The top-rated long-term care insurance agent in Thousand Oaks, California is Thousand Oaks Insurance Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Inszone Insurance Services, Cary Runnells - State Farm Insurance Agent, Slx Insurance Agency Inc. This directory lists 17 long-term care insurance agents serving Thousand Oaks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thousand Oaks Insurance Agency | 3525 Old Conejo Rd #120 | (805) 480-2616 |
| 2 | Inszone Insurance Services | 2545 W Hillcrest Dr #120 | (805) 496-1424 |
| 3 | Cary Runnells - State Farm Insurance Agent | 100 E Thousand Oaks Blvd #144 | (805) 496-1951 |
| 4 | Slx Insurance Agency Inc | 761 E Thousand Oaks Blvd | (805) 870-4413 |
| 5 | AEC Insurance Services | 2804 Camino Dos Rios Ste 201 | (805) 328-5001 |
| 6 | Park West Insurance Services | 2450 E Thousand Oaks Blvd | (805) 409-0114 |
| 7 | LTCR Pacific Agency | 100 E Thousand Oaks Blvd Suite 186 | (805) 413-7424 |
| 8 | CSIS Insurance Services, Inc. | 3315 Old Conejo Rd | (888) 501-2747 |
| 9 | Health Insurance Services | 2060 E Avenida De Los Arboles | (805) 600-2793 |
| 10 | Tom Kerr - Mutual of Omaha Advisor | 1710 W Hillcrest Dr #80 | (310) 963-8009 |
Thousand Oaks Insurance Agency serves Ventura County and the greater Thousand Oaks, California area as a long-term care insurance agent. It helps local residents understand and select policies that cover nursing home care, assisted living, and in-home support services. The agent guides clients through the complexities of policy options, including benefit periods and inflation protection riders. It specifically handles individual long-term care insurance plans and hybrid life insurance policies with long-term care riders.
Inszone Insurance Services offers long-term care insurance solutions in Thousand Oaks, California, assisting individuals with planning for future care needs. The company provides guidance on policy options to cover expenses related to assisted living or nursing home care. Their ongoing services include evaluating client circumstances and helping maintain appropriate coverage through benefit adjustments. Inszone Insurance Services serves local residents living in single-family homes, apartments, and retail business owners seeking protection for personal or family care costs, as well as those operating restaurants.
Cary Runnells - State Farm Insurance Agent in Thousand Oaks, CA, offers a range of services focused on long-term care insurance planning, helping clients prepare for potential future care needs. Their service approach includes personalized policy reviews and assistance with claims processing to ensure coverage remains aligned with changing circumstances. Maintenance plans involve regular check-ins to update beneficiaries and address any policy adjustments. This agent serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants that may require coverage for their principals or employees.
Slx Insurance Agency Inc serves individuals and families throughout the Thousand Oaks area who are planning for potential long-term care needs. The company helps clients evaluate their options for policies that cover nursing home stays, assisted living, and in-home care. Navigating the complexities of long-term care coverage requires a clear understanding of policy features, benefit periods, and inflation protections. Slx Insurance Agency Inc guides clients through this decision-making process with straightforward information and personalized recommendations. The agency also extends its services to residents of nearby Simi Valley.
Serving Thousand Oaks and the surrounding Ventura County communities, AEC Insurance Services focuses on helping clients plan for long-term care needs. As a long-term care insurance agent, it works to address the financial risks associated with extended illness or aging. The company guides individuals through policy options that cover home care, assisted living, and nursing facility costs. For a typical job, it first assesses a client’s personal situation and budget, then compares available plans from multiple carriers to find suitable coverage.
For those needing coverage for future care, long-term care insurance plans are typically purchased with ongoing premium payments rather than a one-time fee. Park West Insurance Services, located in Thousand Oaks, CA, helps clients in the local area navigate policy selection to protect assets while planning for potential extended healthcare needs. Their guidance covers comparing different benefit periods, daily coverage amounts, and inflation protection options. Service appointments are available on an as-needed basis for consultations and policy reviews.
LTCR Pacific Agency specializes in guiding clients through long-term care insurance options, offering personalized consultations to plan for future care needs. Based in Thousand Oaks, CA, the agency helps individuals select appropriate coverage that protects assets and ensures access to quality care. It regularly assists families navigating the complexities of policy choices and benefit structures. During open enrollment periods or when health changes prompt coverage reviews, LTCR Pacific Agency provides timely guidance to help clients adjust their plans accordingly.
In Southern California, where the cost of extended care can quickly erode a family’s savings, many Thousand Oaks residents seek out CSIS Insurance Services, Inc. for guidance. As a dedicated long-term care insurance agency in the area, it helps clients compare policy options that cover assisted living or in-home support. The initial step involves a simple assessment to review personal health history and financial goals, ensuring a tailored approach. This process begins with a single, no-obligation conversation to outline specific coverage needs.
Health Insurance Services assists seniors and retirees in Thousand Oaks, California with navigating long-term care insurance options. The local agency focuses on helping individuals evaluate policies that can cover nursing home stays, in-home care, and assisted living expenses. By assessing each client's financial situation and health history, they recommend plans that protect savings from future care costs. The agency also serves the neighboring communities within Ventura County, including Newbury Park and Westlake Village.
Serving Thousand Oaks and the surrounding Ventura County communities, Tom Kerr - Mutual of Omaha Advisor handles long-term care insurance policies designed to help individuals plan for future care needs. The agency works with clients to explore coverage options that address potential expenses from nursing homes, assisted living, or home health care. A typical engagement begins with a thorough review of a client’s financial situation and personal goals, followed by a clear explanation of available policy features and benefit structures.
What Does a a Long-Term Care Insurance Agent in Thousand Oaks Cost?
Long-term care insurance agent services in California typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, and coverage level. For a 55-year-old in Thousand Oaks, a policy with a 3-year benefit period and 5% compound inflation might cost between $2,000 and $4,000 per year. Costs can be higher for older applicants or richer benefits. This is general information, not insurance advice.
About long-term care insurance agents in Thousand Oaks
Long-term care insurance agents in Thousand Oaks, California help residents plan for future care needs. These agents can explain California Partnership for Long-Term Care policies, which offer inflation protection and asset disregard. They also guide clients through options that comply with California insurance regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Thousand Oaks do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options, premiums, and benefit triggers. They also ensure the policy meets California state requirements.
How do California Partnership policies work with long-term care insurance?
California Partnership policies provide asset protection if you later need Medi-Cal. These policies must include annual inflation protection. An agent in Thousand Oaks can help you find a partnership policy that fits your needs.
What is the free look period for long-term care insurance in California?
California law gives you a 30-day free look period after buying a policy. During this time you can cancel for a full refund. An agent must provide this information before you sign.
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