The top-rated long-term care insurance agent in Garden Grove, California is CSIS Insurance Services, rated 4.9 stars across 606 reviews. Other highly rated options include Nhina Nguyen - State Farm Insurance Agent, Your Independence Insurance Center, Covered California Enrollment Center. This directory lists 19 long-term care insurance agents serving Garden Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CSIS Insurance Services | 13211 Garden Grove Blvd #100 | (714) 534-0072 |
| 2 | Nhina Nguyen - State Farm Insurance Agent | 10130 Garden Grove Blvd Ste 119 | (714) 539-8944 |
| 3 | Your Independence Insurance Center | 13902 Harbor Blvd Unit 2A | (714) 775-3400 |
| 4 | Covered California Enrollment Center | 9972 Westminster Blvd. #204 | (800) 650-0922 |
| 5 | Goldenway Insurance Services, Inc. | 10092 Chapman Ave #2 | (714) 335-4400 |
| 6 | Beyond Your Insurance Services, Inc | 14371 Euclid St Ste 2D | (714) 893-0250 |
| 7 | THM Insurance Agency, INC | 14351 Euclid St #1M | (800) 250-6679 |
| 8 | PERFECT CHOICE INSURANCE SERVICES | 12553 Harbor Blvd | (949) 370-4894 |
| 9 | Love My Insurance Garden Grove | 13210 Harbor Blvd | (714) 590-0112 |
| 10 | Uniti Global Insurance Services | 8942 Garden Grove Blvd #216 | (714) 636-0013 |
CSIS Insurance Services serves the Garden Grove area of Orange County, California, as a local specialist in long-term care insurance agency services. The firm assists clients in navigating the financial planning needed to prepare for potential future care costs. Independent insurance agents here work one-on-one to compare policy options that cover home care, assisted living, and nursing facility stays. The office handles applications for both traditional long-term care policies and hybrid life insurance products with long-term care riders.
Nhina Nguyen - State Farm Insurance Agent in Garden Grove, CA, provides a full range of long-term care insurance services, including policy consultations, application assistance, and ongoing coverage reviews. Service and maintenance plans involve regular check-ins to adjust benefits as health needs change, along with claims support to help clients access their care benefits smoothly. The firm services single-family homes, apartments, retail spaces, and restaurants.
Your Independence Insurance Center in Garden Grove serves individuals and families who want to safeguard their assets from the costs of extended care. The company helps clients compare policy options that cover nursing home care, assisted living, and in-home support services common in Orange County. Its agents focus on matching coverage to each client’s age and financial situation, ensuring a plan that fits long-term needs. The firm also serves nearby communities such as Westminster, Santa Ana, and the surrounding areas of central Orange County.
Covered California Enrollment Center in Garden Grove, California, is known for helping clients secure long-term care insurance policies that cover nursing home, assisted living, and home health care expenses. The agent assesses each client’s potential future care needs and financial situation to recommend a suitable benefit amount and coverage length. Additional policy options include inflation protection riders that adjust benefits over time to match rising care costs, and shared care provisions for couples.
Serving Garden Grove and surrounding communities in Orange County, Goldenway Insurance Services, Inc. operates as a long-term care insurance agent. The company handles applications, policy comparisons, and enrollment for long-term care coverage designed to help cover the cost of assisted living and home care. It explains how these policies interact with Medicare and other benefits. When working with a client, it typically begins by reviewing health history and financial needs before presenting available plan options for coverage suitability.
Beyond Your Insurance Services, Inc in Garden Grove specializes in long-term care insurance, assisting individuals with finding coverage that addresses future care needs in the home or a facility. The agency works with clients to navigate policy complexities and compare available options for protecting assets. This service is particularly relevant for those approaching retirement or responding to recent changes in a family member’s health condition that may require care planning.
THM Insurance Agency INC, located in Garden Grove, CA, distinguishes between one-time consultations and recurring policy reviews to help clients plan for potential long-term care needs. Their coverage assistance focuses on insurance that helps pay for services like nursing home stays or in-home assistance when policies are needed. They discuss plan options for protecting assets from rising care expenses. Their service runs on an as-needed basis, allowing clients to schedule assistance when policies require updates or life situations change.
As many residents of Garden Grove plan for their future health needs, the importance of securing financial stability during later years becomes clear. Perfect Choice Insurance Services addresses this concern by providing guidance on long-term care insurance options and policy details. The agency assists local individuals in evaluating their coverage needs, explaining typical benefit structures and premium considerations. An initial consultation with this insurance agent typically involves a discussion of the client's current assets and projected care requirements to begin building a suitable strategy.
Love My Insurance Garden Grove helps individuals and families secure long-term care insurance coverage tailored to future needs. This agency specializes in policies that protect assets by funding extended personal or medical assistance. The company serves clients throughout Garden Grove and the surrounding Orange County area. Beyond residential clients, the agency also assists commercial entities by offering long-term care benefit options for offices, warehouses, and food service businesses.
Uniti Global Insurance Services provides long-term care insurance guidance to residents of Garden Grove, California. The agency also assists with commercial coverage options for local businesses in the surrounding area. Their work focuses on helping individuals understand policy features and plan for future care needs. Clients may receive follow-up consultations to adjust coverage between regular service reviews or life changes.
What Does a a Long-Term Care Insurance Agent in Garden Grove Cost?
Long-term care insurance costs in California vary by age, health, and policy features. For a healthy 55-year-old, annual premiums can range from $1,500 to $3,000 for a basic policy. For a 65-year-old, premiums may be $2,500 to $5,000 or more per year. Costs also depend on the daily benefit amount, benefit period, and inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Garden Grove
Long-term care insurance agents in Garden Grove, California help residents plan for future care needs. These agents can explain California-specific options like the California Partnership for Long-Term Care program, which offers asset protection and inflation protection. Working with a local agent ensures you understand state regulations and policy features that fit your budget and health situation.
Frequently Asked Questions
What does a long-term care insurance agent in Garden Grove do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, premiums, and benefits tailored to your age and health. In California, agents can also guide you on Partnership policies that protect your assets.
How do I choose a long-term care insurance agent in Garden Grove?
Look for an agent licensed in California with experience in long-term care insurance. Ask about their knowledge of California Partnership plans and their access to multiple insurance carriers. Check their reputation through reviews and the California Department of Insurance.
What is the California Partnership for Long-Term Care?
It is a state program that offers long-term care insurance with asset protection. If you use up your policy benefits, you can keep a portion of your assets and still qualify for Medi-Cal. An agent can explain how this program works in Garden Grove.
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