The top-rated life insurance agent in Beavercreek, Ohio is Jack Herbst - State Farm Insurance Agent, rated 5.0 stars across 229 reviews. Other highly rated options include Michael Saylor - State Farm Insurance Agent, Mick Lundy - State Farm Insurance Agent, Matulka Insurance Agency. This directory lists 18 life insurance agents serving Beavercreek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jack Herbst - State Farm Insurance Agent | 3297 Seajay Dr | (937) 426-1000 |
| 2 | Michael Saylor - State Farm Insurance Agent | 3797 Dayton Xenia Rd | (937) 426-9834 |
| 3 | Mick Lundy - State Farm Insurance Agent | 2430 Dayton Xenia Rd ste c | (937) 320-9070 |
| 4 | Matulka Insurance Agency | 2262 County Line Rd | (937) 781-0011 |
| 5 | Miller Insurance & Financial Services, LLC | At The Greene, 70 Birch Alley Ste250 | (937) 427-3600 |
| 6 | Reichley Insurance Agency powered by OneDigital | 2440 Dayton Xenia Rd A | (937) 429-0655 |
| 7 | Shelter Insurance | 3301 Dayton Xenia Rd Ste 300A | (937) 705-6286 |
| 8 | Farmers Insurance - Andrew Ander | 1360 N Fairfield Rd | (937) 320-9999 |
| 9 | Guardian Assurance | 2555 Kenmont Ct | (937) 912-0019 |
| 10 | Competitive Insurance Group | 2496 Commons Blvd | (937) 552-2055 |
Jack Herbst - State Farm Insurance Agent serves the Beavercreek, Ohio, and Greene County area with life insurance coverage tailored to local residents. The agency helps clients secure financial protection for their families through term life and whole life policies. These plans can address income replacement and final expense needs for individuals in the community, ensuring peace of mind. Jack Herbst - State Farm Insurance Agent also assists with universal life policies for more flexible coverage options in the Beavercreek area.
Michael Saylor - State Farm Insurance Agent in Beavercreek, OH, offers a broad range of personal financial protection services. The agency provides life insurance policies designed to help clients manage future needs and prepare for unforeseen circumstances. Ongoing support includes policy reviews and adjustments to ensure coverage aligns with changing life stages or goals. Services extend to a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Mick Lundy - State Farm Insurance Agent serves homeowners, renters, and small business owners in Beavercreek, Ohio, with life insurance policies designed to provide financial protection for loved ones. The agency also offers auto, home, and health insurance options to help clients build comprehensive coverage plans tailored to their individual needs. Residents in surrounding areas of the Dayton metropolitan region, including the communities of Fairborn and Sugarcreek Township, can also access these personalized insurance services.
Serving Beavercreek and the surrounding communities in Ohio, Matulka Insurance Agency focuses on providing life insurance agent services to local residents. It handles policy options designed to help individuals plan for financial protection and future needs. The agency works through a straightforward process, beginning with a discussion of each client's unique circumstances. Using the information gathered during this initial consultation, it then identifies and presents a selection of appropriate coverage choices to consider.
Located in Beavercreek, OH, Miller Insurance & Financial Services, LLC provides specialty life insurance solutions such as term and permanent policies. It also offers broader financial services to help individuals plan for income replacement and debt protection. Life insurance agents in this area typically guide clients through coverage options suited to their stage of life. When a family faces a major life change like a new child or an approaching retirement, the company helps ensure financial stability during the transition.
While some life insurance agents offer a single policy purchase, Reichley Insurance Agency powered by OneDigital provides ongoing coverage reviews to ensure plans keep pace with changing needs. Located in Beavercreek, OH, the agency assists clients in selecting term, whole, or universal life policies suited to income replacement and final expense planning. Service appointments are available to review or adjust beneficiary designations and death benefit amounts. Policy management services run on an as-needed basis when personal circumstances or financial goals evolve.
Shelter Insurance in Beavercreek, Ohio provides financial protection products for residents and small businesses in the greater Beavercreek area. The company specializes in life insurance policies, which help cover end-of-life expenses and support families after a loss. These policies can also serve as an investment tool for long-term savings. Agents assist clients in selecting appropriate coverage levels and benefit structures. In addition, Shelter Insurance works closely with commercial clients, offering tailored liability and property protection for local offices, warehouses, and food service establishments.
In Beavercreek, where spring storms often lead to questions about protecting family assets, Farmers Insurance – Andrew Ander provides clear guidance on personal risk management. The agency addresses common concerns around income replacement and final expenses by explaining policy fundamentals and coverage levels for local households. A needs analysis begins with a straightforward discussion of current obligations and future goals. An initial consultation typically involves reviewing household budgets and existing protections before arranging a formal assessment of insurance requirements.
What Does a a Life Insurance Agent in Beavercreek Cost?
Typical costs for a life insurance agent in Ohio are not set by law and vary by agent. Many agents earn commissions from insurance companies so their services may be free to you. Term life premiums for a healthy 35 year old in Ohio often range from 20 to 50 dollars per month for a 500000 dollar policy. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. This is general information not insurance advice.
About life insurance agents in Beavercreek
Life insurance agents in Beavercreek Ohio help residents find coverage that meets state requirements and personal goals. Ohio law does not require life insurance but agents can explain how policies fit with local estate planning needs. Many agents serve clients in Greene County and nearby communities.
Frequently Asked Questions
What should I look for in a life insurance agent in Beavercreek Ohio?
Look for an agent licensed in Ohio with experience in term life whole life or universal life policies. Ask about their familiarity with Ohio insurance regulations and how they compare quotes from multiple carriers.
Does Ohio have a free look period for life insurance policies?
Yes Ohio law provides a free look period of 10 days for most life insurance policies. During this time you can cancel the policy for a full refund if you change your mind.
How do Ohio life insurance laws affect my policy choices?
Ohio follows standard insurance regulations including grace periods for premium payments and incontestability clauses after two years. An agent can explain how these rules apply to your specific situation.