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Browse long-term care insurance agents serving Ridgecrest, California. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Ridgecrest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 long-term care insurance agents in Ridgecrest, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gary Charlon - State Farm Insurance Agent
995 N Norma St suite a, Ridgecrest, CA 93555
(760) 446-4279
myridgecrestagent.com
IWV Insurance Agency
1310 N Norma St, Ridgecrest, CA 93555
(760) 446-3544
iwvins.com
Burnette Financial and Insurance Service: Allstate Insurance
105 Grande Way, Ridgecrest, CA 93555
(760) 371-1099
agents.allstate.com
Farmers Insurance - Mariela Rubio
643 N China Lake Blvd c, Ridgecrest, CA 93555
(760) 446-4560
agents.farmers.com
Zurn's Business & Tax Services
1615 N Downs St D, Ridgecrest, CA 93555
(760) 446-2024
Bowles Desert Insurance
123 W Ridgecrest Blvd, Ridgecrest, CA 93555
(760) 371-1017
State Farm Insurance
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
statefarm.com
Simply Caring Angels, LLC
608 W Wasp Ave, Ridgecrest, CA 93555
(760) 793-2307
simplycaringangels.com
Gary Charlon - State Farm Insurance Agent
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
myridgecrestagent.net
Health Insurance Made Easy for Everyone
1281 N Norma St B, Ridgecrest, CA 93555
(760) 608-9265
Q4 Wealthcare
720 N Norma St ste f, Ridgecrest, CA 93555
(760) 371-1314
q4wealthcare.com
Long-term care insurance agents in Ridgecrest, California help residents plan for future care costs such as nursing homes or in-home support. California law requires agents to hold a valid insurance license and follow strict disclosure rules under the California Insurance Code. Local agents can explain how California Partnership for Long-Term Care plans work and how they coordinate with Medi-Cal.
What Does a Long-Term Care Insurance Agent in Ridgecrest Cost?
Long-term care insurance agent services in California typically do not charge you a separate fee. Agents earn commissions from the insurance company, which are built into the policy premium. Policy costs vary widely based on age, health, benefit amount, and inflation options. A 55-year-old in California might pay between $1,500 and $3,000 per year for a standard policy. Older applicants or those with health issues may pay more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Ridgecrest do?
A long-term care insurance agent helps you compare policies from different insurers. They explain benefit triggers, elimination periods, and inflation protection options. In California, agents must provide a free look period of at least 30 days for new policies.
Are long-term care insurance premiums tax deductible in California?
Yes, premiums for qualified long-term care insurance may be deductible on your federal taxes as a medical expense. California follows federal rules for tax treatment. An agent can help you understand how this applies to your situation.
What is the California Partnership for Long-Term Care?
The California Partnership for Long-Term Care is a state program that offers special policies with asset protection. If you buy a Partnership policy and later need Medi-Cal, you can keep more of your assets. An agent in Ridgecrest can explain if this program fits your needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.