The top-rated long-term care insurance agent in Paso Robles, California is Ted Hamm Insurance Agency, rated 5.0 stars across 376 reviews. Other highly rated options include Steve Weber - State Farm Insurance Agent, Rick Goree - State Farm Insurance Agent, Farmers Insurance - Gregory Byrne. This directory lists 20 long-term care insurance agents serving Paso Robles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ted Hamm Insurance Agency | 1503 Park St Suite #102 | (805) 238-1818 |
| 2 | Steve Weber - State Farm Insurance Agent | 526 Spring St | (805) 238-6200 |
| 3 | Rick Goree - State Farm Insurance Agent | 1947 Spring St | (805) 227-1560 |
| 4 | Farmers Insurance - Gregory Byrne | 843 7th St Ste D | (805) 238-4577 |
| 5 | Chely Insurance Services | 731 21st St D | (805) 237-0077 |
| 6 | Bryan Butler: Allstate Insurance | 705 Golden Hill Rd Ste 103 | (805) 237-2333 |
| 7 | KNOCKOUT INSURANCE SERVICES ,LLC | 611 12th St | (805) 286-4571 |
| 8 | Del Paso Insurance Services | 741 21st St #101 | (805) 239-0600 |
| 9 | Henry Elisarraraz - State Farm Insurance Agent | 625 14th St | (805) 238-0642 |
| 10 | Fast Insurance Services Inc | 545 Spring St | (323) 372-2577 |
Ted Hamm Insurance Agency serves the Paso Robles area of San Luis Obispo County, providing long-term care insurance solutions for local residents. Agents specialize in helping individuals plan for future care needs through comprehensive policy options. Coverage is designed to protect assets while affording access to home health aides, assisted living, or skilled nursing care. The agency guides families through plan selection, explaining how policies can cover daily living assistance. Common services include nursing home benefit planning and in-home care coordination.
Steve Weber - State Farm Insurance Agent in Paso Robles, CA offers long-term care insurance planning to help clients prepare for future care needs. The agency provides guidance on policy options that can cover in-home care, assisted living, or nursing facility expenses. Ongoing service includes policy reviews to adjust coverage as clients’ health circumstances change. The agency serves individuals and families, including homeowners, retirees, and small business owners in the area, with properties ranging from single-family homes and apartments to local retail and restaurants.
This agency serves local homeowners, business owners, and individuals seeking financial protection against the rising costs of extended care. Rick Goree - State Farm Insurance Agent provides guidance on long-term care insurance policies designed to help cover nursing home, assisted living, or in-home care expenses. Clients in Paso Robles can discuss coverage options suited to their personal retirement strategies and overall insurance needs. The agency also serves the surrounding areas of San Luis Obispo County, including Atascadero and Templeton.
Specializing in long-term care insurance, Farmers Insurance - Gregory Byrne in Paso Robles helps individuals plan for future health needs. The agency offers policies designed to cover nursing home stays, in-home care, and assisted living arrangements, guiding clients through complex coverage options. Many local families seek its services to safeguard their retirement savings and preserve independence. As Paso Robles’ population ages, the agent works with residents anticipating increased care costs or those facing a recent parent’s health change.
As local families face the increasing costs of assisted living and home care in Paso Robles, Chely Insurance Services provides guidance on long-term care insurance policies. They help clients understand how coverage can protect retirement savings from medical expenses. This agent assists in comparing plan options and eligibility, focusing on individual care needs without exaggeration. A typical first step involves a no-obligation initial assessment to review personal health history and financial goals.
Bryan Butler: Allstate Insurance serves the Paso Robles area and surrounding communities with long-term care insurance guidance. It helps clients understand policies that cover services like nursing home care and in-home assistance not typically paid by health insurance or Medicare. The agency explains how these plans can protect savings while addressing future care needs. It typically evaluates an individual’s financial situation and health profile to recommend suitable coverage options from available plans.
KNOCKOUT INSURANCE SERVICES ,LLC in Paso Robles provides long-term care insurance as a one-time purchase or a recurring policy, each designed to cover costs like assisted living or home health care. As an agent in this area, the company handles policy comparisons and application guidance for local clients needing help planning for future care expenses. Their service typically operates on an as-needed basis, with appointments available when a client requests support for selecting or managing their coverage.
Del Paso Insurance Services works with individuals in Paso Robles to help them understand and secure long-term care insurance policies that can protect assets and provide access to care. Its specialty involves explaining the complexities of policy options, including benefit periods and inflation riders. The agency assists clients in planning for potential future needs by reviewing coverage choices from various carriers. It serves a range of commercial sectors such as offices, warehouses, and food service operations.
Henry Elisarraraz - State Farm Insurance Agent in Paso Robles, CA, provides long-term care insurance for residents of the Central Coast area, helping individuals plan for future nursing home, assisted living, or in-home care needs. The agency also offers commercial coverage options for local businesses requiring similar protection for their employees. Service extends throughout Paso Robles and nearby communities. Clients often return between regular visits to adjust their policies as care requirements or financial situations evolve, ensuring consistent coverage over time.
Fast Insurance Services Inc, based in Paso Robles, California, is known for helping residents plan for the financial impact of extended care needs. The agency assists clients in evaluating policy options that cover home care, assisted living, and nursing facility stays. By focusing on local regulations and individual budget considerations, the firm aims to match each person with a suitable coverage level. A specialty service it can add on is offering riders for inflation protection to maintain policy value over time.
What Does a a Long-Term Care Insurance Agent in Paso Robles Cost?
Long-term care insurance premiums in California vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year for a moderate benefit. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs also depend on inflation protection and benefit period. This is general information and not insurance advice.
About long-term care insurance agents in Paso Robles
Long-term care insurance agents in Paso Robles help residents plan for future care needs such as nursing home or in-home support. California has a Partnership for Long-Term Care program that allows policyholders to protect some assets while qualifying for Medi-Cal. Local agents can explain how these state-specific rules apply to your financial situation.
Frequently Asked Questions
What does a long-term care insurance agent in Paso Robles do?
An agent helps you compare policies from different insurers and understand coverage options. They explain California Partnership plan benefits and how policies interact with Medi-Cal. They do not provide legal advice but can guide you on insurance choices.
How does California Partnership for Long-Term Care affect my policy?
California Partnership policies offer asset protection if you later need Medi-Cal. This means you can keep a certain amount of assets equal to what your policy paid out. An agent can show you which policies qualify for this protection.
Are there time limits to buy long-term care insurance in California?
There is no state deadline to purchase a policy, but premiums increase with age. Most people buy coverage in their 50s or 60s when rates are lower. California law requires a 30-day free look period after purchase to cancel for a full refund.
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