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Find Long-Term Care Insurance Agents Near You in San Francisco, CA

Browse long-term care insurance agents serving San Francisco, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in San Francisco, California is Ethos, rated 4.6 stars across 1,969 reviews. Other highly rated options include Jessica Liu Insurance Services, Broad Spectrum Insurance Services, Robert E. Kennedy Insurance Agency. This directory lists 23 long-term care insurance agents serving San Francisco.

Showing 23 long-term care insurance agents in San Francisco, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ethos90 New Montgomery St #1500(415) 915-0665
2Jessica Liu Insurance Services3428 Balboa St(415) 386-2283
3Broad Spectrum Insurance Services1000 Brannan St #205(888) 898-6999
4Robert E. Kennedy Insurance Agency2269 Chestnut St #301(415) 951-0738
5Wang Insurance2620 Judah St(415) 731-7062
6Riskguard Insurance Solutions422 Presidio Ave(415) 447-4212
7Inclusive Insurance180 Montgomery St(844) 462-5874
8Simon Chew, CIC / eHealth-Plans Inc. / Amazing Wealth1550 Noriega St Suite 100(415) 661-3885
9April Insurance Agency204 Valencia St Unit 6(415) 242-8100
10Medicare Facil3174 22nd St(415) 699-6007
ET
90 New Montgomery St #1500
Ethos
Long-Term Care Insurance Agent · San Francisco, CA

Ethos serves the San Francisco Bay Area as a long-term care insurance agent. The company helps residents navigate the complexities of planning for extended care needs through specialized insurance policies. Its agents work with individuals to understand coverage options that protect assets and provide access to home care, assisted living, or nursing facility services. By evaluating personal financial goals and health circumstances, Ethos recommends tailored solutions. It handles qualified long-term care insurance policies and hybrid life insurance policies with long-term care riders.

JL
3428 Balboa St
Jessica Liu Insurance Services
Long-Term Care Insurance Agent · San Francisco, CA

Jessica Liu Insurance Services in San Francisco, California assists clients with selecting appropriate long-term care insurance coverage to help protect assets and plan for future care needs. The agency provides guidance on policy options and can coordinate ongoing service and maintenance support to ensure policies remain aligned with changing circumstances. They work to help individuals understand benefits, premium structures, and policy features. Their services are available for single-family homes, apartments, retail establishments, and restaurants located throughout the San Francisco area.

BS
1000 Brannan St #205
Broad Spectrum Insurance Services
Long-Term Care Insurance Agent · San Francisco, CA

Broad Spectrum Insurance Services serves individuals and families in San Francisco, California, who are planning for potential future care needs. As a long-term care insurance agent, the company helps clients explore policy options that can cover services like home health aides or assisted living facility stays. The agent assists with comparing coverage benefits from various insurance carriers. They also provide guidance on how these policies integrate with broader retirement and financial plans. Broad Spectrum Insurance Services additionally extends its services to residents in the neighboring city of Daly City.

RE
2269 Chestnut St #301
Robert E. Kennedy Insurance Agency
Long-Term Care Insurance Agent · San Francisco, CA

Serving the San Francisco Bay Area and surrounding communities, Robert E. Kennedy Insurance Agency handles the placement of long-term care insurance policies for local residents. It assists clients in evaluating coverage options to protect assets and ensure access to future care services, whether at home or in a facility. The agency typically approaches each situation by first reviewing an individual's financial profile and health history, then recommending appropriate policy structures from available carriers to meet their specific needs.

WI
2620 Judah St
Wang Insurance
Long-Term Care Insurance Agent · San Francisco, CA

Wang Insurance specializes in long-term care insurance planning, helping clients in San Francisco secure coverage for future personal and home-based care needs. As a dedicated agent in this field, the company guides individuals through policy options that protect assets and provide access to quality care services. Recognizing the increasing costs of senior living in the Bay Area, Wang Insurance assists families in preparing for the financial challenges often posed by chronic illness or age-related conditions, including the seasonal need for additional support during the winter flu season.

RI
422 Presidio Ave
Riskguard Insurance Solutions
Long-Term Care Insurance Agent · San Francisco, CA

Riskguard Insurance Solutions in San Francisco operates in the distinct area of long-term care insurance, where a one-time policy consultation differs from ongoing claims assistance for future care needs. The company helps clients understand policies that cover nursing home stays or in-home assistance as they grow older. Licensed agents evaluate individual health and financial situations to match suitable coverage plans. Service for existing and prospective clients runs on an as-needed basis, allowing for policy reviews whenever personal circumstances change.

II
180 Montgomery St
Inclusive Insurance
Long-Term Care Insurance Agent · San Francisco, CA

Inclusive Insurance in San Francisco assists clients with financial planning for potential future care needs, specializing as a long-term care insurance agent. This type of coverage helps protect personal savings from the high costs of extended health services, enabling individuals to access necessary support at home or in a facility. The agency serves local businesses, including offices, warehouses, and restaurants.

SC
1550 Noriega St Suite 100
Simon Chew, CIC / eHealth-Plans Inc. / Amazing Wealth
Long-Term Care Insurance Agent · San Francisco, CA

As San Francisco residents face rising healthcare costs and the realities of aging in a high-cost city, Simon Chew, CIC of eHealth-Plans Inc. and Amazing Wealth provides long-term care insurance agency services designed to help protect assets. The company offers guidance on navigating policy options suited for local needs. A prospective client begins by scheduling an initial consultation to review coverage goals and financial considerations, followed by a personalized assessment of available plans.

AI
204 Valencia St Unit 6
April Insurance Agency
Long-Term Care Insurance Agent · San Francisco, CA

April Insurance Agency, based in San Francisco, CA, is a local resource for individuals seeking long-term care insurance solutions to help cover future daily living assistance. The agency assists clients in navigating policy options that address home care, assisted living, and nursing facility expenses typical in the Bay Area. Its work involves explaining coverage terms, evaluating financial protections, and coordinating plans with existing health coverage. For clients planning more comprehensively, the agency also offers consultations on combining long-term care insurance with life insurance policies.

MF
3174 22nd St
Medicare Facil
Long-Term Care Insurance Agent · San Francisco, CA

Medicare Facil serves the long-term care insurance needs of residents in San Francisco, California. The agency also offers commercial coverage for businesses requiring protection for employee care services within the same metropolitan area. Long-term care insurance agents here assist clients in planning for future health and daily living expenses. After initial policy setup, the agency routinely follows up with clients during regular visits to review coverage options and adjust plans as personal needs change over time.

BS
301 Junipero Serra Blvd #204
Biddle-Shaw Insurance Services
Long-Term Care Insurance Agent · San Francisco, CA
(415) 586-7200
biddleshaw.com
CI
314 W Portal Ave
CAL Insurance & Associates
Long-Term Care Insurance Agent · San Francisco, CA
(415) 661-6500
mycalteam.com
MI
101 Montgomery St
MOC Insurance Services
Long-Term Care Insurance Agent · San Francisco, CA
(415) 957-0600
PI
121 Paul Ave
PremiumHealth Insurance CA
Long-Term Care Insurance Agent · San Francisco, CA
(415) 213-4947
IH
1410 Taylor St
Inspire Health Insurance CA
Long-Term Care Insurance Agent · San Francisco, CA
(209) 317-8911
MH
1492 11th Ave
Milber Health Insurance Agent
Long-Term Care Insurance Agent · San Francisco, CA
(415) 564-8829
milberinsurance.com
DI
919 Irving St Suite 103
DiNicola Insurance Services
Long-Term Care Insurance Agent · San Francisco, CA
(415) 564-4400
dinicolains.com
RI
1303 9th Ave
Regency Insurance Services
Long-Term Care Insurance Agent · San Francisco, CA
(650) 449-0032
getregencyinsurance.com
AI
101 California St Suite 2710
Aventine Insurance Agency
Long-Term Care Insurance Agent · San Francisco, CA
(415) 938-4298
LS
1751 Newhall St
LSWInsurance
Long-Term Care Insurance Agent · San Francisco, CA
(415) 301-6075
drlindawhite.com/contact-me
SI
4802 Mission St
Smart Insurance Services Inc
Long-Term Care Insurance Agent · San Francisco, CA
(415) 715-8993
JL
577 Columbus Ave
Jack Lee Fong Insurance Agency, Inc.
Long-Term Care Insurance Agent · San Francisco, CA
(415) 956-3990
jlfia.com
LC
50 Castro St
Life Care Insurance
Long-Term Care Insurance Agent · San Francisco, CA
(415) 855-4130

What Does a a Long-Term Care Insurance Agent in San Francisco Cost?

Long-term care insurance premiums in California vary by age, health, and coverage amount. For a 55-year-old, a typical policy costs between 1,500 and 3,000 dollars per year. A 65-year-old may pay 2,500 to 5,000 dollars annually. Costs are higher for comprehensive plans with inflation protection. This is general information, not insurance advice.

About long-term care insurance agents in San Francisco

A long-term care insurance agent in San Francisco helps you find a policy that covers nursing home care, assisted living, or home health services. California offers the Partnership for Long-Term Care program, which allows policyholders to protect a portion of their assets under Medi-Cal. Working with a local agent ensures you understand state-specific rules and benefit options.

Frequently Asked Questions

What does a long-term care insurance agent in San Francisco do?

An agent helps you compare policies from different insurers and explains coverage details. They guide you through California Partnership plan options and assist with the application process.

How does the California Partnership for Long-Term Care program work?

This state program allows you to keep assets equal to the benefits paid by your policy if you later need Medi-Cal. Policies must meet specific California standards to qualify for partnership status.

What are the age and health requirements for long-term care insurance in California?

Most insurers require applicants to be between 18 and 84 years old. You must pass medical underwriting, and premiums increase with age and health conditions.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.