The top-rated long-term care insurance agent in McKinleyville, California is Jason Cimolino - State Farm Insurance Agent, rated 4.9 stars across 63 reviews. Other highly rated options include Heather Vina - State Farm Insurance Agent, Hannah Winans - Trillium Realty Group, Inc.(DRE #02202719)), Davis Judy. This directory lists 13 long-term care insurance agents serving McKinleyville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Cimolino - State Farm Insurance Agent | 1225 Central Ave #15 | (707) 840-9001 |
| 2 | Heather Vina - State Farm Insurance Agent | 1631 Sutter Rd | (707) 839-3267 |
| 3 | Hannah Winans - Trillium Realty Group, Inc.(DRE #02202719)) | 1660 Central Ave | (707) 616-3085 |
| 4 | Davis Judy | 1933 Central Ave # A | (707) 839-5288 |
| 5 | Farmers Insurance - Mike Harvey | 1585 Heartwood Dr Ste C | (707) 839-8250 |
| 6 | Matsen Insurance Brokers | 3101 Concorde Dr Suite C | (800) 947-6543 |
| 7 | Timber Ridge at McKinleyville | 1400 Nursery Way | (707) 839-9100 |
| 8 | Edward Jones - Financial Advisor: Sara M Newblom, CRPC™ | 1973 Central Ave | (707) 839-4177 |
| 9 | Humboldt Land Title Co. | 1836 Central Ave | (707) 839-8520 |
| 10 | Humboldt Commons, A Kendal Affiliate | 1585 Heartwood Dr B | (707) 395-1012 |
Jason Cimolino - State Farm Insurance Agent serves McKinleyville, California and the surrounding Humboldt County area with specialized long-term care insurance guidance. The agency helps individuals plan for future needs by explaining coverage options that protect assets and maintain independence. Clients receive assistance in understanding policy features, including benefit triggers and elimination periods tailored to their situation. The office also addresses related insurance questions during personalized consultations. It handles long-term care coverage options and policy reviews for local residents.
Heather Vina - State Farm Insurance Agent in McKinleyville, CA, provides long-term care insurance options designed to help clients plan for future assistance needs. The agency offers ongoing policy reviews and support to ensure coverage aligns with changing health situations or financial goals. Service plans address policy maintenance, premium payment coordination, and claims assistance for policyholders. Heather Vina’s office serves individuals planning for care in their own homes, assisted living facilities, or nursing homes. The agency services single-family homes, apartments, retail spaces, and restaurants in the McKinleyville area.
Hannah Winans - Trillium Realty Group, Inc. serves homeowners, families, and individuals in the McKinleyville area who are planning for future healthcare needs. As a long-term care insurance agent, the company helps clients understand coverage options that protect assets and provide financial security for extended care requirements. The firm guides customers through policy selection to ensure appropriate benefit choices for their specific situation. Hannah Winans - Trillium Realty Group, Inc. also covers residents in the neighboring community of Arcata and the greater Humboldt Bay region.
Serving McKinleyville, California, Davis Judy assists clients in understanding the crucial difference between one-time consultation services and recurring policy management options, then guides them through available long-term care insurance coverage plans. This agent helps individuals evaluate financial strategies for protecting assets against future care needs. Appointments for policy reviews or new plan inquiries are available on an as-needed basis.
Farmers Insurance - Mike Harvey serves McKinleyville and the surrounding Humboldt County communities, handling long-term care insurance needs for local residents. The agency helps clients understand coverage options that protect assets and provide for future care requirements. It works with individuals planning for potential extended health needs, offering policies that support home care, assisted living, or nursing facility expenses. To handle a typical case, the agency first assesses the client's financial situation and health goals, then presents suitable policy structures designed to meet those specific long-term objectives.
As winter approaches on California's North Coast, many local families begin reevaluating their plans for aging relatives and future care needs. Matsen Insurance Brokers, based in McKinleyville, helps Humboldt County clients navigate the complexities of long-term care insurance policies. The agency reviews policy options for covering in-home assistance, assisted living, and nursing facility costs that Medicare does not cover. An initial consultation begins with a careful assessment of each individual's current health profile and long-term financial goals.
Timber Ridge at McKinleyville offers specialized long-term care insurance planning, helping families manage the costs of future assisted living or in-home care needs. The agency guides clients through policy selection and navigates the complexities of coverage options available in the Humboldt County area. It also assists with comparing benefit structures to secure appropriate protection against rising care expenses. As open enrollment periods approach each year, the agency helps local seniors evaluate existing policies for potential adjustments based on changing health conditions or new regulatory updates.
Serving residents in McKinleyville and the surrounding area, Edward Jones financial advisor Sara M Newblom assists clients with long-term care insurance coverage, which helps protect assets and provide for future care needs. These policies can be structured for individuals or for married couples planning together. The goal is to integrate coverage into a broader financial strategy. Regular appointments to review policy details and adjust plans as circumstances change are encouraged between periodic check-ins and ongoing portfolio management.
Humboldt Land Title Co. provides long-term care insurance agent services in McKinleyville, California. The company assists clients in planning for future care needs through professional policy guidance and coverage options. Its work focuses on helping individuals protect assets while preparing for potential extended health expenses. The business serves a range of commercial sectors in the region, including offices, warehouses, and food service operations.
Humboldt Commons, A Kendal Affiliate, located in McKinleyville, CA, assists individuals and families with securing long-term care insurance coverage. The agency’s services help clients plan for future health and personal care needs through Medicare supplemental policy coordination. With a focus on the local Humboldt County market, the agents evaluate individual health circumstances to recommend appropriate protection strategies. A specialty service available includes nursing home insurance planning to address facility-specific long-term care costs.
What Does a a Long-Term Care Insurance Agent in McKinleyville Cost?
Long-term care insurance premiums in California vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year for a basic plan. Partnership plans may have slightly higher premiums but offer asset protection benefits. Costs also depend on the daily benefit amount and inflation protection chosen. This is general information, not insurance advice.
About long-term care insurance agents in McKinleyville
A long-term care insurance agent in McKinleyville, California can help you plan for future care needs. California offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents in Humboldt County can explain how these state-specific policies work with Medi-Cal.
Frequently Asked Questions
What is the California Partnership for Long-Term Care?
The California Partnership is a state program that combines private long-term care insurance with Medi-Cal asset protection. To qualify, you must buy a Partnership-certified policy from a licensed agent. These policies must meet specific state standards.
How do I choose a long-term care insurance agent in McKinleyville?
Look for an agent licensed by the California Department of Insurance who has experience with Partnership plans. Ask if they represent multiple insurance companies so you can compare options. Check their background on the CDI website before purchasing.
Are there age limits for buying long-term care insurance in California?
Most insurers in California sell policies to people aged 18 to 84, but premiums are lower for younger buyers. You must be in good health to qualify. Some companies may decline coverage for older applicants or those with serious health conditions.
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