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Find Long-Term Care Insurance Agents Near You in Oceanside, CA

Browse long-term care insurance agents serving Oceanside, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Oceanside, California is John Cho - State Farm Insurance Agent, rated 5.0 stars across 804 reviews. Other highly rated options include Farmers Insurance - Glenn Domingo, Inszone Insurance Services, Serra Benefits & Insurance Services. This directory lists 17 long-term care insurance agents serving Oceanside.

Showing 17 long-term care insurance agents in Oceanside, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Cho - State Farm Insurance Agent3520 College Blvd STE 104(760) 758-4115
2Farmers Insurance - Glenn Domingo3520 College Blvd Ste 105(866) 486-3276
3Inszone Insurance Services2111 S El Camino Real #201(760) 433-2307
4Serra Benefits & Insurance Services2821 Oceanside Blvd Unit E(760) 439-9700
5Aloha West Insurance4225 Oceanside Blvd(760) 547-2626
6Ben Shore Insurance603 Seagaze Dr #217(760) 966-9180
7Preferred Insurance California603 Seagaze Dr #883(760) 385-8239
8Michelle McGowan - State Farm Insurance Agent3602 Ocean Ranch Blvd(760) 439-4747
9Gateway Insurance Agency Inc207 N Ditmar St(760) 439-1323
10Leading Edge Insurance Services, Inc.815 Mission Ave Suite 208(760) 433-5196
JC
3520 College Blvd STE 104
John Cho - State Farm Insurance Agent
Long-Term Care Insurance Agent · Oceanside, CA

John Cho - State Farm Insurance Agent serves the Oceanside, California area as a long-term care insurance agent. The agency helps clients plan for future care needs by offering policies that can cover assistance with daily activities. Long-term care insurance typically addresses services such as in-home care, assisted living, or nursing facility stays. The agency handles both individual long-term care plans and works with customers to discuss combining such coverage with other personal insurance options.

FI
3520 College Blvd Ste 105
Farmers Insurance - Glenn Domingo
Long-Term Care Insurance Agent · Oceanside, CA

Farmers Insurance - Glenn Domingo provides a range of long-term care insurance services in Oceanside, CA, including policy selection guidance and financial planning for future care needs. Its maintenance plans help clients review coverage annually and update benefits as health or financial situations change over time. The agency services long-term care needs for individuals in single-family homes, apartments, and senior living communities in the Oceanside area.

II
2111 S El Camino Real #201
Inszone Insurance Services
Long-Term Care Insurance Agent · Oceanside, CA

In Oceanside, California, Inszone Insurance Services focuses on residential long-term care insurance to help families plan for future care needs. The agency also provides commercial coverage options for local businesses. Its service area covers Oceanside and the surrounding communities throughout north San Diego County. This agent offers personalized guidance to select appropriate policy types and coverage levels. Clients may follow up for necessary adjustments or set up repeat service between regular visits, ensuring their plans remain aligned with evolving circumstances.

SB
2821 Oceanside Blvd Unit E
Serra Benefits & Insurance Services
Long-Term Care Insurance Agent · Oceanside, CA

Residents and families across Oceanside, California, turn to Serra Benefits & Insurance Services when planning for future custodial care needs. This licensed long-term care insurance agent helps clients navigate policy options that cover assisted living, nursing home stays, and home-based support services. The firm also guides individuals through the application paperwork and financial considerations associated with securing a protection plan. Operating specifically within the Oceanside market, Serra Benefits & Insurance Services extends its advisory services to nearby communities throughout the North County San Diego metro area.

AW
4225 Oceanside Blvd
Aloha West Insurance
Long-Term Care Insurance Agent · Oceanside, CA

Serving Oceanside and the surrounding North County coastal communities, Aloha West Insurance handles long-term care insurance policies designed to help clients prepare for future care needs. This agency works with individuals and families to compare coverage options, addressing both facility-based and home care scenarios that are common in the region. A typical job here begins with a personal consultation to assess the client's health history, financial priorities, and anticipated care timeline. From there, the agent researches suitable carriers, presents clear plan comparisons, and guides the client through the application process.

BS
603 Seagaze Dr #217
Ben Shore Insurance
Long-Term Care Insurance Agent · Oceanside, CA

Ben Shore Insurance specializes in providing long-term care insurance solutions to residents of Oceanside, California. This agency guides clients through the complexities of planning for future care needs, offering professional advice on policy options and coverage strategies. Its service work includes personalized consultations to help individuals protect assets and secure necessary support. As many seniors face the common pressures of rising care costs during retirement seasons, the agency helps them establish a financial plan that addresses both immediate and long-term health needs.

PI
603 Seagaze Dr #883
Preferred Insurance California
Long-Term Care Insurance Agent · Oceanside, CA

As retirees in Oceanside plan for the seasons ahead, many begin to weigh how rising healthcare costs could affect their savings. Preferred Insurance California helps local seniors address this concern by providing long-term care insurance agent services. The company guides clients through policy options that can cover in-home care and assisted living expenses. An important step is scheduling a confidential in-person consultation to review an individual’s current assets and future care preferences before any written proposal is prepared.

MM
3602 Ocean Ranch Blvd
Michelle McGowan - State Farm Insurance Agent
Long-Term Care Insurance Agent · Oceanside, CA

Michelle McGowan - State Farm Insurance Agent in Oceanside, CA helps clients distinguish between one-time policy purchases for immediate coverage needs and recurring premium payment plans for long-term care protection. The agency explains how these options support costs for assistance with daily activities when clients cannot care for themselves. Services are provided on a scheduled, appointment-based basis, with consultations available as needed to adjust plans as clients’ circumstances evolve.

GI
207 N Ditmar St
Gateway Insurance Agency Inc
Long-Term Care Insurance Agent · Oceanside, CA

Gateway Insurance Agency Inc works with individuals and families in Oceanside, CA to help them prepare for the financial demands of extended care. The firm specializes in long-term care insurance agent services, offering consultations on policies that cover nursing home and in-home support. These agents assist clients in evaluating coverage options that protect personal savings. The company can serve commercial sectors, including nearby offices, warehouses, and food service operations.

LE
815 Mission Ave Suite 208
Leading Edge Insurance Services, Inc.
Long-Term Care Insurance Agent · Oceanside, CA
MI
620 N Redondo Dr Suite A
Munguia Insurance Services
Long-Term Care Insurance Agent · Oceanside, CA
(760) 439-3868
AA
2216 S El Camino Real suite 209
All Access Insurance Services, LLC
Long-Term Care Insurance Agent · Oceanside, CA
(760) 433-8474
insuranceoceanside.com
TI
1012 S Coast Hwy UNIT J
Tecker Insurance
Long-Term Care Insurance Agent · Oceanside, CA
(760) 757-3334
mercuryinsurance.com/agents/california/tecker-insurance-agency-045259.html
RM
3687 Water Way
Rock Meadow Insurance Services
Long-Term Care Insurance Agent · Oceanside, CA
(760) 654-6760
rockmeadowinsurance.com
DI
2003 S El Camino Real #211
Doers Insurance Agency
Long-Term Care Insurance Agent · Oceanside, CA
(888) 313-6377
PP
2003 S El Camino Real #102
Policy Point Insurance Services
Long-Term Care Insurance Agent · Oceanside, CA
(760) 650-5547
GI
3800 Oceanic Dr Suite 110
Gibbs Insurance Agency, Inc.
Long-Term Care Insurance Agent · Oceanside, CA
(760) 744-2990
gibbsinsurance.com

What Does a a Long-Term Care Insurance Agent in Oceanside Cost?

In California, long-term care insurance premiums vary widely based on age, health, and benefit amount. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year for a 165-dollar daily benefit with a 3-year term. Costs increase with age and richer benefits. This is general information, not insurance advice.

About long-term care insurance agents in Oceanside

A long-term care insurance agent in Oceanside, California can help you understand policies that cover nursing home care, assisted living, and home health services. California law requires agents to explain the California Partnership for Long-Term Care program, which offers policies with inflation protection and asset disregard. Working with a local agent ensures you get coverage suited to San Diego County costs and regulations.

Frequently Asked Questions

What does a long-term care insurance agent in Oceanside do?

An agent helps you compare policies from different insurers, explains benefit triggers and elimination periods, and guides you through the California Partnership program. They can also assist with filing claims and understanding your policy terms.

How do California Partnership plans work?

California Partnership policies are state-approved plans that offer inflation protection and allow you to keep a portion of your assets if you later need Medi-Cal. An Oceanside agent can explain how these plans protect your savings.

What is the best age to buy long-term care insurance in California?

Most experts recommend buying a policy in your 50s or early 60s when premiums are lower and you are more likely to qualify medically. In California, insurers cannot deny coverage based on pre-existing conditions after a policy has been in force for two years.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.