The top-rated life insurance agent in Toledo, Ohio is Knight Insurance Group, rated 5.0 stars across 321 reviews. Other highly rated options include RBI Insurance Agency & Financial Services, Gus Badra Agency - Insurance Brokers, Jeff Traudt - State Farm Insurance Agent. This directory lists 26 life insurance agents serving Toledo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Knight Insurance Group | 22 N Erie St | (419) 241-5133 |
| 2 | RBI Insurance Agency & Financial Services | 3421 N Holland Sylvania Rd | (419) 841-4446 |
| 3 | Gus Badra Agency - Insurance Brokers | 3454 Oak Alley Ct #106 | (419) 469-5522 |
| 4 | Jeff Traudt - State Farm Insurance Agent | 2828 Central Ave | (419) 473-3276 |
| 5 | Fuller & Sons Insurance Agency LLC | 5660 Southwyck Blvd Suite 200A | (419) 866-8796 |
| 6 | Insurance Solutions By Design LLC | 7640 W Bancroft St Suite 1 | (419) 292-5700 |
| 7 | Rezbanyay Insurance Agency | 505 Main St | (419) 698-9991 |
| 8 | Gluckle Insurance & Financial Agency | 4213 N Holland Sylvania Rd | (419) 887-1363 |
| 9 | Coyle Insurance | 4052 N Holland Sylvania Rd | (419) 824-2071 |
| 10 | Detlef Insurance | 833 Woodville Rd | (419) 693-7458 |
Knight Insurance Group serves the Toledo, Ohio metro area and its surrounding communities as a life insurance agent. The company assists clients in navigating the essential process of securing financial protection for their families. They work with individuals to understand varying coverage needs, from term to permanent policies. By assessing local economic and family considerations, the agency helps residents plan for long-term financial security. Their services include evaluating whole life insurance options and guiding clients through the application and underwriting process for final expense coverage.
RBI Insurance Agency & Financial Services in Toledo, OH provides a wide scope of life insurance solutions tailored to local individuals and families. Its service approach includes ongoing policy reviews to adjust coverage as clients’ needs change over time. The agency assists with plan selection, application guidance, and beneficiary updates throughout the life of each policy. This practice serves a diverse client base, regularly working with single-family homes, apartments, retail, and restaurants in the greater Toledo area.
Individual homeowners, families, and small business owners in Toledo, Ohio seek life insurance coverage from this established local agency. The agency helps clients navigate term, whole, and universal life policies to ensure financial protection for their beneficiaries or business continuity. It regularly reviews coverage needs with existing policyholders when life circumstances change, such as a new child or a mortgage. The agency also serves clients in the neighboring communities of Oregon and Maumee.
Serving Toledo, Ohio, and the surrounding communities, Jeff Traudt - State Farm Insurance Agent offers life insurance coverage to local residents. This agency handles term life, whole life, and universal life policies designed to provide financial protection for families and individuals. The typical approach involves reviewing a client’s current situation, discussing long-term goals, and recommending a suitable policy based on straightforward coverage needs. By focusing on understanding each customer’s specific circumstances, the agent works to develop a personalized plan that aligns with their budget and future planning requirements.
Fuller & Sons Insurance Agency LLC in Toledo, OH advises clients on the distinction between term life policies, which offer coverage for a specified period, and whole life insurance providing permanent protection with a cash value component. They assist individuals in selecting appropriate coverage amounts to safeguard dependents and meet final expense obligations. Service for policy reviews and new applications typically runs on an as-needed basis, scheduled around the client’s availability and life changes.
Specializing in life insurance planning and estate liquidity strategies, Insurance Solutions By Design LLC serves clients in Toledo, OH. It provides term, whole, and universal life policies alongside annuity options for individuals and families. The agency focuses on tailoring coverage to local financial goals, whether for income replacement or final expense needs. During seasonal transitions like tax return season, it helps clients review their beneficiary designations and adjust policies to reflect life changes such as a new mortgage or a child’s college enrollment.
As Toledo residents review their financial plans for the coming year, they often seek reliable coverage to protect their families. Rezbanyay Insurance Agency provides life insurance solutions tailored to local needs. The company helps clients understand term and permanent policy options, ensuring choices align with long-term goals. They guide applicants through medical questionnaires and underwriting requirements specific to Ohio. To begin, a consultation is scheduled for a personal needs assessment and an initial review of current coverage.
Gluckle Insurance & Financial Agency serves residents of the Toledo area with life insurance policies tailored to individual needs and family protection. The agency also helps local businesses secure commercial life coverage to safeguard their operations and key personnel. Service extends throughout Toledo and the surrounding communities. Following an initial consultation and policy placement, the agency provides ongoing support, including periodic policy reviews and beneficiary updates during scheduled check-ins between regular annual visits.
What Does a a Life Insurance Agent in Toledo Cost?
Typical costs for a life insurance agent in Ohio are not charged as a separate fee. Agents earn commissions paid by the insurance company. The cost of a life insurance policy in Toledo can range from 20 dollars per month for a 20 year term policy for a healthy 30 year old to over 200 dollars per month for a whole life policy. Actual premiums depend on age health coverage amount and policy type. This is general information not insurance advice.
About life insurance agents in Toledo
Life insurance agents in Toledo Ohio help residents find coverage that fits their family and financial goals. Ohio law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Ohio probate laws affect policy payouts and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Ohio?
An agent must hold a valid Ohio life insurance license from the Ohio Department of Insurance. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Ohio Department of Insurance website.
How long does it take to get a life insurance policy in Toledo?
The process usually takes 2 to 6 weeks from application to policy issue. This depends on the type of policy and any medical underwriting needed. Ohio allows a free look period of 10 days after you receive the policy to cancel for a full refund.
Can a Toledo agent help with Ohio estate planning needs?
Yes many agents work with clients to coordinate life insurance with estate plans. Ohio law allows life insurance proceeds to pass directly to beneficiaries outside of probate. An agent can help you name beneficiaries and set up trusts to manage payouts.
Life Insurance Agents in Other Ohio Cities
Akron · Alliance · Amelia · Amherst · Aurora · Avon Lake · Barberton · Beachwood · Beavercreek · Berea · Blue Ash · Boardman · Bowling Green · Brunswick · Canal Winchester