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Find Long-Term Care Insurance Agents Near You in Cupertino, CA

Browse long-term care insurance agents serving Cupertino, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 432 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, David Gragnola: Allstate Insurance, Catherine Chen - State Farm Insurance Agent. This directory lists 16 long-term care insurance agents serving Cupertino.

Showing 16 long-term care insurance agents in Cupertino, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jason Stefely - State Farm Insurance Agent20395 Pacifica Dr STE 108(408) 255-3212
2Gurbinder Mavi - State Farm Insurance Agent20395 Pacifica Dr STE 108(650) 237-0400
3David Gragnola: Allstate Insurance10520 S De Anza Blvd Ste B(408) 252-3830
4Catherine Chen - State Farm Insurance Agent20132 Stevens Creek Blvd(408) 863-0000
5Cheryl Ching - State Farm Insurance Agent10025 S Tantau Ave(408) 777-9777
6Farmers Insurance - Patricia Han20567 Sunrise Dr(408) 865-0365
7Jim Liu - State Farm Insurance Agent21070 Homestead Rd #118(408) 738-1200
8Somerset Insurance Solutions Inc.10080 N. Wolfe Rd, 200 Suite SW3(408) 359-5758
9Masterlife Financial Group Inc20370 Town Center Ln Suite 250(408) 432-9010
10Health Wealth Management & Insurance Agency10455 Torre Ave(408) 859-9896
JS
20395 Pacifica Dr STE 108
Jason Stefely - State Farm Insurance Agent
Long-Term Care Insurance Agent · Cupertino, CA

Jason Stefely - State Farm Insurance Agent serves clients in and around Cupertino, California, focusing on long-term care insurance planning. This agency helps individuals prepare for future needs by offering coverage that protects assets and provides options for care at home or in a facility. The agent works directly with customers to review policy structures that address extended personal care requirements. Specific services handled in this area include nursing home care coverage and in-home assistance benefit plans.

GM
20395 Pacifica Dr STE 108
Gurbinder Mavi - State Farm Insurance Agent
Long-Term Care Insurance Agent · Cupertino, CA

Gurbinder Mavi - State Farm Insurance Agent in Cupertino, CA, provides a range of long-term care insurance solutions designed to help individuals plan for future personal care needs. The agency assists clients in evaluating policy options that cover assistance with daily living activities, including home care, assisted living, and nursing facility stays. They offer ongoing policy reviews so clients can understand their coverage as their circumstances change. This service includes guidance on benefits and coordination. The agency serves residents of single-family homes, apartments, retail owners, and restaurant operators.

DG
10520 S De Anza Blvd Ste B
David Gragnola: Allstate Insurance
Long-Term Care Insurance Agent · Cupertino, CA

Homeowners and others in Cupertino planning for future financial security turn to David Gragnola: Allstate Insurance for long-term care insurance guidance. The agency helps individuals understand policies that cover assisted living, nursing home stays, and home health care, addressing the significant costs of extended care needs. They explain benefit triggers, waiting periods, and inflation protection options clearly for each client’s situation. Their dedicated service area also extends to residents of the nearby communities in Santa Clara County, including the neighborhoods and retirement communities within Sunnyvale.

CC
20132 Stevens Creek Blvd
Catherine Chen - State Farm Insurance Agent
Long-Term Care Insurance Agent · Cupertino, CA

Catherine Chen - State Farm Insurance Agent serves individuals and families in Cupertino, California, and the surrounding communities of the Santa Clara Valley. The agency handles long-term care insurance, focusing on policies that help cover costs for extended nursing home stays, assisted living, and in-home care. To serve a typical client, the agent discusses the individual's potential future care needs and family history, then presents policy options that balance coverage levels with premium budgets for the local area.

CC
10025 S Tantau Ave
Cheryl Ching - State Farm Insurance Agent
Long-Term Care Insurance Agent · Cupertino, CA

In Cupertino, CA, Cheryl Ching - State Farm Insurance Agent offers long-term care insurance policies, which differ from one-time life products by providing coverage for ongoing assistance with daily activities. These plans typically cover home care, assisted living, or nursing facility expenses. Potential clients can review benefit triggers, daily maximums, and elimination periods to shape a policy. Service here operates on an as-needed basis, with appointments available for initial consultations or policy reviews.

FI
20567 Sunrise Dr
Farmers Insurance - Patricia Han
Long-Term Care Insurance Agent · Cupertino, CA

Farmers Insurance - Patricia Han in Cupertino, CA specializes in helping clients plan for long-term care needs through tailored insurance policies. It also provides general insurance services to address broader protection requirements for families and individuals in the area. Because the cost of assisted living or in-home care can quickly deplete savings, this agency assists residents in securing coverage that preserves financial stability. As winter approaches, the agency can help older adults review their policies to ensure adequate coverage for potential seasonal health concerns or accidents.

JL
21070 Homestead Rd #118
Jim Liu - State Farm Insurance Agent
Long-Term Care Insurance Agent · Cupertino, CA

As families in Cupertino plan for their long-term needs, many look for ways to protect savings from the high cost of future care. Jim Liu - State Farm Insurance Agent provides information on long-term care insurance policies that can help cover home health aides, assisted living, or nursing home stays. The process begins with a confidential discussion to review personal health history and financial goals. An initial assessment is then scheduled to evaluate current coverage gaps and determine suitable policy options.

SI
10080 N. Wolfe Rd, 200 Suite SW3
Somerset Insurance Solutions Inc.
Long-Term Care Insurance Agent · Cupertino, CA
MF
20370 Town Center Ln Suite 250
Masterlife Financial Group Inc
Long-Term Care Insurance Agent · Cupertino, CA

Masterlife Financial Group Inc serves residential clients in Cupertino, California, by helping them plan for potential long-term care needs through insurance products. The company also offers coverage options for commercial clients who wish to protect their businesses against the financial impact of long-term care events. Serving the broader Cupertino area, the agency assists individuals in evaluating policies that can address future care and asset preservation. Clients often return for policy reviews and adjustments between their regular visits, ensuring their coverage continues to meet changing long-term care requirements.

HW
10455 Torre Ave
Health Wealth Management & Insurance Agency
Long-Term Care Insurance Agent · Cupertino, CA

Health Wealth Management & Insurance Agency serves the Cupertino, California area, providing guidance on long-term care insurance policies. It helps local clients evaluate coverage options for home care, assisted living, and nursing facility expenses. The agency assists with understanding benefit triggers and policy structures to protect savings. It focuses on insurance solutions for extended care needs, ensuring individuals have a plan for potential future health costs. The company handles both traditional long-term care insurance plans and hybrid policies combining life insurance with long-term care benefits.

HS
10080 N Wolfe Rd
Home Services Insurance Agency
Long-Term Care Insurance Agent · Cupertino, CA
(858) 436-1779
homeservicesins-ca.com
NY
20370 Town Center Ln # 122
New York Life
Long-Term Care Insurance Agent · Cupertino, CA
(408) 973-8833
newyorklife.com
FI
10055 N Portal Ave #120
Farmers Insurance - Nathan Lee
Long-Term Care Insurance Agent · Cupertino, CA
(408) 333-9809
agents.farmers.com/ca/cupertino/nathan-lee
JH
20480 Pacifica Dr # G
Julia Hsiao, Registered Representative - New York Life
Long-Term Care Insurance Agent · Cupertino, CA
(408) 863-0306
calljulia.com
FI
19925 Stevens Creek Blvd #100
Farmers Insurance - Wenwei Wu
Long-Term Care Insurance Agent · Cupertino, CA
(408) 245-9818
wenweiwu.com
FI
10055 N Portal Ave #120
Farmers Insurance - Thanh Tran
Long-Term Care Insurance Agent · Cupertino, CA
(408) 221-9722
agents.farmers.com/ca/cupertino/thanh-tran

What Does a a Long-Term Care Insurance Agent in Cupertino Cost?

Long-term care insurance premiums in California vary widely based on age, health, benefit amount, and inflation protection. A typical policy for a 55 year old may cost between 1,500 and 3,000 dollars per year. For a 65 year old, annual premiums often range from 2,500 to 5,000 dollars. These are estimates only. This is general information and not insurance advice.

About long-term care insurance agents in Cupertino

A long-term care insurance agent in Cupertino can help you understand policy options that cover home care, assisted living, and nursing facility costs. California has a Partnership for Long-Term Care program that allows policyholders to protect some assets under Medi-Cal. Local agents are familiar with Cupertino senior communities and health care facilities.

Frequently Asked Questions

What does a long-term care insurance agent in Cupertino do?

An agent helps you compare policies from different insurers, explains benefit amounts and elimination periods, and guides you through the application process. They can also advise on California specific options like the Partnership program.

How does the California Partnership for Long-Term Care affect my policy?

This state program lets you keep a portion of your assets equal to the benefits your policy pays out if you later need Medi-Cal. Policies must be certified by the California Department of Health Care Services to qualify.

Are there age or health requirements for buying long-term care insurance in California?

Most insurers require applicants to be between 18 and 84 years old. You must also pass medical underwriting. California law allows a 30 day free look period after purchase to cancel for a full refund.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.