The top-rated long-term care insurance agent in Simi Valley, California is Farmers Insurance - Shaun Yates, rated 5.0 stars across 323 reviews. Other highly rated options include Rancho Simi Insurance Agency, Ramiro Alvarez - State Farm Insurance Agent, TWFG Insurance Services. This directory lists 19 long-term care insurance agents serving Simi Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Shaun Yates | 3355 Cochran St Ste 106 | (818) 900-3239 |
| 2 | Rancho Simi Insurance Agency | 1611 E Los Angeles Ave | (805) 581-2128 |
| 3 | Ramiro Alvarez - State Farm Insurance Agent | 5775 E Los Angeles Ave Ste 127 | (805) 522-5750 |
| 4 | TWFG Insurance Services | 2345 Erringer Rd #205 | (805) 583-1091 ext. 0 |
| 5 | Hayes Company Insurance Brokers | 2315 Kuehner Dr Suite 104 | (805) 520-8410 |
| 6 | Tailored Werks Insurance Agency LLC | 2655 First St #250 | (805) 558-8437 |
| 7 | Simi Valley Insurance Services | 737 E Los Angeles Ave | (805) 527-1414 |
| 8 | Koning Insurance agency | 45 W Easy St Ste 8 | — |
| 9 | Armine Jektyan Insurance Agency | 1302 Madera Rd Unit 16 | (805) 375-1015 |
| 10 | Payton Insurance | 1791 Erringer Rd UNIT 203 | (805) 526-9552 |
Farmers Insurance - Shaun Yates serves Simi Valley and the surrounding Ventura County area, offering long-term care insurance agent services. This agency helps individuals plan for potential future needs related to extended medical or personal care. Their work typically involves assessing client situations and explaining policy options to protect savings from high care costs. They handle policy selection for both facility-based and home-based long-term care services.
Rancho Simi Insurance Agency in Simi Valley, California provides long-term care insurance agent services, including policy selection and enrollment assistance for individuals planning future care needs. It offers ongoing plan reviews and claims support to maintain coverage adjustments as personal circumstances change. The agency assists clients in understanding benefit options and premium structures. It serves families in single-family homes, apartments, retail businesses, and restaurants seeking financial protection for extended care costs.
Ramiro Alvarez - State Farm Insurance Agent serves homeowners, families, and retirees in Simi Valley, California, who are planning for future healthcare needs. As a long-term care insurance agent, the agency helps clients understand coverage options for assisted living, nursing home care, and in-home support. Policies are designed to protect assets and provide financial security as individuals age. The office guides customers through policy details, benefit periods, and inflation protection features to match personal retirement goals. In addition to serving Simi Valley, the agency also covers the neighboring community of Moorpark.
TWFG Insurance Services serves Simi Valley and the surrounding Ventura County communities, including Thousand Oaks and Moorpark. The agency handles long-term care insurance policies designed to assist clients with future personal and custodial care needs. These plans help protect savings from the high costs of nursing homes, assisted living, or in-home care. To handle a typical job, the agent first reviews a client’s age and health history, then compares policy benefits and inflation protection options from different carriers before presenting a tailored plan.
Hayes Company Insurance Brokers in Simi Valley, CA, helps clients distinguish between one-time consultation services and recurring policy reviews when planning for long-term care. Coverage options include both traditional policies and hybrid products that combine life insurance with long-term care benefits. The agency assists families in navigating Medicare and Medi-Cal planning to protect assets. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client requires an initial assessment, an annual review, or urgent guidance after a health change.
As local families plan for future care needs or face sudden health changes in a loved one, professional guidance on financial protection becomes essential. Tailored Werks Insurance Agency LLC in Simi Valley assists clients throughout this area with navigating long-term care insurance policies to cover home help, assisted living, or nursing facility costs. The agent discusses personal goals, budget, and health history during each initial fact-finding conversation before scheduling the inspection of medical records for an accurate policy quote.
Simi Valley Insurance Services specializes in long-term care insurance coverage for seniors and their families in Simi Valley, California. It helps clients navigate policies that protect assets while funding future care needs such as nursing homes or in-home assistance. The agency provides guidance on plan comparisons and application procedures tailored to individual financial situations. Close to tax season, it assists residents in reviewing how long-term care premiums may qualify for potential federal deductions on their annual returns.
Serving residents of Simi Valley, Armine Jektyan Insurance Agency provides long-term care insurance coverage. The agent assists clients in evaluating policy options for future care needs, including home care and facility stays. Services also address the financial planning aspects unique to the local area. After initial policy selection, the agency offers follow-up consultations to adjust plans or address life changes, ensuring coverage remains suitable between regular insurance reviews.
Payton Insurance, based in Simi Valley, CA, is a local provider focused on long-term care insurance planning. The agency helps clients in the surrounding area assess their potential future care needs and select appropriate policies to protect personal assets. Its services typically include comparing policy options from multiple carriers and advising on benefit triggers. As an added specialty, it can assist with structuring policies that include inflation protection riders to help coverage keep pace with rising care costs.
What Does a a Long-Term Care Insurance Agent in Simi Valley Cost?
Typical costs for long-term care insurance in California vary widely based on age health and coverage level. A single policy for a 55 year old might range from 150 to 300 dollars per month. Costs increase with age and for richer benefits like 5 percent compound inflation. This is general information not insurance advice.
About long-term care insurance agents in Simi Valley
Long-term care insurance agents in Simi Valley help residents plan for future care needs. California law requires agents to hold a valid insurance license and follow strict disclosure rules. Local agents can explain the California Partnership for Long-Term Care program which offers asset protection and inflation protection.
Frequently Asked Questions
What does a long-term care insurance agent in Simi Valley do?
An agent helps you compare policies from different carriers and understand coverage options. They explain California specific rules like the 30 day free look period and the partnership program benefits. Agents do not provide legal advice but can guide you on policy features.
Is long-term care insurance tax deductible in California?
Premiums for qualified long-term care insurance may be deductible on your federal taxes as a medical expense. California generally follows federal rules for itemized deductions. Consult a tax professional for your specific situation.
What is the California Partnership for Long-Term Care program?
This state program allows policyholders to protect a portion of their assets equal to the benefits paid by the policy. Policies must meet specific inflation protection and benefit requirements. An agent can explain how this program works in Simi Valley.
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