The top-rated life insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Chris Hunt - State Farm Insurance Agent, Assurant, America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency. This directory lists 22 life insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1107 N Bechtle Ave | (937) 322-5757 |
| 2 | Chris Hunt - State Farm Insurance Agent | 115 E Ward St | (937) 688-5684 |
| 3 | Assurant | 1 Assurant Way | (937) 327-7700 |
| 4 | America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency | 1690 N Limestone St | (937) 324-2121 |
| 5 | Kyle Malone - State Farm Insurance Agent | 1601 N Limestone St | (937) 399-5432 |
| 6 | American Heritage Insurance Group | 1305 W 1st St | (937) 323-9737 |
| 7 | Fourman Insurance Agency | 1111 N Plum St #3 | (937) 325-6778 |
| 8 | Elliott Insurance Agency | 1317 E High St | (937) 325-2465 |
| 9 | AAA Springfield | 755 N Bechtle Ave | (937) 323-8661 |
| 10 | Clingman Insurance | 1110 N Plum St | (937) 322-3618 |
Acceptance Insurance in Springfield, Ohio is known for matching local residents with appropriate life insurance policies to suit their financial planning needs. The company offers a range of term, whole, and universal life insurance options designed to provide financial security for beneficiaries. Services include policy reviews from licensed agents who help clients understand coverage amounts and premium structures. Acceptance Insurance also provides final expense life insurance as a specialty add-on for covering end-of-life costs.
Chris Hunt - State Farm Insurance Agent in Springfield, OH, provides a range of life insurance services designed to help individuals and families plan for their financial future. Services include helping clients select appropriate term or whole life policies to support beneficiaries and cover end-of-life expenses. Maintenance plans involve periodic policy reviews to adjust coverage as life circumstances such as marriage or parenthood occur. Properties frequently serviced include single-family homes, apartments, retail locations, and restaurants.
Assurant serves Springfield, Ohio, and the surrounding Clark County area as a life insurance agent. The company helps local residents understand their coverage options, guiding them through the process of selecting appropriate policies that fit individual needs and budgets. Life insurance agents in this region regularly assist with both term and whole life plans. Assurant handles policy applications and facilitates beneficiary designations for clients throughout the Springfield metropolitan area.
America's Trusted Insurance Group (ATIG) serves Springfield homeowners, families, and local business owners seeking life insurance coverage. As an independent agency, it compares policies from multiple carriers to help clients find suitable term or whole life plans that protect their financial future. The agency assists individuals in understanding how a life insurance policy can provide income replacement or cover final expenses. ATIG also provides service to clients across the surrounding Clark County area and into the neighboring community of Urbana.
Kyle Malone - State Farm Insurance Agent serves the Springfield, Ohio area and its surrounding communities, handling life insurance policies for local residents. The agency assists clients by evaluating individual coverage needs to match appropriate term or whole life products. A typical job begins with a consultation to review financial goals and family circumstances. Using this information, it then presents suitable policy options, explaining benefits and costs clearly while guiding the client through the application and approval processes.
American Heritage Insurance Group serves residents of Springfield, Ohio, offering both one-time policy evaluations and recurring service reviews to adjust coverage as life circumstances change. Their work includes advising on various life insurance products designed for income replacement, debt coverage, and final expenses. Policies provide financial protection for beneficiaries against unexpected loss. Clients may schedule appointments on a one-time, regularly scheduled, or as-needed basis depending on their ongoing planning requirements.
As Springfield families begin planning for the coming year, securing financial protection often becomes a priority. Fourman Insurance Agency in Springfield, OH, guides clients through life insurance options that address both immediate needs and long-term goals. They discuss term, whole, and universal policies, helping to match coverage with individual circumstances. Each consultation includes a thorough review of the applicant’s financial situation and health background. The process begins with an initial needs-assessment interview to outline the appropriate coverage steps.
Elliott Insurance Agency in Springfield, OH provides life insurance policies that help residents plan for financial security and protect their families. The agency specializes in term and whole life insurance options tailored to individual needs and long-term estate goals. By evaluating personal circumstances and financial obligations, the agency can recommend appropriate coverage levels and policy structures. Its services are available to those operating in local office settings, warehousing and distribution centers, as well as food service establishments throughout the Springfield area.
AAA Springfield focuses on life insurance strategies such as term and whole life policies. In Springfield, OH, the agency generally serves local families and individuals seeking financial protection for their dependents. Its advisors explain policy structures clearly, helping clients determine appropriate coverage amounts. The team also supports business owners with key person insurance. As the holiday season approaches, the agency often assists families in updating their beneficiaries to reflect new marriages or births.
What Does a a Life Insurance Agent in Springfield Cost?
Term life insurance in Ohio typically costs between $20 and $50 per month for a healthy 35 year old with a $250,000 policy. Whole life policies often range from $100 to $300 per month for similar coverage. Actual costs depend on age, health, coverage amount, and policy type. This is general information and does not constitute insurance advice.
About life insurance agents in Springfield
Life insurance agents in Springfield, Ohio help residents find coverage that fits their budget and family goals. Ohio law requires agents to hold a valid state license and follow regulations set by the Ohio Department of Insurance. Local agents can explain how Ohio insurance laws affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Springfield need?
Agents must hold an Ohio resident insurance license for life and health lines. They must complete pre-licensing education and pass the state exam. The Ohio Department of Insurance oversees all licensing and conduct.
How do Ohio laws affect life insurance payouts?
Ohio has a two year contestability period during which insurers can investigate applications for misstatements. After that period, claims are generally paid unless fraud is proven. Beneficiaries in Ohio must file a claim with the insurer to receive proceeds.
Can I get life insurance with a pre existing condition in Ohio?
Yes, many Ohio agents can help you find guaranteed issue or simplified issue policies. These policies may have lower coverage limits or higher premiums. Full underwriting policies are also available depending on your health history.
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