The top-rated long-term care insurance agent in Lawndale, California is Lulu Camberos - State Farm Insurance Agent, rated 5.0 stars across 183 reviews. Other highly rated options include Nikki Kaur: Allstate Insurance, FasTrak Insurance Solutions Inc, Power Insurance Solutions LLC. This directory lists 12 long-term care insurance agents serving Lawndale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lulu Camberos - State Farm Insurance Agent | 14829 Hawthorne Blvd # 200 | (310) 973-5858 |
| 2 | Nikki Kaur: Allstate Insurance | 14717 Prairie Ave | (310) 970-1908 |
| 3 | FasTrak Insurance Solutions Inc | 16129 Hawthorne Blvd Ste E | (310) 424-1219 |
| 4 | Power Insurance Solutions LLC | 15675 Hawthorne Blvd ste c | (424) 297-3345 |
| 5 | Rivera Auto Insurance Services | 15400 Hawthorne Blvd Suite A | (424) 456-9535 |
| 6 | Farmers Insurance - Patrick Ono | 15665 Hawthorne Blvd # F | (424) 210-8249 |
| 7 | Insurance Agency CA | 15628 Hawthorne Blvd | (209) 437-8021 |
| 8 | Options For Life Agency | 16205 Hawthorne Blvd | (310) 371-7420 |
| 9 | Teresa Navarro: Primerica - Financial Services | 14829 Hawthorne Blvd #204 | (310) 644-1651 |
| 10 | Pacific Unified Insurance | 15901 Hawthorne Blvd | (310) 370-5000 |
Lulu Camberos - State Farm Insurance Agent serves the Lawndale, California area as a local provider of long-term care insurance solutions. The agency helps individuals plan for future care needs by offering policies that cover assisted living and in-home support services. Their work includes evaluating clients' potential need for extended medical or personal care and guiding them through coverage options designed to protect savings during retirement. The company handles policy adjustments for long-term care plans and offers consultation on Medicare supplement coordination within the Lawndale region.
Nikki Kaur: Allstate Insurance provides long-term care insurance planning for clients in Lawndale, CA, and the surrounding area. The agency helps individuals explore policies that can cover extended care needs, including in-home assistance or nursing facility stays. Service offerings focus on explaining coverage options, tailoring benefits to client circumstances, and advising on policy maintenance to keep protection aligned with changing health and financial goals. The office assists homeowners with private residences, as well as owners of apartment buildings, retail spaces, and restaurants.
FasTrak Insurance Solutions Inc serves individuals and families in Lawndale, CA seeking guidance for their long-term care coverage needs. The agency assists clients in evaluating insurance options that help protect savings from future care expenses. Agents work to clarify policy features and explain how plans coordinate with other benefits. Residents can learn about various policy structures designed to support aging in place or facility care. The company also extends its services to clients throughout the nearby South Bay area.
Power Insurance Solutions LLC serves individuals and families in Lawndale, California, and the surrounding South Bay communities. This long-term care insurance agent helps clients plan for future medical and custodial care needs by offering policies that cover nursing home stays, assisted living, and home health services. The agency focuses on explaining different plan options and making the selection process straightforward for each client. It typically begins by reviewing a client’s financial situation and current health status to recommend a suitable policy.
When planning for future care needs, services range from comprehensive ongoing policies designed for long-term coverage to simpler, one-time consultation options that clarify benefit structures. Rivera Auto Insurance Services, located in Lawndale, CA, assists local clients in these insurance decisions. The team explains how policies address daily living assistance and care facility costs, whether through a single visit or an ongoing arrangement. In-home evaluations may be included. As a general practice for long-term care insurance agents in this region, appointments are typically run on a one-time, scheduled, or as-needed basis.
Farmers Insurance - Patrick Ono in Lawndale, CA offers specialized long-term care insurance agent services, helping clients plan for future health and daily living needs. The company assists with policies that cover extended care costs not typically paid by standard health insurance or Medicare, including support with policy selection and coverage understanding. It aids local residents in assessing their personal financial situations to tailor long-term care solutions. This is especially valuable during estate planning discussions or when facing a sudden health change in the family.
Insurance Agency CA assists individuals in Lawndale with planning for potential long-term care needs, focusing on insurance policies that help cover future support services. As a local long-term care insurance agent, the company specializes in policies designed to address expenses from assisted living, nursing homes, or in-home care. Its work includes explaining policy options and coordinating coverage. The agency provides these services to a range of commercial operations, including offices, warehouses, and food service businesses.
As Lawndale residents begin to plan for their retirement years, many consider the financial risks of needing extended care. Options For Life Agency, a long-term care insurance agent serving the local community, helps individuals evaluate policies that cover nursing home stays and home health aid. Professionals at this agency focus on explaining policy features without using confusing industry jargon, ensuring clients understand their coverage options clearly. The first step with this agency involves scheduling an in-person inspection and a personal assessment of each client’s unique needs.
Teresa Navarro of Primerica - Financial Services offers long-term care insurance planning for residents in and around Lawndale, California. The agency also provides commercial coverage for businesses seeking to protect employees with long-term care benefits. Service extends to clients throughout the greater South Bay area. Each policy is carefully explained during an initial consultation, allowing individuals to assess their future needs. Teresa Navarro stays in touch with clients after the plan is in place, returning for annual reviews or whenever policy adjustments are required.
Pacific Unified Insurance in Lawndale, California is known for helping clients navigate the financial complexities of long-term care planning. The agency provides personalized consultations to evaluate individual health needs and insurance options, assisting local residents in selecting appropriate coverage for home care, assisted living, or nursing facility costs. Its service range includes policy comparisons and application guidance. A specialty service the company can add on is offering tailored coverage riders designed to offset rising long-term care expenses due to inflation.
What Does a a Long-Term Care Insurance Agent in Lawndale Cost?
Long-term care insurance premiums in California vary widely by age and health. For a healthy 55 year old, a policy with 3% inflation protection may cost between 1,500 and 3,000 dollars per year. Older applicants or those with health issues may pay more. Costs also depend on daily benefit amounts and benefit periods. This is general information, not insurance advice.
About long-term care insurance agents in Lawndale
Long-term care insurance agents in Lawndale, California help residents plan for future care costs. California has a unique Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medi-Cal. Agents in Lawndale can explain how this state program works alongside private insurance policies.
Frequently Asked Questions
What is the California Partnership for Long-Term Care?
The California Partnership for Long-Term Care is a state program that combines private long-term care insurance with Medi-Cal. It allows policyholders to keep more assets if they later need Medi-Cal coverage. An agent in Lawndale can help you understand if a Partnership policy is right for you.
How do I choose a long-term care insurance agent in Lawndale?
Look for an agent licensed in California with experience in long-term care insurance. Ask about their knowledge of California specific laws and the Partnership program. You can verify an agents license through the California Department of Insurance website.
What factors affect long-term care insurance costs in California?
Costs depend on your age, health, benefit amount, and policy features. California law requires agents to provide a outline of coverage before you buy. Premiums can increase over time, so ask about rate stability and inflation protection options.
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