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Find Long-Term Care Insurance Agents Near You in Cerritos, CA

Browse long-term care insurance agents serving Cerritos, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Cerritos, California is Acceptance Insurance, rated 5.0 stars across 724 reviews. Other highly rated options include Beth Bettger - State Farm Insurance Agent, Sandra Molina: Allstate Insurance Agency, Allan Kam - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Cerritos.

Showing 18 long-term care insurance agents in Cerritos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance11310 South St(562) 273-7017
2Beth Bettger - State Farm Insurance Agent20220 State Rd(562) 496-1000
3Sandra Molina: Allstate Insurance Agency17315 Studebaker Rd suite 300N(562) 543-0696
4Allan Kam - State Farm Insurance Agent12140 Artesia Blvd Ste 102 Artesia(562) 860-3311
5KYC Insurance Services, LLC17777 Center Ct Dr N #710(833) 682-6162
6Mikel's Insurance Services10945 South St suite 106 a(562) 928-0431
7DLI Finance & Insurance Services: Allstate Insurance11837 South St(562) 924-6036
8Pinoy General Insurance Services17304 Norwalk Blvd(562) 402-1737
9JAR Insurance Services – Corporate17215 Studebaker Rd Suit 390(877) 391-9988
10Health Insurance Specialists19504 Sheryl Ave(323) 457-7810
AI
11310 South St
Acceptance Insurance
Long-Term Care Insurance Agent · Cerritos, CA

Acceptance Insurance specializes in offering long-term care insurance solutions, providing financial protection for individuals who may need future assistance with daily living activities. It serves clients throughout Cerritos, California, helping them evaluate policies that cover nursing home care, in-home support, and assisted living expenses. Its agents guide customers through policy comparisons and benefit options for aging family members. As residents prepare for the increased care demands that often arise during the winter holiday season, the agency particularly assists with adjusting coverage to address extended family caregiving needs.

BB
20220 State Rd
Beth Bettger - State Farm Insurance Agent
Long-Term Care Insurance Agent · Cerritos, CA

Beth Bettger - State Farm Insurance Agent serves the Cerritos, California area, offering long-term care insurance as a key service. This type of insurance helps residents plan for future care needs that are not covered by standard health plans. The agency works with individuals to understand policy options that protect savings from the high costs of extended nursing or assisted living. Claims assistance and policy review for existing long-term care coverage are also common services handled.

SM
17315 Studebaker Rd suite 300N
Sandra Molina: Allstate Insurance Agency
Long-Term Care Insurance Agent · Cerritos, CA

Homeowners and families in Cerritos, CA turn to Sandra Molina: Allstate Insurance Agency for guidance on long-term care insurance. This agency helps clients evaluate policies that cover extended nursing home stays, in-home assistance, and adult day care services. It concentrates on protecting savings from the high costs of chronic illness or aging needs. The agency also supports individuals planning for future medical expenses in nearby Lakewood, Artesia, and surrounding Los Angeles County communities.

AK
12140 Artesia Blvd Ste 102 Artesia
Allan Kam - State Farm Insurance Agent
Long-Term Care Insurance Agent · Cerritos, CA
KI
17777 Center Ct Dr N #710
KYC Insurance Services, LLC
Long-Term Care Insurance Agent · Cerritos, CA

KYC Insurance Services, LLC provides long-term care insurance agency services for clients throughout the Cerritos, CA area. Its service offerings include helping individuals understand their options for covering future care needs and assisting with plan selection. The agency also coordinates policy management and annual reviews to keep coverage aligned with changing personal circumstances and regulatory updates. By focusing on these core tasks, the company supports clients in preparing for assisted living, nursing home stays, home health aides, and adult daycare costs. It serves single-family homes, apartments, retail, and restaurants.

MS
10945 South St suite 106 a
Mikel's Insurance Services
Long-Term Care Insurance Agent · Cerritos, CA

Mikel's Insurance Services differentiates between advising clients selecting a single long-term care policy and those needing ongoing policy review as life circumstances change. Coverage consultations address current health planning needs and the financial implications of future care costs in the Cerritos area. Guidance includes explaining policy features such as benefit periods, daily coverage limits, and inflation protection options. This local agent offers service on a one-time, scheduled, or as-needed basis to accommodate each client’s evolving care and budget considerations.

DF
11837 South St
DLI Finance & Insurance Services: Allstate Insurance
Long-Term Care Insurance Agent · Cerritos, CA

DLI Finance & Insurance Services: Allstate Insurance specializes in providing long-term care insurance coverage for individuals in Cerritos, California. The agency assists clients with understanding policy options that address future care needs in home or facility settings. As a local resource, it works to explain how such plans help protect personal assets and reduce financial strain on families. This service becomes particularly valuable when seasonal health changes or unexpected care requirements arise, ensuring residents can secure coverage that aligns with their long-term wellbeing goals.

PG
17304 Norwalk Blvd
Pinoy General Insurance Services
Long-Term Care Insurance Agent · Cerritos, CA

With many retirees in the Cerritos area considering how to cover potential long-term care costs, Pinoy General Insurance Services helps local residents navigate their options. This long-term care insurance agent works one-on-one with clients to evaluate policies that can protect savings from high nursing home or in-home care expenses. The company focuses on explaining the different benefit periods and inflation protection features available. An initial in-person consultation is typically scheduled to assess each client’s current health and financial situation before any plan is presented.

JI
17215 Studebaker Rd Suit 390
JAR Insurance Services – Corporate
Long-Term Care Insurance Agent · Cerritos, CA

JAR Insurance Services – Corporate works to assist individuals with identifying and securing appropriate long-term care insurance coverage. Operating in the Cerritos, California area, this agency guides clients through the complexities of planning for future care needs and financial protection. The company specializes in long-term care insurance, offering focused services that help people prepare for potential extended health care costs. This agency can serve local offices, warehouses, and food service businesses seeking insurance solutions for their workforce.

HI
19504 Sheryl Ave
Health Insurance Specialists
Long-Term Care Insurance Agent · Cerritos, CA

Health Insurance Specialists provides residential long-term care insurance services for families in Cerritos, California, helping them plan for future care needs. The agency also assists local businesses with group commercial coverage options for employees within the broader Greater Los Angeles area. Their guidance focuses on navigating policy choices that address assisted living and home health care expenses. Clients often return for annual policy reviews or adjustments between regular visits, ensuring their coverage continues to meet evolving personal and financial circumstances.

RF
17315 Studebaker Rd #300E
Rabadia Financial Expert
Long-Term Care Insurance Agent · Cerritos, CA
(562) 474-5884
rabadiafinancial.com
EI
17777 Center Ct Dr N #600
Exchange Insurance Agency
Long-Term Care Insurance Agent · Cerritos, CA
(562) 756-6440
exchangeinsuranceagency.com
WS
17777 Center Ct Dr S Suite 625
Western & Southern Life
Long-Term Care Insurance Agent · Cerritos, CA
(310) 532-0091
westernsouthern.com/wslife/financial-representatives/offices/gardena-ca-j06-9
SF
20126 State Rd
State Farm
Long-Term Care Insurance Agent · Cerritos, CA
CH
18000 Studebaker Rd #150
CCA Health California
Long-Term Care Insurance Agent · Cerritos, CA
(866) 333-3530
CA
17777 Center Ct Dr S #600
Choice Advantage Insurance Solutions
Long-Term Care Insurance Agent · Cerritos, CA
(714) 504-1226
CA
19614 Horst Ave
Coverall Agency
Long-Term Care Insurance Agent · Cerritos, CA
(562) 809-7308
CM
18000 Studebaker Rd Suite 350
Care More Insurance Services
Long-Term Care Insurance Agent · Cerritos, CA
(562) 741-4304
caremore.com

What Does a a Long-Term Care Insurance Agent in Cerritos Cost?

Long-term care insurance agent services in California typically do not charge a separate fee; they earn commissions from the insurance company. Policy premiums vary widely based on age, health, and benefit amounts. For a healthy 55-year-old, a policy might cost $1,500 to $3,000 per year. For a 65-year-old, costs often range from $2,500 to $5,000 annually. This is general information, not insurance advice.

About long-term care insurance agents in Cerritos

Long-term care insurance agents in Cerritos, California help residents plan for future care costs. California law requires agents to be licensed by the California Department of Insurance. Local agents can explain how the California Partnership for Long-Term Care program works to protect your assets.

Frequently Asked Questions

What does a long-term care insurance agent in Cerritos do?

A long-term care insurance agent helps you compare policies from different carriers. They explain benefit options, elimination periods, and inflation protection. The agent must follow California disclosure rules when presenting policies.

Does California require a special license for long-term care agents?

Yes, agents must hold a valid California insurance license and complete a one-time 8-hour long-term care training course. They must also take 4 hours of continuing education every two years on long-term care topics.

What is the California Partnership for Long-Term Care?

It is a state program that offers policies with asset protection features. If you use benefits from a Partnership policy, you can keep more assets when you later apply for Medi-Cal. An agent can tell you if these policies are available in Cerritos.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.