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HomeLife Insurance AgentsOhio › Niles

Find Life Insurance Agents Near You in Niles, OH

Browse life insurance agents serving Niles, Ohio. Updated 2026-07-14.

The top-rated life insurance agent in Niles, Ohio is Brandon Miller - State Farm Insurance Agent, rated 5.0 stars across 252 reviews. Other highly rated options include Richard Stewart - State Farm Insurance Agent, CL Agency Insurance Est 1968, Beth Piper Insurance. This directory lists 14 life insurance agents serving Niles.

Showing 14 life insurance agents in Niles, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Brandon Miller - State Farm Insurance Agent639 Robbins Ave(330) 299-8200
2Richard Stewart - State Farm Insurance Agent5880 Youngstown Warren Rd(330) 652-3039
3CL Agency Insurance Est 1968736 Youngstown Warren Rd(330) 652-9191
4Beth Piper Insurance5555 Youngstown Warren Rd #906(330) 720-7248
5AAA Niles Insurance and Member Services937 Youngstown Warren Rd(330) 652-6466
6Ruddy Insurance Group1252 Youngstown Warren Rd Suite A(330) 652-0202
7Merlo Insurance815 Youngstown Warren Rd # 11(330) 544-8000
8Lori Hudzik American Family Insurance761 N Cedar Ave #3(330) 544-9222
9State Farm Insurance5880 Youngstown Warren Rd(330) 652-3039
10Tony Chiarello: Allstate Insurance1045 Youngstown Warren Rd(330) 544-1816
BM
639 Robbins Ave
Brandon Miller - State Farm Insurance Agent
Life Insurance Agent · Niles, OH

Brandon Miller - State Farm Insurance Agent serves the Niles, Ohio metro area and Trumbull County as a life insurance agent. The agency provides financial protection solutions designed to help individuals and families plan for long-term security. Clients can expect professional guidance in developing personalized coverage strategies suited to their unique circumstances and budgets. The business focuses on helping local residents manage risk and safeguard their loved ones' futures. Among its specific services, the agency assists with term life policies and whole life insurance plans.

RS
5880 Youngstown Warren Rd
Richard Stewart - State Farm Insurance Agent
Life Insurance Agent · Niles, OH

Richard Stewart, a life insurance agent operating under State Farm Insurance, serves homeowners, business owners, and property managers in Niles, Ohio. He provides personal life insurance policies that help protect families from financial hardship, along with business continuation solutions for local companies. His office also assists individuals with underwriting questions and policy adjustments. For clients in surrounding Mahoning County, his agency offers the same coverage options and personalized support throughout the Girard and Youngstown metro communities.

CA
736 Youngstown Warren Rd
CL Agency Insurance Est 1968
Life Insurance Agent · Niles, OH

CL Agency Insurance serves the residents of Niles, Ohio, and the surrounding communities in Trumbull County. As a life insurance agent, the firm handles term, whole, and universal life policies designed to provide financial protection for families and individuals. It also addresses final expense planning and income replacement strategies for local wage earners. To complete a typical job, the agency assesses a client’s personal situation, compares available policy options, and explains the coverage details before helping the client submit a formal application.

BP
5555 Youngstown Warren Rd #906
Beth Piper Insurance
Life Insurance Agent · Niles, OH

Beth Piper Insurance in Niles, OH understands that life insurance needs may be addressed either with a single, one-time policy purchase or through ongoing coverage that adapts as circumstances change. Recurring services allow clients to review and update their plans over time, ensuring protection keeps pace with life events. Coverage options typically include term and whole life policies tailored to individual financial goals and family responsibilities. Service is available on a one-time, scheduled, or as-needed basis depending on the client’s preferences and coverage requirements.

AN
937 Youngstown Warren Rd
AAA Niles Insurance and Member Services
Life Insurance Agent · Niles, OH

AAA Niles Insurance and Member Services provides a full range of life insurance plans and related coverage options for individuals and families in the Niles, Ohio area. Its representatives help clients review available policies and assist with plan adjustments as personal situations change. The agency also offers regular policy check-ins and support for member service needs. It serves clients in various residential and commercial settings, including single-family homes, apartments, retail properties, and restaurants.

RI
1252 Youngstown Warren Rd Suite A
Ruddy Insurance Group
Life Insurance Agent · Niles, OH

As families in Niles, OH begin planning their financial futures, Ruddy Insurance Group addresses this need by guiding clients through life insurance agent services that focus on local personalized support. The agency meets with individuals to review options for protecting loved ones against unexpected events. Policies are explained with clear terms, helping residents understand how coverage may fit their household budgets. This process begins with a straightforward initial meeting where a representative inspects current plans or evaluates specific protection goals for the coming years.

MI
815 Youngstown Warren Rd # 11
Merlo Insurance
Life Insurance Agent · Niles, OH

Merlo Insurance focuses on life insurance products such as term, whole, and universal life policies to help individuals secure financial protection. The agency in Niles, OH, works with local clients to assess coverage needs for income replacement, final expenses, and debt management. Its general service approach includes guiding policyholders through application procedures and plan adjustments. As families near the holiday season, the agency assists with policy reviews to ensure updated beneficiary designations align with current household circumstances.

LH
761 N Cedar Ave #3
Lori Hudzik American Family Insurance
Life Insurance Agent · Niles, OH

Lori Hudzik American Family Insurance serves residential clients in Niles, Ohio, helping them select life insurance protection that fits their individual needs. The agency also offers commercial coverage options for local businesses requiring financial safeguards. Service extends throughout the Niles area to ensure community members can access essential planning guidance. Policies are structured to address personal risk management goals, with agents explaining terms clearly to each client. Between regular visits, the office provides follow-up support for changes in coverage or beneficiary updates, ensuring policies remain aligned with evolving household circumstances.

SF
5880 Youngstown Warren Rd
State Farm Insurance
Life Insurance Agent · Niles, OH

State Farm Insurance serves Niles, Ohio, and the surrounding communities of Trumbull and Mahoning counties. This agency handles life insurance policies, including term and whole life options for individuals and families. Local clients seeking financial protection or estate planning can receive guidance on coverage amounts. The agent works alongside each person to review specific needs and then recommends a suitable policy.

TC
1045 Youngstown Warren Rd
Tony Chiarello: Allstate Insurance
Life Insurance Agent · Niles, OH
MF
906 Robbins Ave
Miller Family Insurance LLC
Life Insurance Agent · Niles, OH
(330) 652-2700
millerfamilyinsurance.net
BI
724 Youngstown Warren Rd # 11
Brightway Insurance, The Freedom Agency
Life Insurance Agent · Niles, OH
(330) 639-2575
brightway.com/agencies/OH/Niles-Youngstown/0594
FI
724 Youngstown Warren Rd # 11
Freedom Insurance Brokers
Life Insurance Agent · Niles, OH
(800) 396-4134
freedominsurancebrokers.com
AA
950 Youngstown Warren Rd STE G
The Ackerman Agency
Life Insurance Agent · Niles, OH
(330) 574-5000

What Does a a Life Insurance Agent in Niles Cost?

Life insurance costs in Ohio depend on your age, health, and coverage amount. A healthy 35 year old in Niles might pay around $25 to $40 per month for a 20 year term policy with $250,000 in coverage. Whole life policies cost more, often starting at $100 per month for the same coverage. Rates vary by insurer and underwriting. This is general information, not insurance advice.

About life insurance agents in Niles

Life insurance agents in Niles, Ohio help residents secure financial protection for their families. Ohio law requires agents to hold a valid license issued by the Ohio Department of Insurance. Local agents can explain how Ohio estate tax laws may affect your policy choices and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent need in Ohio?

An agent must hold an Ohio resident life insurance license from the Ohio Department of Insurance. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the Ohio Department of Insurance website.

How long do I have to change my mind after buying a policy in Ohio?

Ohio law gives you a free look period of at least 10 days after you receive your policy. During this time you can cancel for a full refund. This applies to individual life insurance policies sold in the state.

Can a Niles agent help with both term and whole life policies?

Yes, most licensed agents in Niles can offer both term life and whole life insurance options. They will review your needs and budget to explain the differences. Ohio agents must disclose policy features and costs clearly before you sign.

Life Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.