The top-rated long-term care insurance agent in Dublin, California is Kwan Insurance Services, rated 5.0 stars across 80 reviews. Other highly rated options include A.J. Amstrup - State Farm Insurance Agent, Michael Yoo - State Farm Insurance Agent, Larry Damaser - State Farm Insurance Agent. This directory lists 13 long-term care insurance agents serving Dublin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kwan Insurance Services | 11960 Silvergate Dr #101 | (925) 828-9933 |
| 2 | A.J. Amstrup - State Farm Insurance Agent | 7027 Dublin Blvd #140 | (925) 225-0550 |
| 3 | Michael Yoo - State Farm Insurance Agent | 11700 Dublin Blvd Ste 120 | (925) 999-8611 |
| 4 | Larry Damaser - State Farm Insurance Agent | 6473 Sierra Ln | (925) 828-1688 |
| 5 | JSW Insurance | 7567 Amador Valley Blvd Suite 211 | (925) 737-1560 |
| 6 | Links Insurance Services, Inc. | 6200 Village Pkwy ste 203 | (925) 361-5185 |
| 7 | Rivas Financial & Insurance Services | 7463 Village Pkwy | (925) 479-0500 |
| 8 | Darci Gutierrez Insurance Services | 6937 Village Pkwy #2392 | (925) 556-0736 |
| 9 | Raleigh Wills Insurance | 6400 Village Pkwy #107 | (925) 833-9070 |
| 10 | Lehman Insurance Agency Inc | 11740 Dublin Blvd #102 | (925) 829-2689 |
Kwan Insurance Services serves the Dublin, California area, providing guidance on long-term care insurance policies designed to help individuals protect assets while planning for future care needs. The company assists clients in navigating the complexities of coverage options and policy features available in this region. It handles both traditional long-term care insurance plans and hybrid policies that combine long-term care benefits with life insurance.
A.J. Amstrup - State Farm Insurance Agent in Dublin, CA, provides long-term care insurance services that help clients plan for future care needs, including policies that cover in-home assistance and nursing facility stays. Ongoing support is available to review coverage options as circumstances change over time. The agency serves individuals residing in single-family homes and apartments, as well as property owners managing retail spaces and restaurants.
Michael Yoo - State Farm Insurance Agent serves Dublin, California and the surrounding Tri-Valley communities. This agency handles long-term care insurance policies designed to help clients manage future costs for extended healthcare needs. It works with individuals and families to explain benefit structures and policy options available to local residents. The agent takes a consultative approach, meeting with clients to review their specific situations and financial goals before providing plan recommendations.
Larry Damaser - State Farm Insurance Agent in Dublin, CA offers long-term care insurance policies, distinguishing between a one-time premium option for immediate coverage and recurring payment plans for ongoing protection. Long-term care insurance in this area typically covers an array of services, including in-home care, assisted living, and nursing facility costs, helping clients manage the financial risks associated with extended care needs. Service appointments and policy reviews are conducted on a scheduled basis upon the client’s request.
JSW Insurance specializes in long-term care insurance, helping Dublin, California residents and the surrounding area plan for potential future needs related to chronic illness, disability, or aging. As a local agency, it assists clients in evaluating coverage options that protect assets and maintain independence. By assessing individual health and financial situations, it recommends appropriate policy structures. This work is particularly valuable as clients approach retirement or adjust plans following a significant health change or a family member’s need for assisted living.
Links Insurance Services, Inc. serves homeowners and individuals seeking financial protection against the cost of extended care. As a long-term care insurance agent, the company helps clients review policy options to cover services like nursing home stays or home health aides. It is located in Dublin, California, and serves clients throughout the East Bay, including neighborhoods in Pleasanton.
As Californians age and seek to protect assets from the high cost of assisted living or nursing home care, coverage becomes a growing local concern. Rivas Financial & Insurance Services in Dublin addresses this need by guiding clients through available long-term care insurance policies and plan options. The firm helps families in the Tri-Valley area understand policy structures, elimination periods, and benefit triggers. Before recommending a specific approach, the agency conducts a detailed personal needs assessment to evaluate current health and financial readiness for future care costs.
Darci Gutierrez Insurance Services provides guidance on long-term care coverage, helping individuals in Dublin, California, plan for future care needs. The agency specializes in policies that address extended nursing home stays, assisted living, and in-home support services. Such planning is essential for protecting personal assets against rising care costs in the region. The company can serve a variety of commercial sectors including offices, warehouses, and food service operations, advising on benefit options that may assist employees or business owners in securing their long-term financial stability.
Raleigh Wills Insurance provides residential long-term care insurance planning for individuals and families in Dublin, California. The agency also assists clients with understanding commercial coverage options to protect business interests in the greater Tri-Valley area. Their work involves explaining policy benefits, coordinating benefit triggers, and structuring plans for home-based or facility care. By offering clear guidance through each step of the enrollment process, the agency helps ensure clients are prepared for future health needs. Customers can expect thorough follow-up assistance between regular policy reviews and adjustments when needs change.
Lehman Insurance Agency Inc, based in Dublin, CA, is known for providing guidance on long-term care insurance solutions. The firm helps clients plan for potential future needs such as in-home assistance or nursing facility costs. Its service range includes policy comparisons and personalized consultations to address varying coverage requirements. A specialist for those facing immediate care decisions, the agency can also assist with coordinating policy activation for pending claims.
What Does a a Long-Term Care Insurance Agent in Dublin Cost?
In California, long-term care insurance premiums vary widely based on age, health, and coverage amount. For a healthy 55-year-old, a policy with a $165 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Premiums for older applicants or those with health conditions can be significantly higher. This is general information and not insurance advice.
About long-term care insurance agents in Dublin
Long-term care insurance agents in Dublin, California help residents plan for future care needs. These agents can explain California-specific options like the California Partnership for Long-Term Care, which offers inflation protection and asset disregard. Working with a local agent ensures you understand policy features and state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Dublin do?
An agent helps you compare policies from multiple insurers and explains coverage details. They can also guide you on California Partnership plans that provide special asset protection. Their role is to match you with a policy that fits your budget and health needs.
Is long-term care insurance tax deductible in California?
Premiums for qualified long-term care insurance may be deductible on your federal taxes as a medical expense. California follows federal rules for these deductions. You should consult a tax professional for your specific situation.
What is the California Partnership for Long-Term Care?
This state program offers policies with built-in inflation protection and asset disregard. If you use the policy benefits, you can keep a portion of your assets equal to the benefits paid. Only agents certified by the program can sell these plans.
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