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Find Long-Term Care Insurance Agents Near You in Morgan Hill, CA

Browse long-term care insurance agents serving Morgan Hill, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Morgan Hill, California is Gabriela Ruvalcaba - State Farm Insurance Agent, rated 5.0 stars across 342 reviews. Other highly rated options include Kevin Bailey - State Farm Insurance Agent, Farmers Insurance - Christopher Brooke, Cheri Brown Insurance Services LLC. This directory lists 20 long-term care insurance agents serving Morgan Hill.

Showing 20 long-term care insurance agents in Morgan Hill, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gabriela Ruvalcaba - State Farm Insurance Agent17770 Monterey Rd Suite D(408) 779-6969
2Kevin Bailey - State Farm Insurance Agent16360 Monterey Rd #190(408) 612-4262
3Farmers Insurance - Christopher Brooke11 W 1st St(408) 779-2222
4Cheri Brown Insurance Services LLC105 W Main Ave(408) 333-9274
5Andrew Edwards - State Farm Insurance Agent275 Tennant Ave #107(408) 782-3000
6E. A. Miles Insurance Services Inc.575 San Pedro Ave(408) 779-6735
7Frederick H. DiMeo Insurance Agency Inc17415 Monterey Rd #200(408) 778-9800
8Brauer Insurance Services LLC409 Tennant Station #195(408) 421-5555
9Maureen Harris: Allstate Insurance17200 Monterey Rd Ste A(408) 778-1298
10Farmers Insurance - Anna Perez-Villafranca16165 Monterey Rd Ste 204(650) 947-3880
GR
17770 Monterey Rd Suite D
Gabriela Ruvalcaba - State Farm Insurance Agent
Long-Term Care Insurance Agent · Morgan Hill, CA

Gabriela Ruvalcaba - State Farm Insurance Agent serves Morgan Hill, California, as a provider of long-term care insurance agency services. The company helps clients evaluate their future needs for custodial care and home health assistance. Assistance is provided in selecting policies that address potential costs from chronic illness or disability. The agency handles both individual long-term care policies and policy options that can be added to existing life insurance coverage.

KB
16360 Monterey Rd #190
Kevin Bailey - State Farm Insurance Agent
Long-Term Care Insurance Agent · Morgan Hill, CA

Kevin Bailey - State Farm Insurance Agent in Morgan Hill, CA offers a range of long-term care insurance services to help clients prepare for future health needs. Their ongoing support includes reviewing policy options and assisting with plan adjustments as personal circumstances change. The agency serves local individuals and families, providing guidance for those seeking coverage for their retirement years. They also work with small business owners and commercial property holders, including single-family homes, apartments, retail, and restaurants.

FI
11 W 1st St
Farmers Insurance - Christopher Brooke
Long-Term Care Insurance Agent · Morgan Hill, CA

Farmers Insurance - Christopher Brooke serves individuals, families, and business owners in the Morgan Hill, California area who need guidance on long-term care insurance. The agency helps clients plan for future care expenses by explaining policy options and coverage limits. It focuses on those looking to protect assets while ensuring access to supportive services. The firm also assists with other insurance needs, such as home and auto protection, to offer a coordinated approach. Its coverage extends to neighborhoods in south Santa Clara County and nearby Gilroy.

CB
105 W Main Ave
Cheri Brown Insurance Services LLC
Long-Term Care Insurance Agent · Morgan Hill, CA

Serving the residents of Morgan Hill and the surrounding communities of South Santa Clara County, Cheri Brown Insurance Services LLC handles the details of long-term care insurance needs. This agency focuses on helping individuals navigate the complexities of planning for future care costs, including coverage for nursing homes and home health services. It aims to evaluate client situations and recommend appropriate policies from available carriers. The typical job begins with a comprehensive review of personal assets and health goals to identify suitable plan options.

AE
275 Tennant Ave #107
Andrew Edwards - State Farm Insurance Agent
Long-Term Care Insurance Agent · Morgan Hill, CA

For long-term care insurance, clients can choose between a traditional policy that provides a set daily benefit for care or a hybrid policy that links long-term care coverage with life insurance. Andrew Edwards - State Farm Insurance Agent in Morgan Hill, CA helps local families understand these options and how such coverage protects assets and independence. The agent can review existing policies or discuss new plans that fit individual financial goals. Service for these consultations runs on an as-needed basis to meet each client’s unique timing and circumstances.

EM
575 San Pedro Ave
E. A. Miles Insurance Services Inc.
Long-Term Care Insurance Agent · Morgan Hill, CA

E. A. Miles Insurance Services Inc. specializes in long-term care insurance, helping clients in Morgan Hill plan for future custodial and in-home care needs. The agency provides personalized guidance on policy options, including benefit periods and inflation protection. Because long-term care costs in the area can quickly deplete retirement savings, the firm focuses on strategies that preserve assets for families. It is especially helpful for those facing the spring and summer months, when many seniors decide to re-evaluate coverage after a change in health or family situation.

FH
17415 Monterey Rd #200
Frederick H. DiMeo Insurance Agency Inc
Long-Term Care Insurance Agent · Morgan Hill, CA

As people in Morgan Hill begin planning for retirement or face a parent’s changing health needs, long-term care decisions quickly become urgent. Frederick H. DiMeo Insurance Agency Inc responds with clear guidance specific to each client’s financial situation and future care goals. Licensed agents explain policy options for protecting assets against the high cost of extended nursing or home care. Every meeting covers policy deductibility for California residents as a standard discussion point. The process starts with a complimentary consultation to review current coverage gaps and estimate required benefit levels.

BI
409 Tennant Station #195
Brauer Insurance Services LLC
Long-Term Care Insurance Agent · Morgan Hill, CA

Brauer Insurance Services LLC provides guidance on long-term care insurance options for individuals planning for future health needs. Based in Morgan Hill, CA, this agency specializes in policies that help cover costs of assisted living, nursing homes, and in-home care services, preserving personal savings. It assists clients throughout California in understanding coverage types and policy features. The company also serves commercial sectors, including offices, warehouses, and food service businesses seeking employee benefit solutions.

MH
17200 Monterey Rd Ste A
Maureen Harris: Allstate Insurance
Long-Term Care Insurance Agent · Morgan Hill, CA

Maureen Harris: Allstate Insurance provides long-term care insurance services for residents in Morgan Hill, California. The agency also offers commercial coverage options to local business owners in the surrounding area. Working with experienced professionals ensures policies are structured to help cover extended care needs such as home health aides or assisted living. Clients receive guidance on policy details during initial consultations, with follow-up support available between regular visits to adjust coverage as circumstances change.

FI
16165 Monterey Rd Ste 204
Farmers Insurance - Anna Perez-Villafranca
Long-Term Care Insurance Agent · Morgan Hill, CA

Farmers Insurance - Anna Perez-Villafranca in Morgan Hill, CA, is known for providing long-term care insurance options that help individuals plan for future personal or home-based care needs. The agency serves clients throughout the Morgan Hill area, offering guidance on policies that cover assisted living, nursing home care, and in-home support. These plans are designed to protect savings from the high costs of extended care. For clients already considering retirement planning, the agency can also include a specialty add-on for critical illness coverage.

FI
16433 Monterey Rd #160
Farmers Insurance - Carlos Copeland
Long-Term Care Insurance Agent · Morgan Hill, CA
(408) 779-3900
agents.farmers.com/ca/morgan-hill/carlos-copeland
KM
16175 Monterey Rd # B
Kelly Mandani - State Farm Insurance Agent
Long-Term Care Insurance Agent · Morgan Hill, CA
(408) 353-0303
kellymandani.com
AM
15005 Concord Cir #110
Acrisure Morgan Hill, CA (Pacific Diversified Insurance)
Long-Term Care Insurance Agent · Morgan Hill, CA
(408) 842-2131
acrisure.com
AI
60 W Main Ave #11b
Adobe Insurance Brokers
Long-Term Care Insurance Agent · Morgan Hill, CA
(855) 236-2346
adobebrokers.com
DI
35 W Main Ave
Dunne Insurance
Long-Term Care Insurance Agent · Morgan Hill, CA
(408) 740-3025
dunneinsurance.com
II
16360 Monterey Rd Suite 250
Insuravita Insurance Agency Inc LLC
Long-Term Care Insurance Agent · Morgan Hill, CA
SI
Vineyard Office Building, 275 Tennant Ave
SL Insurance Associates
Long-Term Care Insurance Agent · Morgan Hill, CA
(408) 776-8600
CI
25 W 4th St
CDC Insurance Service
Long-Term Care Insurance Agent · Morgan Hill, CA
(408) 472-0717
cdcinsuranceservice.com
HI
16985 Monterey Rd #306
HealthMarkets Insurance - Ronnie Almaraz
Long-Term Care Insurance Agent · Morgan Hill, CA
(408) 687-0731
healthmarkets.com/local-health-insurance-agent/ronniealmaraz
LI
50 W Main Ave
Ligar Insurance Services Inc
Long-Term Care Insurance Agent · Morgan Hill, CA
(408) 465-9240
ligarinsurance.net

What Does a a Long-Term Care Insurance Agent in Morgan Hill Cost?

Long-term care insurance agent services in California typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, benefit amount, and coverage length. For a 55-year-old in good health, a policy with a $165 daily benefit and 3-year term might cost between $1,500 and $3,000 per year. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.

About long-term care insurance agents in Morgan Hill

Long-term care insurance agents in Morgan Hill, California help residents plan for future care needs. California law requires agents to be licensed and to explain policy features like inflation protection and nonforfeiture benefits. Many agents in Morgan Hill can guide you through the California Partnership for Long-Term Care program, which offers asset protection for Medi-Cal eligibility.

Frequently Asked Questions

What does a long-term care insurance agent in Morgan Hill do?

An agent helps you compare policies from different insurers and explains coverage details such as daily benefit amounts, benefit periods, and elimination periods. They also ensure the policy complies with California regulations, including the right to return the policy within 30 days for a full refund.

How do I choose a long-term care insurance agent in Morgan Hill?

Look for an agent who is licensed in California and has experience with long-term care policies. Ask if they are familiar with the California Partnership program, which provides special asset protection for residents who purchase qualified policies.

Are long-term care insurance premiums tax deductible in California?

Premiums for qualified long-term care insurance may be deductible as a medical expense on your federal taxes, subject to age-based limits set by the IRS. California follows federal rules for itemized deductions, so consult a tax professional for your specific situation.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.