The top-rated life insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 20 life insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Benefits Analysis Corporation | 1930 Prime Ct Suite 103 Suite 103 | (937) 335-5751 |
| 8 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 9 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 10 | Trojan Insurance Agency | 1008 Grant St | (937) 339-2674 |
Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio, area as a life insurance agent. The company provides coverage options designed to help individuals secure financial protection for their families. Policies are tailored to address long-term needs and income replacement in the local community. The firm also assists with planning for future expenses and estate considerations. It handles term life insurance and whole life insurance policies for residents.
Littman-Thomas Agency - Troy Office provides a range of life insurance services, including term, whole, and universal life policies designed to offer financial protection and income replacement. The agency also assists clients in reviewing and updating existing coverage to align with changing life circumstances. Their service approach includes personalized consultations to explain policy options and guide application processes. Basic policy maintenance and beneficiary updates are available. This office serves individual homeowners, families in single-family residences, apartment dwellers, retail property owners, and operators of local restaurants throughout the Troy area.
Heath Murray - State Farm Insurance Agent in Troy, OH serves homeowners, local businesses, and individual policyholders in the community. Its team offers life insurance coverage designed to help protect families and secure financial futures against unexpected events. General insurance discussions also include auto, home, renters, and small business policy options to address a variety of everyday needs. The office provides local, in-person support for clients seeking to evaluate their life insurance requirements and policy adjustments. It additionally serves the Piqua and Tipp City areas within Miami County.
Holobaugh Insurance serves clients in and around the Troy, Ohio area, including nearby communities throughout Miami County. The agency handles life insurance policies, focusing on term and permanent coverage options tailored to individual financial situations. To manage a typical client request, the agent first assesses the household’s income needs and long-term goals, then compares policy terms from multiple carriers to provide a clear, straightforward recommendation.
Carr Insurance Group in Troy, OH assists clients in understanding the difference between term life insurance for a specific period and whole life coverage that builds cash value. Their agents evaluate individual needs to recommend suitable benefit amounts and policy features. Service is available on a one-time consultation basis for policy reviews or on an as-needed schedule for adjustments and renewals throughout the client’s lifetime.
As families in Troy, Ohio, begin planning for the coming year during the spring months, Koverman Staley Dickerson Insurance provides local guidance on life insurance coverage tailored to personal financial goals. The agency helps individuals and families review their current policies and explore options to protect their loved ones against unexpected loss. Their process begins with a straightforward conversation to understand specific needs and household circumstances. From there, an initial assessment of coverage requirements is scheduled to identify any gaps in protection.
Benefits Analysis Corporation specializes in helping individuals and families in Troy, OH, navigate life insurance options to protect their financial futures. The company advises clients on policy types, coverage amounts, and beneficiary structures tailored to personal circumstances. It also offers access to supplementary benefits like accidental death or critical illness riders. The firm serves local commercial sectors including offices, warehouses, and food service establishments, ensuring business owners can secure key-person coverage or buy-sell agreements.
Carson Halsey: Allstate Insurance in Troy, OH provides specialized life insurance policy options, including term and whole life coverage. The agency also offers general services such as auto, home, and renters insurance for local residents. It assesses individual needs to match appropriate protection plans for financial security. The office addresses specific concerns about a household's future income stability after a sudden change. This is especially helpful during the winter holidays, when families consider how to safeguard their legacy and provide for dependents.
Lisa Cano - State Farm Insurance Agent provides life insurance services to residents of the Troy, OH area. The office also offers commercial coverage options for local business owners, serving clients throughout Miami County. Policies are reviewed in individual consultations to match personal financial goals and family needs. The agent follows up with each client after policy delivery to confirm understanding, and offers annual check-ins between regular visits to adjust coverage as circumstances change.
What Does a a Life Insurance Agent in Troy Cost?
Life insurance costs in Ohio vary by age, health, and policy type. A healthy 30-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health issues may pay more. Whole life policies typically cost more than term. This is general information, not insurance advice.
About life insurance agents in Troy
Life insurance agents in Troy, Ohio help residents find coverage to protect their families. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents can explain term, whole, and universal life options available in Miami County.
Frequently Asked Questions
What license does a life insurance agent need in Ohio?
An agent must hold a valid Ohio life insurance license from the Ohio Department of Insurance. Agents complete pre-licensing education and pass a state exam. You can verify an agents license on the Ohio Department of Insurance website.
How long does it take to get life insurance in Troy?
The process can take from a few days to several weeks. It depends on the policy type and your health. Some policies require a medical exam, while others do not.
Can I buy life insurance for a child in Ohio?
Yes, Ohio law allows parents or guardians to buy life insurance for a minor child. The policy must be for the childs benefit. Agents can explain juvenile life insurance options.
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