The top-rated long-term care insurance agent in Santa Rosa, California is Health For California - Covered CA Enrollment, rated 5.0 stars across 9,585 reviews. Other highly rated options include Acceptance Insurance, Barber Insurance Agency, Jeff Lecoeuche Insurance Agency, Inc.. This directory lists 21 long-term care insurance agents serving Santa Rosa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Health For California - Covered CA Enrollment | 4000 Montgomery Dr d7 | (877) 752-4737 |
| 2 | Acceptance Insurance | 1331 Guerneville Rd Ste R | (707) 312-7045 |
| 3 | Barber Insurance Agency | 620 College Ave | (707) 526-7900 |
| 4 | Jeff Lecoeuche Insurance Agency, Inc. | 726 Mendocino Ave | (707) 526-5222 |
| 5 | Farmers Insurance - Jeff Lecoeuche | 726 Mendocino Ave Ste A | (707) 523-0908 |
| 6 | Leavitt United | 404 Mendocino Ave Suite 201 | (707) 284-5900 |
| 7 | Insure Shield Agency LLC | 1712 Arroyo Sierra Cir | (707) 684-2500 |
| 8 | JC Lewis Insurance Services | 100 E St #205 | (866) 745-9555 |
| 9 | George Petersen Insurance Agency | 175 W College Ave | (707) 525-4150 |
| 10 | Renee L Grossi - Veritage Insurance Services Inc. | 110 Stony Point Rd Suite 220-A | (707) 290-4013 |
Health For California - Covered CA Enrollment serves Sonoma County from its Santa Rosa location, offering assistance with long-term care insurance plans. The firm helps individuals navigate coverage options that protect assets and provide for care at home or in a facility, including policies that address inflation protection and shared care for spouses. It handles the enrollment process for both traditional long-term care policies and hybrid life insurance policies that include long-term care riders.
Acceptance Insurance provides long-term care insurance coverage in Santa Rosa, California, helping clients prepare for future personal care needs. Offered plans include policies that pay for home health aides, assisted living facilities, and nursing home stays. Regular policy reviews and claims assistance are available to ensure coverage remains appropriate as needs change. The agency serves a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Barber Insurance Agency in Santa Rosa, California provides a range of long-term care insurance services, including policy planning and application guidance. Its coverage options help address future needs for nursing home, assisted living, and home health care. The agency also offers ongoing policy reviews and assistance with claims management to support clients. It services single-family homes, apartments, retail locations, and restaurants within the local area.
Serving families and individuals in Santa Rosa, CA, Jeff Lecoeuche Insurance Agency, Inc. specializes in long-term care insurance planning. The company helps clients understand policies covering nursing home stays, in-home care, and assisted living expenses. Its agents take time to explain how these plans protect personal assets from the high costs of extended care. Many residents seek guidance because Long-term care insurance can cover services Medicare does not pay for. The agency also serves clients across the neighboring Sonoma County communities, including Petaluma.
Serving Santa Rosa and the surrounding Sonoma County communities, Farmers Insurance - Jeff Lecoeuche handles long-term care insurance matters for local clients. The agency addresses financial planning for extended care needs, including policy options for nursing homes, home health aides, and assisted living facilities. For a typical job, it assesses a client's current health status, future care preferences, and budget constraints to recommend suitable coverage approaches.
When considering long-term care insurance, clients may choose between a one-time policy review or ongoing management of their coverage. Leavitt United in Santa Rosa, CA, assists individuals in evaluating their financial needs and matching them with appropriate protection for future care expenses. Their work involves explaining policy terms, benefit triggers, and inflation options. These services are typically provided on an as-needed basis, allowing clients to seek guidance as their circumstances or health concerns evolve over time.
As local families in Santa Rosa plan for the rising costs of extended care, Insure Shield Agency LLC provides informed guidance on long-term care insurance policies. The agent works directly with seniors and their loved ones to review coverage options that suit varying budgets and health profiles. Each consultation focuses on understanding individual assets and future care preferences in a straightforward manner. An initial assessment of your current health and long-term goals is scheduled to begin the process.
JC Lewis Insurance Services in Santa Rosa, California assists clients with planning for the financial implications of extended personal care needs. The agency specializes in offering policies that cover expenses associated with nursing homes, assisted living facilities, and home-based care services. These long-term care insurance policies help protect personal savings against the high cost of ongoing support. The company can work with a variety of commercial sectors, including offices, warehouses, and food service operations seeking employee benefits that enhance financial security.
George Petersen Insurance Agency specializes in providing long-term care insurance solutions for families in Santa Rosa, CA. The agency assists clients with navigating policy options designed to cover extended care needs, including nursing home stays, assisted living, and in-home support services. By evaluating individual financial circumstances and future health risks, it helps ensure coverage aligns with personal goals. As local residents face the rising costs of elder care, the agency specifically addresses the financial planning challenges that arise during open enrollment periods each fall.
What Does a a Long-Term Care Insurance Agent in Santa Rosa Cost?
Long-term care insurance premiums in California vary widely based on age, health, and coverage level. For a healthy 55-year-old, a policy with a 3-year benefit period and 5% compound inflation may cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay significantly more. This is general information, not insurance advice.
About long-term care insurance agents in Santa Rosa
A long-term care insurance agent in Santa Rosa can help you understand policies that cover home care, assisted living, and nursing home costs. California has a Partnership for Long-Term Care program that allows policyholders to protect some assets while qualifying for Medi-Cal. Agents licensed in California must follow state regulations and can explain how these plans work with your existing coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Santa Rosa do?
An agent helps you compare policies from different insurers and explains coverage limits, elimination periods, and inflation protection options. They also guide you through California-specific rules like the 30-day free look period and the Partnership program requirements.
How do I choose a long-term care insurance agent in Santa Rosa?
Look for an agent licensed in California with experience in long-term care insurance. You can verify their license through the California Department of Insurance website and ask about their familiarity with local care costs in Sonoma County.
Are there California laws that affect long-term care insurance policies?
Yes, California requires insurers to offer inflation protection and allows a 30-day free look period to cancel a policy for a full refund. The California Partnership program also sets asset protection standards for qualifying policies.
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