The top-rated long-term care insurance agent in Clovis, California is Fast Savings Insurance Agency, rated 5.0 stars across 157 reviews. Other highly rated options include The Phanco Group: Allstate Insurance, Old Town Insurance Agency, Clovis Insurance Agency. This directory lists 20 long-term care insurance agents serving Clovis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fast Savings Insurance Agency | 755 N Peach Ave Ste. C-2 | (559) 221-1600 |
| 2 | The Phanco Group: Allstate Insurance | 1141 Pollasky Ave | (559) 298-6000 |
| 3 | Old Town Insurance Agency | 325 Clovis Ave Ste 114 | (559) 322-2525 |
| 4 | Clovis Insurance Agency | 2147 Herndon Ave #101 | (559) 298-0881 |
| 5 | Dean L Ricken Insurance | 96 Shaw Ave # 202 | (559) 299-8888 |
| 6 | Guardian Pacific Insurance: Allstate Insurance | 1225 N Willow Ave #100 | (559) 432-7200 |
| 7 | James Schweer Insurance | 1420 Clovis Ave | (559) 981-5448 |
| 8 | Rice Insurance Benefits Inc | 516 N Villa Ave Ste. 7 | (559) 325-1201 |
| 9 | Rio Mesa Insurance Agency | 3134 Willow Ave STE 102 | (559) 292-2490 |
| 10 | HealthMarkets: Rosa L Losey | 264 Clovis Ave Suite 107 | (559) 432-7305 |
Fast Savings Insurance Agency serves the Clovis, California area and the surrounding Fresno County region as a long-term care insurance agent. This agency assists clients in understanding and selecting policies that help cover the costs of nursing homes, assisted living, and in-home care. Such coverage is particularly relevant in this Central Valley community with its growing senior population. Professionals here guide residents through plan comparisons and personalized enrollment for future care needs. The agency specifically handles policy selection for home health aide services and assisted living facility coverage.
The Phanco Group: Allstate Insurance provides long-term care insurance planning and policy services to clients in Clovis, California. It offers guidance on coverage options and assists with policy maintenance, including claims support and benefit utilization questions. The company works to help individuals protect assets while preparing for future care needs. Its service area includes single-family homes, apartments, retail establishments, and restaurants throughout the local region.
Serving homeowners and families planning for future care needs, Old Town Insurance Agency provides long-term care insurance guidance and policy options to help protect savings and maintain access to quality care. Based in Clovis, CA, the agency assists clients in evaluating potential coverage for nursing home care, assisted living, and in-home support services. With a focus on tailored solutions, it works with individuals to understand the specific costs and risks of extended health care. The agency also serves families in the greater Fresno metro area.
Clovis Insurance Agency helps clients distinguish between one-time needs and recurring options for long-term care insurance. The firm’s work involves advising on policies that cover in-home assistance, nursing facility stays, and memory support. All guidance is provided within the local Clovis, California community. The agency ensures its long-term care insurance agent services are available on an as-needed basis to accommodate changing client circumstances.
Serving Clovis and the surrounding region, Dean L Ricken Insurance specializes in long-term care insurance agent services, offering guidance on policies designed to cover assisted living and home care expenses. The agency assists clients in evaluating coverages and premiums for their individual needs. As healthcare costs continue to rise, it provides valuable planning to help families prepare for the financial impact of an unexpected need for extended care.
Guardian Pacific Insurance: Allstate Insurance serves the Clovis, California area and its surrounding communities, handling long-term care insurance for local residents. It helps clients plan for the potential costs of extended care services, including in-home assistance or nursing facility stays. The agency customizes each policy to fit individual long-term care needs through a straightforward assessment of a client’s current health and financial situation, then compares available coverage options before finalizing the selection.
As central California residents prepare for the long, hot summer months, many families in Clovis begin evaluating their financial security. James Schweer Insurance offers long-term care insurance designed to help cover the costs of assisted living or in-home support. This firm works with individuals to review policy options that address future personal-care needs. The initial step typically involves a straightforward discussion about current health and retirement goals to determine the most suitable coverage path.
Rice Insurance Benefits Inc assists individuals in Clovis, California by providing long-term care insurance agent services, focusing on helping clients plan for potential future healthcare needs. The company specializes in offering policies that cover extended care expenses not typically included under standard health plans. It serves those looking to protect assets while ensuring access to necessary support services. Rice Insurance Benefits Inc works with various commercial sectors, including local offices, warehouses, and food service establishments.
Rio Mesa Insurance Agency serves residents of Clovis with long-term care insurance coverage, addressing the financial planning needs of individuals preparing for future health support. The agency also extends commercial long-term care insurance solutions to businesses in the region. Service is provided throughout Clovis and the surrounding areas in response to client requests. This attention includes managing policy updates and benefit verifications, ensuring a consistent relationship that allows clients to review coverage adjustments during each regular visit.
What Does a a Long-Term Care Insurance Agent in Clovis Cost?
Long-term care insurance costs in California vary widely based on age, health, benefit amount, and policy features. A typical policy for a healthy 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old could pay $2,500 to $5,000 annually. Premiums for Partnership policies may be slightly higher but offer asset protection. This is general information and not insurance advice.
About long-term care insurance agents in Clovis
Long-term care insurance agents in Clovis, California help residents plan for future care costs such as nursing homes or home health aides. California offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid out. Local agents can explain how this state-specific program works and help you compare policies from different insurers.
Frequently Asked Questions
What does a long-term care insurance agent in Clovis do?
A long-term care insurance agent in Clovis helps you evaluate your needs and compare policies from multiple insurance companies. They explain coverage options, benefit periods, and inflation protection. Agents also assist with the application process and medical underwriting.
What is the California Partnership for Long-Term Care?
The California Partnership is a state program that offers policies with asset protection features. If you use all your policy benefits, you can keep assets equal to the benefits paid without spending them down for Medi-Cal. Agents in Clovis can show you which insurers offer Partnership policies.
How do I choose a long-term care insurance agent in Clovis?
Look for an agent licensed in California with experience in long-term care insurance. Ask about their familiarity with the California Partnership program and how they compare policies. You can verify an agents license through the California Department of Insurance website.
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