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Find Long-Term Care Insurance Agents Near You in Apple Valley, CA

Browse long-term care insurance agents serving Apple Valley, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Apple Valley, California is AAA Apple Valley Insurance and Member Services, rated 4.3 stars across 744 reviews. Other highly rated options include Massey Insurance Services, Farmers Insurance - Burke Myers, Apple Valley Medicare & Financial Services. This directory lists 15 long-term care insurance agents serving Apple Valley.

Showing 15 long-term care insurance agents in Apple Valley, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Apple Valley Insurance and Member Services19201 Bear Valley Rd Ste C(760) 247-4110
2Massey Insurance Services16000 Apple Valley Rd Suite C2(760) 843-1938
3Farmers Insurance - Burke Myers19341 Bear Valley Rd #205(760) 247-1000
4Apple Valley Medicare & Financial Services21735 CA-18(760) 247-7990
5Wolken Insurance Services16472 Kalo Rd(760) 900-6668
6Les Palcsik Insurance Agency LLC - Farmers Insurance19031 Outer Hwy 18 S Ste 270(909) 478-3347
7KPIA - Kennedy Professional Insurance Agency19167 Outer Hwy 18 S #1(760) 242-2345
8Richard Gonzalez: Allstate Insurance17844 CA-18(760) 242-4992
9Guy Burnett - State Farm Insurance Agent16048 Tuscola Rd Ste 2(760) 961-2000
10Les Palcsik Insurance Agency LLC19031 Outer Hwy 18 S Ste 270(760) 684-8019
AA
19201 Bear Valley Rd Ste C
AAA Apple Valley Insurance and Member Services
Long-Term Care Insurance Agent · Apple Valley, CA

AAA Apple Valley Insurance and Member Services serves Apple Valley and the surrounding High Desert region of San Bernardino County. It acts as a local long-term care insurance agent, helping individuals assess their coverage needs for future assisted living or nursing home expenses. The agency guides clients through the complex process of comparing plan benefits and policy features. Specific services include reviewing existing policies for coverage gaps and consulting on the purchase of new long-term care insurance plans.

MI
16000 Apple Valley Rd Suite C2
Massey Insurance Services
Long-Term Care Insurance Agent · Apple Valley, CA

Massey Insurance Services in Apple Valley, CA provides comprehensive long-term care insurance planning and policy consultation. The company focuses on helping clients evaluate policy options for future care needs, including maintaining coverage through life changes. It offers ongoing plan reviews to ensure policies remain aligned with evolving health circumstances and financial goals. Service may include filing support when claims are necessary. Massey Insurance Services assists individuals with long-term care needs who reside in single-family homes, apartments, and other residential properties within the local community.

FI
19341 Bear Valley Rd #205
Farmers Insurance - Burke Myers
Long-Term Care Insurance Agent · Apple Valley, CA

Farmers Insurance - Burke Myers serves homeowners, families, and individuals in the Apple Valley, CA area who are planning for future care needs. It specializes in long-term care insurance policies that help cover expenses for nursing homes, assisted living, or in-home support. The agency works with clients to review coverage options and develop plans suited to personal circumstances and financial goals. It also assists residents throughout the surrounding Hesperia region and nearby parts of the Victor Valley metro area.

AV
21735 CA-18
Apple Valley Medicare & Financial Services
Long-Term Care Insurance Agent · Apple Valley, CA

Serving Apple Valley and the surrounding High Desert communities, this agency handles long-term care insurance needs for local individuals and families. It assists clients by explaining policies, comparing coverage options, and coordinating with other financial planning efforts. The typical process involves a careful review of the client’s current health situation and future care preferences. To handle each job, the agent first gathers detailed personal information, then presents a selection of plans tailored to that specific financial outlook and care scenario.

WI
16472 Kalo Rd
Wolken Insurance Services
Long-Term Care Insurance Agent · Apple Valley, CA

Wolken Insurance Services helps clients distinguish between one-time policy evaluations and recurring portfolio reviews when planning for future care needs. The agency offers coverage solutions designed to protect assets from the rising costs of extended care in the Apple Valley area whether through traditional policies or hybrid products. Service runs on a one-time, scheduled, or as-needed basis depending on client preference.

LP
19031 Outer Hwy 18 S Ste 270
Les Palcsik Insurance Agency LLC - Farmers Insurance
Long-Term Care Insurance Agent · Apple Valley, CA

Les Palcsik Insurance Agency LLC - Farmers Insurance offers long-term care insurance services, helping individuals in the Apple Valley area plan for extended care needs. It also provides general insurance guidance to protect family assets. Working with options that cover home, community, or facility care, the agency assists with integrating coverage into broader financial plans. During the winter months, when seasonal illnesses become more common, it helps families consider how to address potential increases in care needs.

KK
19167 Outer Hwy 18 S #1
KPIA - Kennedy Professional Insurance Agency
Long-Term Care Insurance Agent · Apple Valley, CA

KPIA - Kennedy Professional Insurance Agency provides long-term care insurance services to residents in Apple Valley, California. The agency also helps clients explore commercial coverage options throughout the surrounding area. Long-term care agents assist individuals with planning for future needs such as extended medical care at home or in a specialized facility. Such policies help protect savings and provide peace of mind. The agency encourages clients to review their coverage during periodic visits or when life circumstances change, ensuring policies remain suitable for evolving needs.

RG
17844 CA-18
Richard Gonzalez: Allstate Insurance
Long-Term Care Insurance Agent · Apple Valley, CA

As the seasons change in Apple Valley, many older residents begin planning their financial futures, a need that Richard Gonzalez of Allstate Insurance addresses by providing coverage options long-term care policies designed to protect savings from the high costs of extended assistance. This agent reviews individual health needs and budget considerations to tailor a plan that helps reduce the burden on family members. An initial assessment of current assets and potential care requirements starts with a straightforward fact-finding consultation.

GB
16048 Tuscola Rd Ste 2
Guy Burnett - State Farm Insurance Agent
Long-Term Care Insurance Agent · Apple Valley, CA

Guy Burnett - State Farm Insurance Agent in Apple Valley, CA, operates as a local provider of long-term care insurance, helping individuals plan for future health and daily living needs. Its specialty is offering policies that cover services like in-home care and assisted living within this community. The agency serves various commercial sectors, emphasizing coverage options for offices, warehouses, and food service businesses.

LP
19031 Outer Hwy 18 S Ste 270
Les Palcsik Insurance Agency LLC
Long-Term Care Insurance Agent · Apple Valley, CA

Les Palcsik Insurance Agency LLC in Apple Valley, CA is known for its focused assistance in long-term care insurance. The agency guides local residents through the complexities of policy selection and enrollment, helping individuals and families plan for future care needs. Their service range includes reviewing coverage options for nursing home, home health, and community-based care costs. This agency also adds a specialty service by providing tailored guidance on hybrid policies that combine long-term care benefits with life insurance.

VI
22617 CA-18
Vineyard Insurance Services
Long-Term Care Insurance Agent · Apple Valley, CA
(760) 248-6506
vineyardinsuranceservices.com
GI
20786 Bear Valley Rd Unit B
Guardado Insurance Services: Allstate Insurance
Long-Term Care Insurance Agent · Apple Valley, CA
(760) 240-5900
agents.allstate.com/guardado-insurance-services-apple-valley-ca.html
FI
18835 CA-18 Ste 1a
Farmers Insurance - Sandra Overstreet
Long-Term Care Insurance Agent · Apple Valley, CA
(760) 242-6600
agents.farmers.com/ca/apple-valley/sandra-overstreet
CV
18355 CA-18
Crosby Victorville Insurance
Long-Term Care Insurance Agent · Apple Valley, CA
(760) 242-3200
DL
21735 US HWY 18, 21735 CA-18
Daniel Lamb Financial and Insurance Services
Long-Term Care Insurance Agent · Apple Valley, CA
(760) 953-4381
danlamb.us

What Does a a Long-Term Care Insurance Agent in Apple Valley Cost?

In California, long-term care insurance premiums vary by age, health, and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month, while a 65-year-old could pay 250 to 500 dollars monthly. Costs are higher for women and those with health conditions. This is general information, not insurance advice.

About long-term care insurance agents in Apple Valley

A long-term care insurance agent in Apple Valley, California can help you find a policy that covers nursing home care, assisted living, or home health services. California has a Partnership for Long-Term Care program that allows policyholders to protect some assets while qualifying for Medi-Cal. Agents in Apple Valley understand the needs of residents in San Bernardino County and can explain how California law affects your coverage options.

Frequently Asked Questions

What does a long-term care insurance agent in Apple Valley do?

An agent helps you compare policies from different insurers to find coverage that fits your budget and health needs. They explain California-specific options like the Partnership program and can assist with the application process.

How does the California Partnership for Long-Term Care work?

This state program lets you keep a portion of your assets equal to what your policy pays out if you later need Medi-Cal. Policies must meet state standards and offer inflation protection. An agent can tell you if a Partnership policy is right for you.

Are there time limits to buy long-term care insurance in California?

California does not have a state deadline to purchase, but most insurers require you to be in good health and under age 80 to qualify. Some companies offer limited enrollment periods. An agent can help you apply when you are eligible.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.