The top-rated long-term care insurance agent in Manchester, Connecticut is Germany Jimenez - GEICO Insurance Agent, rated 4.9 stars across 559 reviews. Other highly rated options include Independent Insurance Center. Inc, Ashlee Moore - State Farm Insurance Agent, AAA Manchester. This directory lists 17 long-term care insurance agents serving Manchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Germany Jimenez - GEICO Insurance Agent | 372 Middle Turnpike W | (860) 812-6300 |
| 2 | Independent Insurance Center. Inc | 830 Hartford Rd | (860) 646-6050 |
| 3 | Ashlee Moore - State Farm Insurance Agent | 698 Hartford Rd | (860) 533-0999 |
| 4 | AAA Manchester | 1500 Pleasant Valley Rd ste g | (860) 648-7300 |
| 5 | The Insurance Store of CT | 303 E Center St | (860) 645-1960 |
| 6 | River East Insurance, LLC | 545 N Main St Suite B | (860) 615-9980 |
| 7 | Brent Young Agency, LLC | 642 Hilliard St #1226 | (860) 432-5806 |
| 8 | The Dolin Insurance Center, LLC | 553 Middle Tpke E | (860) 649-2200 |
| 9 | Jennifer Zachorewitz: Allstate Insurance | 360 E Center St | (860) 647-8118 |
| 10 | KOA INSURANCE: Ken O'Hara Agency | 48 Purnell Pl Suite 10 | (860) 327-5202 |
Germany Jimenez - GEICO Insurance Agent serves the Manchester, Connecticut area, offering long-term care insurance services. This agency helps clients plan for future personal care needs that are not covered by standard health insurance or Medicare. Long-term care policies offered through this agent can cover assistance with daily activities such as bathing, dressing, and meal preparation. The agency also provides guidance on policy options designed to protect savings from the high costs of extended home care or nursing facility stays.
Independent Insurance Center. Inc in Manchester, CT serves homeowners, families, and individuals planning for future health needs, offering guidance for long-term care insurance policies. The agent helps clients understand coverage options that protect assets and provide access to necessary care services in the local area. This includes assessing policy terms and navigating the application process to meet personal financial goals. The company also covers neighboring communities throughout the Hartford metro region, including East Hartford and Vernon.
Serving Manchester, Connecticut, and the surrounding communities, Ashlee Moore - State Farm Insurance Agent handles long-term care insurance to help clients prepare for future care needs. This field involves reviewing policy options that can cover costs associated with assisted living or in-home support. The agent begins each engagement by assessing an individual’s general financial situation and discussing typical coverage scenarios. A careful comparison of available plans then follows to match the client’s specific concerns, offering a straightforward evaluation of benefits and limitations before any decision is made.
AAA Manchester provides long-term care insurance agent services for individuals in Manchester, CT. It offers guidance on selecting policies that can help cover costs of nursing homes and home health aides. The agent assists clients with plan comparisons and the application process to match financial needs and care goals. Service includes reviewing existing coverage for current adequacy. It services single-family homes, apartments, and residential properties for older adults.
The Insurance Store of CT in Manchester offers both one-time policy reviews to assess an individual’s situation and ongoing service for active policy management. Coverage is tailored to help clients protect savings against the high costs of future personal care needs. This local agent explains policy details, available riders, and how long-term care insurance integrates with broader financial planning. Service typically runs on a scheduled basis for annual policy check-ins or as needed when coverage updates arise.
River East Insurance, LLC serves residents in Manchester, Connecticut, by guiding individuals through the complexities of long-term care insurance policies. The company also addresses commercial coverage needs for local businesses seeking employee benefits or partnership protections. Their service area encompasses Manchester and the surrounding Hartford County communities, helping clients plan for future care expenses. Policyholders receive follow-up support between regular visits, including annual policy reviews and claim assistance as life circumstances change.
Brent Young Agency, LLC provides guidance for individuals seeking financial protection against the high costs of extended care. The company specializes in independent policies that help cover expenses for nursing homes, assisted living, and home health aides. Its agents explain plan features, such as benefit periods and inflation riders, to clients in Manchester, CT. This agency can assist proprietors of professional offices, managers of industrial warehouses, and operators in the food service sector with their long-term care insurance needs.
The Dolin Insurance Center, LLC in Manchester, CT specializes in offering long-term care insurance products designed to help individuals protect assets and maintain independence. The agency generally assists clients with policy selection, coverage analysis, and enrollment for these plans. It provides guidance on addressing the financial challenges often associated with future personal care needs. As people age or face unexpected health declines, access to affordable care can become urgent, making this agent a valuable resource for those planning a response to sudden disability or chronic illness in the year ahead.
As Connecticut families begin to plan for the financial challenges of aging, many seek reliable guidance on protecting assets and future care options. In Manchester, Jennifer Zachorewitz: Allstate Insurance provides personalized long-term care insurance policies designed to address these concerns. The agency helps local residents understand policy benefits, including coverage for home health aides and facility-based care, while clarifying complex eligibility requirements. An initial consultation typically begins with a straightforward assessment of each client’s health history and financial situation to determine appropriate plan options.
KOA INSURANCE: Ken O'Hara Agency in Manchester, CT is known for guiding clients through the complexities of long-term care coverage. The agency serves individuals and families in the region who are planning for future care needs, helping them navigate policy options that protect assets and ensure access to quality care. It works with various insurance providers to find appropriate coverage for different budgets and health situations. When requested, the agency can also add coordination of Medicare supplement plans to existing long-term care policies.
What Does a a Long-Term Care Insurance Agent in Manchester Cost?
Long-term care insurance premiums in Connecticut vary by age health and benefit amount. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. Higher daily benefits and inflation riders increase the premium. Costs also depend on the carrier and your specific health history. This is general information not insurance advice.
About long-term care insurance agents in Manchester
A long-term care insurance agent in Manchester Connecticut helps residents find policies that cover nursing home care home health aides and assisted living. Connecticut offers a Partnership Program that allows policyholders to protect some assets if they later need Medicaid. Working with a local agent can simplify comparing plans from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Manchester do?
An agent explains policy options helps you compare premiums and benefits and guides you through the application process. They can also clarify how Connecticut Partnership policies work to coordinate with Medicaid.
How do Connecticut Partnership policies work?
Connecticut Partnership policies let you keep a dollar of assets for every dollar your policy pays out if you later apply for Medicaid. This asset disregard is a key benefit for Manchester residents planning for long-term care costs.
What is the Connecticut time limit to file a long-term care claim?
Connecticut law requires insurers to acknowledge a claim within 15 days and make a decision within 45 days. An agent can help you submit the required documentation to avoid delays.
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