 3 | Jaclyn Lasaracina, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 4 | Michael Domenech, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 5 | Nicholas Holmes, Bankers Life Agent and Bankers Life Advisory Services Investment Advisor | 6 Vista Dr Ste 101 | (860) 865-7016 |
| 6 | Aidan Walls, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 7 | Kobey Coburn, Bankers Life Agent | 6 Vista Dr UNIT 101 | (860) 449-4024 |
| 8 | Cory Muckle, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 575-9358 |
| 9 | Jonathan Regondola, Bankers Life Financial Professional | 6 Vista Dr Ste 101 | (860) 389-3043 |
| 10 | Miles Joyner, Bankers Life Agent and Bankers Life Securities Financial Representative | 6 Vista Dr Ste 101 | (860) 434-4010 |
Based in Old Lyme, Connecticut, Bankers Life provides specialized long-term care insurance services, helping clients plan for the financial impact of extended medical or personal care needs. Its general agency work includes guiding individuals through policy options that address future healthcare costs and asset protection. The firm regularly assists residents with coverage that can support a combination of in-home care or nursing facility stays, a critical consideration during cold weather months when fall risks and seasonal health challenges often arise.
Kevin Agan Jr, serving Old Lyme and surrounding towns as a Field Manager and Financial Advisor with Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc., provides long-term care insurance options for local residents. These policies help cover costs for extended nursing or home-based care. As part of a dedicated financial planning practice, the firm also assists clients with Medicare supplemental insurance strategies.
Jaclyn Lasaracina, Bankers Life Agent offers long-term care insurance planning and policy options to help clients prepare for future care needs. The agency provides initial consultations to assess individual or family coverage requirements, followed by ongoing policy reviews and claims assistance for existing clients. Jaclyn Lasaracina services clients seeking protection for personal assets and healthcare costs. She assists single-family homeowners, apartment renters, retail business proprietors, and restaurant operators in the Old Lyme area.
Michael Domenech, Bankers Life Agent serves local homeowners, retirees, and families in the Old Lyme area who are planning for future health needs. The agency provides long-term care insurance policies to help protect personal savings against the high costs of extended care, whether at home or in a facility. These customized plans are designed for residents evaluating their asset protection and care options in the region. The business also covers the neighboring communities of Old Saybrook and Niantic for clients seeking long-term care coverage.
Serving Old Lyme and the surrounding Connecticut shoreline communities, Nicholas Holmes, Bankers Life Agent and Bankers Life Advisory Services Investment Advisor, helps clients with long-term care insurance planning. This agency addresses the financial challenges of extended care needs, focusing on protecting assets and ensuring access to necessary support. For each policy, the agent conducts a thorough assessment of an individual's current health situation and future care preferences to tailor coverage that aligns with their specific retirement strategy.
Aidan Walls, Bankers Life Agent in Old Lyme, CT, assists clients in choosing between a traditional one-time long-term care policy with a fixed benefit pool and a recurring option with annual renewable premiums and ongoing coverage adjustments. These long-term care insurance plans help cover costs of assisted living, nursing homes, or home health aides not paid by standard health insurance. For those seeking financial protection against future care needs, Mr. Walls provides policy comparisons and enrollment assistance. Services are available on an as-needed basis by appointment.
Kobey Coburn, Bankers Life Agent specializes in long-term care insurance, helping clients in Old Lyme protect assets and prepare for future care needs. The agency advises individuals on policies that cover nursing homes, assisted living, and home health care. It works with seniors and families to navigate coverage options suited to their retirement plans. As winter approaches, it assists clients in reviewing policies to ensure they have adequate coverage for potential cold-weather health incidents that may require extended recovery care.
As the Connecticut shoreline population ages, the need to protect assets from rising care costs becomes more urgent. Cory Muckle, Bankers Life Agent in Old Lyme helps local seniors and their families address this concern by offering long-term care insurance policies designed for a range of budgets and health histories. Clients typically begin with a no-cost consultation and financial review. The process moves forward with a straightforward in-home or office meeting to assess individual coverage needs and health status.
Jonathan Regondola, Bankers Life Financial Professional in Old Lyme, CT, provides long-term care insurance coverage to clients in the local area. This agency specializes in helping individuals plan for future care needs while protecting their savings. The work includes guidance on policy options and benefit structures tailored to personal circumstances. Access to care at home, in assisted living, or within nursing facilities is a primary focus of these plans. The agency serves a variety of commercial sectors, including offices, warehouses, and the food service industry.
In Old Lyme, Connecticut, Miles Joyner serves as a Bankers Life Agent and Bankers Life Securities Financial Representative, assisting residents with long-term care insurance needs. Coverage is also available for local commercial clients seeking to protect their assets and employees. Services extend throughout the surrounding shoreline and southeastern Connecticut area. The agency works to help individuals plan for future care expenses while maintaining financial stability. Between regular annual reviews, clients are welcome to reach out for updates or policy adjustments as their circumstances change.
What Does a a Long-Term Care Insurance Agent in Old Lyme Cost?
Typical annual premiums for long-term care insurance in Connecticut range from 2,000 to 5,000 dollars for a 55 year old depending on coverage. A policy with a 165 dollar daily benefit and a 3 year benefit period often costs between 2,500 and 4,000 dollars per year. Costs are higher for older applicants and lower for younger ones. This is general information not insurance advice.
About long-term care insurance agents in Old Lyme
Long-term care insurance agents in Old Lyme Connecticut help residents plan for future care needs. Connecticut offers a Partnership program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how these policies work with local care facilities and home care services.
Frequently Asked Questions
What does a long-term care insurance agent in Old Lyme do?
An agent helps you compare policies from different companies and understand coverage options. They explain Connecticut specific rules like the Partnership program and inflation protection requirements. They also assist with the application and underwriting process.
How does the Connecticut Partnership for Long-Term Care work?
This state program lets you keep assets equal to the amount your policy pays. For example if your policy pays 200 thousand dollars you can keep 200 thousand dollars in assets and still qualify for Medicaid. An agent can tell you if this program fits your situation.
What factors affect long-term care insurance costs in Connecticut?
Costs depend on your age health benefit amount and policy features like inflation protection. Connecticut requires policies to offer inflation protection but you can choose the type. Premiums also vary by insurer and your location in Old Lyme.
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