The top-rated long-term care insurance agent in Antioch, California is Richard Pagano - State Farm Insurance Agent, rated 5.0 stars across 308 reviews. Other highly rated options include AAA Antioch Branch, Chris Pimentel - State Farm Insurance Agent, Freeway Insurance. This directory lists 16 long-term care insurance agents serving Antioch.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Richard Pagano - State Farm Insurance Agent | 2317 Buchanan Rd B | (925) 778-3276 |
| 2 | AAA Antioch Branch | 5799 Lone Tree Wy | (925) 522-7920 |
| 3 | Chris Pimentel - State Farm Insurance Agent | 2157 Country Hls Dr Ste 204 | (925) 750-7507 |
| 4 | Freeway Insurance | 3325 Deer Valley Rd A6 | (925) 464-4146 |
| 5 | Jim Lanter - State Farm Insurance Agent | 300 H St STE D | (925) 757-7941 |
| 6 | Eva Sandoval: Allstate Insurance | 4045 Lone Tree Wy E | (925) 754-6575 |
| 7 | Susan Weber - State Farm Insurance Agent | 4049 Lone Tree Wy E | (925) 757-6600 |
| 8 | Shannon Whitcomb: Allstate Insurance | 1781 Vineyard Dr Ste 225 | (925) 706-5100 |
| 9 | Farmers Insurance - Ana Alvarez | 600 W 2nd St | (510) 294-8803 |
| 10 | Rasila Insurance and Services | 4361 Hillcrest Ave | (925) 350-7437 |
Richard Pagano - State Farm Insurance Agent in Antioch, CA, provides a range of services focusing on long-term care insurance, helping clients plan for future care needs and asset protection. The agency offers policy reviews and plan updates to maintain coverage that aligns with changing health or financial circumstances. It also assists with claims support and benefits navigation. Its long-term care solutions serve individual single-family homeowners, residents of apartments, retail business operators, and restaurant proprietors seeking to safeguard their personal assets and business continuity.
AAA Antioch Branch serves Antioch and the surrounding Contra Costa County area as a dedicated long-term care insurance agent. It helps local residents explore coverage options designed to protect savings and maintain independence during an extended illness or disability. The agency guides clients through policies that can pay for home care, assisted living, or nursing facility stays. Common services it handles include helping individuals compare plans from various carriers and assisting with applications for coverage suited to different budgets and health situations.
Serving families and individuals in Antioch, this agency focuses on helping clients plan for potential long-term care needs through insurance coverage. It assists customers in understanding long-term care insurance options to protect their savings and ensure access to necessary support services. The agent works directly with policyholders to find plans that fit their unique circumstances and budget. Providing this specialized service, the agency also serves the broader East Bay region, including nearby communities like Brentwood and Oakley.
Freeway Insurance in Antioch, California assists clients in choosing between a one-time policy purchase and recurring premium payment options for long-term care coverage. Coverage typically protects against the high costs of assisted living, nursing homes, and home health care. The agent helps evaluate needs to determine which plan structure fits personal circumstances and budget. Services at this long-term care insurance agency are available on a scheduled, one-time, or as-needed basis depending on the client’s preferences and policy requirements.
Jim Lanter - State Farm Insurance Agent serves the Antioch, California area and its surrounding communities. It handles long-term care insurance coverage to help individuals plan for potential future assistance needs. The agent works with clients to review their personal situations and existing assets. This process aims to identify policies that can manage the financial risks of extended care services. It typically approaches each job by conducting a thorough assessment of the client’s specific desires and coverage gaps before presenting policy options from available plans.
Eva Sandoval: Allstate Insurance in Antioch, CA distinguishes between long-term care insurance purchased as a one-time policy and recurring service options that require ongoing premium payments. These plans provide coverage for essential care, such as in-home assistance or nursing facility stays, which are often not covered by health insurance. The service typically allows clients to make claims on an as-needed basis, depending on when care becomes necessary.
As families in Antioch begin planning for the future, Susan Weber - State Farm Insurance Agent provides guidance on securing long-term care insurance. This coverage helps protect savings from the high costs of extended nursing or home health services. The agency works to clarify policy options, ensuring clients understand how such plans can support their later years. A focused initial assessment, reviewing individual health needs and financial goals, starts the process for anyone considering this important step.
Shannon Whitcomb: Allstate Insurance in Antioch, California provides long-term care insurance services specifically designed to help individuals prepare for future health needs. The agency works with clients to protect personal assets and ensure access to necessary care in the event of chronic illness or disability. In addition to long-term care coverage, it also offers general insurance products that address broader financial protection concerns. As families plan for the increasing demands of aging relatives, this agency especially assists residents facing the heightened caregiving considerations that arise during the winter holiday season.
Farmers Insurance - Ana Alvarez provides long-term care insurance services for residents in Antioch, California. This agency helps clients plan for future care needs by offering policies that cover nursing home stays, assisted living, and in-home support services. The work involves assessing individual financial situations and health considerations to match them with appropriate coverage options. Beyond long-term care, the agency can also assist with related insurance products for commercial clients, including local offices, warehouses, and food service businesses.
Rasila Insurance and Services, located in Antioch, California, provides long-term care insurance for residents in the area, helping individuals plan for future personal care needs. The agency also offers commercial coverage options for local businesses requiring long-term care planning for employees or clients. Serving Antioch and the surrounding East Bay communities, the company works with clients to develop policies that address both residential and commercial requirements. Follow-up service is provided between regular visits to adjust coverage as clients’ health or financial situations change.
What Does a a Long-Term Care Insurance Agent in Antioch Cost?
Long-term care insurance premiums in California vary by age, health, and policy features. For a 55-year-old, a typical policy may cost between $1,500 and $3,000 per year. A 65-year-old might pay $2,500 to $5,000 annually. Partnership policies may have slightly higher premiums but offer asset protection. Costs also depend on daily benefit amount, benefit period, and inflation riders. This is general information, not insurance advice.
About long-term care insurance agents in Antioch
A long-term care insurance agent in Antioch, California can help you navigate policies that cover nursing home care, assisted living, and home care. Antioch residents benefit from the California Partnership for Long-Term Care, a state program that offers policies with inflation protection and asset protection. Agents licensed in California must follow strict regulations under the California Insurance Code, including the Long-Term Care Insurance Act.
Frequently Asked Questions
What does a long-term care insurance agent in Antioch do?
An agent helps you compare policies from multiple carriers, explains California-specific benefits like the Partnership program, and assists with underwriting and application. They do not provide legal advice but can clarify policy terms and state requirements.
What California laws apply to long-term care insurance agents?
California Insurance Code sections 10231 through 10236 govern long-term care insurance. Agents must provide a Shopper Guide and outline of coverage. They cannot use misleading sales tactics and must offer a 30-day free look period for policy cancellation.
How do I choose a long-term care insurance agent in Antioch?
Look for an agent licensed in California with experience in long-term care products. Ask about their familiarity with the California Partnership and whether they represent multiple insurance companies. Check their license status on the California Department of Insurance website.
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