The top-rated life insurance agent in Beachwood, Ohio is Carl Vajdich - State Farm Insurance Agent, rated 4.9 stars across 309 reviews. Other highly rated options include Health Markets Elaina Noel DeRose Local Insurance Broker, SR22 OHIO, Busha-Okeson Insurance Agency. This directory lists 22 life insurance agents serving Beachwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carl Vajdich - State Farm Insurance Agent | 3690 Orange Pl # 340 | (216) 765-8900 |
| 2 | Health Markets Elaina Noel DeRose Local Insurance Broker | 2000 Auburn Drive One Chagrin Highlands, Suite 200-272 | (330) 333-6675 |
| 3 | SR22 OHIO | 2000 Auburn Dr #200 | (216) 321-2000 |
| 4 | Busha-Okeson Insurance Agency | 23980 Chagrin Blvd #200 | (216) 766-6300 |
| 5 | Kozuch Insurance Services | 23366 Commerce Park Rd #200 | (216) 397-5890 |
| 6 | Beacon Insurance Group | 3401 Enterprise Parkwy Ste 340-780 | (216) 282-0780 |
| 7 | Linell Renda, Bankers Life Agent | 25101 Chagrin Blvd Ste 170 | (216) 360-8000 |
| 8 | CIS - Consolidated Insurance Group | 21625 Chagrin Blvd Suite 250 | (216) 452-0885 |
| 9 | FCSLA Life | 24950 Chagrin Blvd | (216) 464-8015 |
| 10 | Glick Insurance Agency | 3681 S Green Rd UNIT 212 | (216) 514-9595 |
Carl Vajdich - State Farm Insurance Agent serves the Beachwood, Ohio area and surrounding communities in Cuyahoga County, providing a range of life insurance solutions. This agency assists residents with planning for financial protection by offering policies designed to support beneficiaries after a policyholder's passing. Clients can explore term life options for temporary coverage needs. The agency also helps with whole life policies that build cash value over time.
SR22 OHIO provides life insurance agent services in the Beachwood area, assisting clients with policy selection and enrollment. Its service includes reviewing individual coverage needs and explaining policy terms to ensure informed decision-making. Ongoing support is available for policy maintenance, such as updating beneficiaries or adjusting coverage amounts. The company serves a range of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Beachwood and the surrounding communities of Cuyahoga County, Busha-Okeson Insurance Agency handles life insurance policies for individuals and families. The agency focuses on helping clients navigate coverage options that align with long-term financial security goals. Every typical job starts with a detailed review of the applicant’s personal circumstances, followed by a clear comparison of available plan features from multiple carriers. The agent then tailors one specific recommendation based on that comparative analysis to meet the client’s individual needs and budget.
For life insurance, Kozuch Insurance Services in Beachwood, OH, helps clients understand the difference between term policies, which provide coverage for a set period, and permanent policies that build cash value over a lifetime. Coverage options are tailored to protect a family’s income or final expenses. The company evaluates each individual’s financial situation to recommend appropriate policy types. Their service runs on a one-time, scheduled, or as-needed basis, arranged around personal consultations and policy reviews.
Beacon Insurance Group specializes in helping clients navigate life insurance options, including term, whole, and universal life policies suited for long-term financial goals. Based in Beachwood, OH, the agency serves local individuals and families seeking coverage to protect their loved ones from unexpected hardship. The team assists with policy selection, application guidance, and beneficiary planning while offering straightforward explanations of coverage terms. It also helps clients prepare for estate conservation or final expense needs, addressing concerns such as ensuring a mortgage remains covered during the winter months.
Linell Renda, Bankers Life Agent in Beachwood, OH, works with individuals and families to secure life insurance policies that provide financial protection. The agency specializes in helping clients tailor coverage to their specific needs, including term and whole life options. By assessing each situation, the company advises on how policies can support beneficiaries during difficult times. Businesses seeking to protect their operations, such as offices, warehouses, and food service establishments, are also served with group benefit solutions.
CIS - Consolidated Insurance Group in Beachwood provides life insurance services to residential clients, helping families secure financial protection. The agency also offers commercial coverage for local businesses within the greater Beachwood area. As a life insurance agent, the firm assists customers in selecting appropriate policy options tailored to their individual needs. Follow-up consultations and policy reviews are scheduled between regular visits to ensure coverage remains aligned with changing circumstances over time.
As spring approaches in Beachwood, many families review their financial plans to ensure long-term security. FCSLA Life provides guidance on life insurance options suited to local needs and changing circumstances. The agency serves residents and families by connecting them with coverage that helps protect loved ones. Their process begins with a complimentary, initial assessment to review your current situation and identify the appropriate coverage path.
Glick Insurance Agency in Beachwood, Ohio, offers specialized life insurance policies, including term and whole life coverage, and provides broader service work by helping clients assess their long-term financial security needs. Its agents assist individuals and families in selecting appropriate plans that protect beneficiaries and build cash value over time. As the end of the year approaches, the agency helps policyholders review their existing coverage to ensure it still meets new family or retirement goals.
What Does a a Life Insurance Agent in Beachwood Cost?
The cost of life insurance in Ohio varies by age health coverage amount and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies typically cost more often starting at 100 dollars per month for the same coverage amount. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About life insurance agents in Beachwood
Life insurance agents in Beachwood Ohio help residents and businesses find coverage that fits their needs. Ohio law requires agents to hold a valid state license and follow regulations set by the Ohio Department of Insurance. Local agents can guide you through term life whole life and universal life options while explaining how Ohio insurance laws affect your policy.
Frequently Asked Questions
What license does a life insurance agent in Beachwood need?
An Ohio life insurance agent must hold a valid resident license from the Ohio Department of Insurance. This requires completing prelicensing education passing a state exam and undergoing a background check.
How do Ohio laws affect life insurance payouts?
Ohio has a two year contestability period during which an insurer can investigate a claim for misrepresentation. After two years the policy is generally incontestable unless fraud is proven. Ohio also requires insurers to pay claims within a reasonable time typically 30 days after receiving proof of death.
Can a Beachwood agent help with both term and whole life policies?
Yes most licensed life insurance agents in Beachwood can offer term life whole life and universal life policies. They can explain the differences in premiums cash value accumulation and coverage duration to match your financial goals.
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