The top-rated long-term care insurance agent in Colton, California is Business Direct Insurance Services, LLC, rated 4.9 stars across 668 reviews. Other highly rated options include A-MAX Insurance, Fiesta Auto Insurance & Tax Service, Scott Manning - State Farm Insurance Agent. This directory lists 19 long-term care insurance agents serving Colton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Business Direct Insurance Services, LLC | 1400 E Cooley Dr #202a | (888) 440-4094 |
| 2 | A-MAX Insurance | 1211 N Mt Vernon Ave | (909) 372-0101 |
| 3 | Fiesta Auto Insurance & Tax Service | 1043 N Mt Vernon Ave | (909) 810-2090 |
| 4 | Scott Manning - State Farm Insurance Agent | 190 W H St Ste 103 | (909) 824-0130 |
| 5 | Veronica's Insurance Colton | 1163 N Mt Vernon Ave | (909) 584-3665 |
| 6 | Pronto Insurance Agency | 1231 E Washington St Ste A | (909) 512-6130 |
| 7 | Suitable Insurance Services | 415 W Valley Blvd #11 | (909) 402-2650 |
| 8 | Elizabeth's Insurance Services | 620 E Valley Blvd | (909) 254-5910 |
| 9 | Julie Vasquez: Allstate Insurance | 935 S Mt Vernon Ave # 106 | (909) 370-4610 |
| 10 | Fred Loya Insurance | 1067 N Mt Vernon Ave | (909) 423-0925 |
Business Direct Insurance Services, LLC serves the Colton, California, metro area as a local long-term care insurance agent. The company helps residents explore coverage options that address future care needs. These policies typically cover expenses for services such as nursing home stays, in-home care, or assisted living arrangements. A licensed agent on the team can guide clients through plan comparisons and eligibility requirements. It handles policy selection for both individual and spousal long-term care insurance applications in this region.
A-MAX Insurance serves residential clients in Colton, California, by guiding them through long-term care policy options to protect assets against rising care costs. The agency also assists commercial entities in the region with group coverage needs for employees or facility residents. Residents and businesses throughout the surrounding area can consult with the agent during office visits or request a home meeting for personalized advice. Customers often return for annual policy reviews or to adjust coverage between regular, scheduled consultations.
Fiesta Auto Insurance & Tax Service provides insurance options to clients in Colton, California, with a focus on long-term care coverage. Such policies help individuals plan for extended health needs that are not covered by standard medical plans. The agency assists customers in understanding policy features, including daily benefit amounts and elimination periods, to select suitable protection. This brokerage serves commercial sectors, including offices, warehouses, and food service businesses, addressing their distinct insurance requirements.
Scott Manning - State Farm Insurance Agent in Colton, CA, provides a range of long-term care insurance services to help individuals and families plan for future care needs. The agency assists clients in understanding policy options, including coverage for home health care, assisted living, and skilled nursing. Service plans are supported by periodic policy reviews to ensure coverage stays aligned with changing health and financial circumstances. Scott Manning - State Farm Insurance Agent serves single-family homes, apartments, retail, and restaurants in the local area.
Veronica's Insurance Colton serves local seniors, families, and individuals planning for future healthcare needs in long-term care insurance. The agency helps clients understand policy options that cover services like home care, assisted living, and nursing facility stays. This specialized insurance supports financial security when extended care is required. Veronica's Insurance Colton guides residents through selecting appropriate coverage based on their personal circumstances. The agency also assists customers throughout the nearby San Bernardino metro area.
Pronto Insurance Agency is known for offering focused guidance in the Colton, California area for individuals exploring their long-term care insurance options. Its services cover the process of evaluating coverage needs and comparing key policy features like daily benefit amounts, elimination periods, and benefit durations. The agency helps clients assess potential plans for facility-based care or in-home support services. For comprehensive planning, it can also arrange supplementary health insurance products like hospital indemnity plans designed to cover unexpected gaps in standard coverage.
Serving Colton, CA, and the surrounding Inland Empire communities, Suitable Insurance Services handles long-term care insurance for local residents. The agency helps clients understand policies that cover home care, assisted living, and nursing facility expenses. It guides individuals through plan comparisons, focusing on benefit periods and inflation protection options. To complete a typical job, the agency begins with a personal consultation to assess a client’s health history and future care preferences before presenting suitable coverage choices.
Elizabeth’s Insurance Services in Colton, CA helps clients distinguish between a one-time policy purchase and scheduled renewal options, then guides them through coverage choices for long-term care. The agency explains how policies can protect assets and fund assistance with daily activities, from nursing homes to home care. Appointments are offered on an as-needed basis, allowing individuals to seek advice when their circumstances change or new policy questions arise.
Julie Vasquez: Allstate Insurance provides long-term care insurance services for residents in and around Colton, California. This agency works with individuals to plan for extended care needs that often arise from chronic illness, disability, or aging. It also offers general insurance support to help clients protect their financial stability. As families face the practical challenges of seasonal health changes and unexpected medical events during colder months, the agency assists in evaluating coverage options for home-based or facility-based care.
Fred Loya Insurance serves the Colton, California area and surrounding San Bernardino County as a Long-Term Care Insurance Agent. The company focuses on helping individuals plan for future care needs with suitable coverage options. It assists clients in navigating policies that protect assets and provide for assisted living or home health care. Licensed agents review available plans to match customer budgets and personal health goals. The office handles policy comparisons and enrollment for both nursing home care and in-home support services.
What Does a a Long-Term Care Insurance Agent in Colton Cost?
In California, long-term care insurance premiums vary based on age, health, and coverage level. For a person age 55, a policy with a 3-year benefit period and a $150 daily benefit might cost between $1,500 and $3,000 per year. Costs increase with age and for those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Colton
A long-term care insurance agent in Colton, California can help you find a policy that covers nursing home care, assisted living, or home care. California has a unique Partnership for Long-Term Care program that allows policyholders to protect some assets while qualifying for Medi-Cal. Working with a local agent ensures you understand how these state-specific rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Colton do?
An agent helps you compare policies from different insurance companies. They explain coverage details, premiums, and benefits. They also guide you on California-specific options like the Partnership program.
Is long-term care insurance required in California?
No, long-term care insurance is not required by law in California. However, it can help cover costs that Medicare and regular health insurance do not pay for. An agent can help you decide if a policy fits your needs.
How does the California Partnership for Long-Term Care work?
This program offers policies with asset protection. If you use up your policy benefits, you can keep a certain amount of assets and still qualify for Medi-Cal. Your agent can explain how this works in Colton.
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